Old Republic International Stock Analysis

ORI Stock  USD 40.51  0.22  0.54%   
Old Republic International is undervalued with Real Value of 42.27 and Target Price of 46.5. The main objective of Old Republic stock analysis is to determine its intrinsic value, which is an estimate of what Old Republic International is worth, separate from its market price. There are two main types of Old Republic's stock analysis: fundamental analysis and technical analysis.
The Old Republic stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Old Republic's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Republic International. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.

Old Stock Analysis Notes

About 75.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.72. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Old Republic Interna last dividend was issued on the 5th of September 2025. The entity had 5:4 split on the 3rd of January 2006. Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. The company was founded in 1923 and is based in Chicago, Illinois. Old Republic operates under InsuranceDiversified classification in the United States and is traded on New York Stock Exchange. It employs 9600 people. To find out more about Old Republic International contact Rande Yeager at 312 346 8100 or learn more at https://www.oldrepublic.com.

Old Republic Quarterly Total Revenue

2.42 Billion

Old Republic Interna Investment Alerts

Old Republic International has 1.59 B in debt with debt to equity (D/E) ratio of 0.28, which may show that the company is not taking advantage of profits from borrowing. Old Republic Interna has a current ratio of 0.56, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Old to invest in growth at high rates of return.
About 75.0% of Old Republic shares are owned by institutional investors
On 15th of September 2025 Old Republic paid $ 0.29 per share dividend to its current shareholders
Latest headline from thelincolnianonline.com: Strategic Value Bank Partners LLC Invests 7.62 Million in Webster Financial Corporation WBS

Old Republic Interna Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Old Republic previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Old Largest EPS Surprises

Earnings surprises can significantly impact Old Republic's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2010-07-22
2010-06-300.060.05-0.0116 
2000-01-27
1999-12-310.180.20.0211 
1996-01-29
1995-12-310.190.210.0210 
View All Earnings Estimates

Old Republic Environmental, Social, and Governance (ESG) Scores

Old Republic's ESG score is a quantitative measure that evaluates Old Republic's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Old Republic's operations that may have significant financial implications and affect Old Republic's stock price as well as guide investors towards more socially responsible investments.

Old Stock Institutional Investors

Shares
Fmr Inc2025-06-30
2.9 M
Lsv Asset Management2025-06-30
2.7 M
Morgan Stanley - Brokerage Accounts2025-06-30
2.6 M
Amvescap Plc.2025-06-30
2.5 M
Charles Schwab Investment Management Inc2025-06-30
2.1 M
Miller Howard Investments Inc2025-06-30
M
First Trust Advisors L.p.2025-06-30
1.8 M
Ubs Asset Mgmt Americas Inc2025-06-30
1.7 M
Captrust Financial Advisors2025-06-30
1.6 M
Blackrock Inc2025-06-30
27.8 M
Vanguard Group Inc2025-06-30
25.3 M
Note, although Old Republic's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Old Market Capitalization

The company currently falls under 'Large-Cap' category with a total capitalization of 10.07 B.

Old Profitablity

The company has Net Profit Margin of 0.1 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.15 %, which entails that for every 100 dollars of revenue, it generated $0.15 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.03  0.03 
Return On Capital Employed 0.04  0.07 
Return On Assets 0.03  0.03 
Return On Equity 0.15  0.11 

Management Efficiency

Old Republic Interna has Return on Asset of 0.0237 % which means that on every $100 spent on assets, it made $0.0237 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1303 %, implying that it generated $0.1303 on every 100 dollars invested. Old Republic's management efficiency ratios could be used to measure how well Old Republic manages its routine affairs as well as how well it operates its assets and liabilities. The Old Republic's current Return On Capital Employed is estimated to increase to 0.07, while Return On Tangible Assets are projected to decrease to 0.03. As of now, Old Republic's Other Assets are decreasing as compared to previous years. The Old Republic's current Total Current Assets is estimated to increase to about 3.9 B, while Other Current Assets are forecasted to increase to (8.4 B).
Last ReportedProjected for Next Year
Book Value Per Share 21.75  12.27 
Tangible Book Value Per Share 21.05  11.96 
Enterprise Value Over EBITDA 9.36  7.61 
Price Book Value Ratio 1.66  0.87 
Enterprise Value Multiple 9.36  7.61 
Price Fair Value 1.66  0.87 
Enterprise Value8.7 B9.2 B
The strategic initiatives led by Old Republic's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Dividend Yield
0.028
Operating Margin
0.1528
Profit Margin
0.0953
Forward Dividend Yield
0.0286
Beta
0.813

Technical Drivers

As of the 28th of October, Old Republic holds the Coefficient Of Variation of 581.1, risk adjusted performance of 0.1155, and Semi Deviation of 1.13. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Old Republic, as well as the relationship between them.

Old Republic Interna Price Movement Analysis

The output start index for this execution was twenty-six with a total number of output elements of thirty-five. The Double Exponential Moving Average indicator was developed by Patrick Mulloy. It consists of a single exponential moving average and a double exponential moving average. This indicator is more responsive to Old Republic Interna changes than the simple moving average.

Old Republic Interna Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Old Republic insiders, such as employees or executives, is commonly permitted as long as it does not rely on Old Republic's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Old Republic insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Old Republic Outstanding Bonds

Old Republic issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Old Republic Interna uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Old bonds can be classified according to their maturity, which is the date when Old Republic International has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Old Republic Predictive Daily Indicators

Old Republic intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Old Republic stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Old Republic Corporate Filings

27th of October 2025
Other Reports
ViewVerify
8K
24th of October 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
4th of September 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
25th of August 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
19th of August 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
4th of August 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
1st of August 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
28th of July 2025
Other Reports
ViewVerify

Old Republic Forecast Models

Old Republic's time-series forecasting models are one of many Old Republic's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Old Republic's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Old Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Old Republic prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Old shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Old Republic. By using and applying Old Stock analysis, traders can create a robust methodology for identifying Old entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.13  0.17 
Operating Profit Margin 0.14  0.12 
Net Profit Margin 0.10  0.09 
Gross Profit Margin 0.73  0.76 

Current Old Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Old analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Old analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
46.5Buy3Odds
Old Republic International current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Old analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Old stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Old Republic Interna, talking to its executives and customers, or listening to Old conference calls.
Old Analyst Advice Details

Old Stock Analysis Indicators

Old Republic International stock analysis indicators help investors evaluate how Old Republic stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Old Republic shares will generate the highest return on investment. By understating and applying Old Republic stock analysis, traders can identify Old Republic position entry and exit signals to maximize returns.
Begin Period Cash Flow202.8 M
Long Term Debt1.6 B
Common Stock Shares Outstanding263.2 M
Total Stockholder Equity5.6 B
Total Cashflows From Investing Activities-7.2 M
Tax Provision216.9 M
Quarterly Earnings Growth Y O Y-0.159
Cash And Short Term InvestmentsB
Cash201.9 M
Net Debt1.4 B
50 Day M A40.9856
Total Current Liabilities13.8 M
Other Operating ExpensesB
Non Current Assets Total25.2 B
Non Currrent Assets OtherB

Complementary Tools for Old Stock analysis

When running Old Republic's price analysis, check to measure Old Republic's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Republic is operating at the current time. Most of Old Republic's value examination focuses on studying past and present price action to predict the probability of Old Republic's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Republic's price. Additionally, you may evaluate how the addition of Old Republic to your portfolios can decrease your overall portfolio volatility.
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