E L Financial Corp Stock Analysis

ELF Stock  CAD 1,315  26.01  1.94%   
E L Financial Corp is overvalued with Real Value of 1236.1 and Hype Value of 1314.82. The main objective of E L stock analysis is to determine its intrinsic value, which is an estimate of what E L Financial Corp is worth, separate from its market price. There are two main types of E L's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect E L's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of E L's stock to identify patterns and trends that may indicate its future price movements.
The E L stock is traded in Canada on Toronto Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in Canada. E L is usually not traded on Canada Day, Civic Holiday, Labour Day, Thanksgiving Day, Christmas Day, Boxing Day, New Year 's Day, Family Day, Good Friday, Victoria Day. ELF Stock trading window is adjusted to America/Toronto timezone.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in E L Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

ELF Stock Analysis Notes

About 58.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.58. Some equities with similar Price to Book (P/B) outperform the market in the long run. E L Financial recorded earning per share (EPS) of 478.79. The entity last dividend was issued on the 31st of December 2024. E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. The company was incorporated in 1968 and is headquartered in Toronto, Canada. E L operates under Insurance - Property Casualty classification in Canada and is traded on Toronto Stock Exchange. To learn more about E L Financial Corp call Mark Sylvia at 416 947 2578 or check out https://www.e-lfinancial.ca.

E L Financial Investment Alerts

E L Financial is unlikely to experience financial distress in the next 2 years
E L Financial Corp has accumulated 733.37 M in total debt with debt to equity ratio (D/E) of 7.0, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. E L Financial has a current ratio of 0.48, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist E L until it has trouble settling it off, either with new capital or with free cash flow. So, E L's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like E L Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for ELF to invest in growth at high rates of return. When we think about E L's use of debt, we should always consider it together with cash and equity.
About 58.0% of E L shares are held by company insiders
Latest headline from news.google.com: Meet the Megastars 2024 The best 20 stocks on the TSX for a blend of value and momentum - The Globe and Mail

ELF Largest EPS Surprises

Earnings surprises can significantly impact E L's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
1999-04-23
1999-03-313.762.8-0.9625 
2010-05-05
2010-03-313.96.532.6367 
2014-11-06
2014-09-3024.76817.0-7.76831 
View All Earnings Estimates

ELF Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.55 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate E L's market, we take the total number of its shares issued and multiply it by E L's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

ELF Profitablity

E L's profitability indicators refer to fundamental financial ratios that showcase E L's ability to generate income relative to its revenue or operating costs. If, let's say, E L is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, E L's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of E L's profitability requires more research than a typical breakdown of E L's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.61 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.92 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.92.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.04  0.04 
Return On Capital Employed 0.10  0.11 
Return On Assets 0.04  0.04 
Return On Equity 0.13  0.09 

Management Efficiency

E L Financial has return on total asset (ROA) of 0.0597 % which means that it generated a profit of $0.0597 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.2337 %, meaning that it generated $0.2337 on every $100 dollars invested by stockholders. E L's management efficiency ratios could be used to measure how well E L manages its routine affairs as well as how well it operates its assets and liabilities. At this time, E L's Return On Tangible Assets are very stable compared to the past year. As of the 29th of December 2024, Return On Capital Employed is likely to grow to 0.11, while Return On Equity is likely to drop 0.09. At this time, E L's Return On Assets are very stable compared to the past year.
Last ReportedProjected for Next Year
Book Value Per Share2.4 K2.5 K
Tangible Book Value Per Share2.4 K2.5 K
Enterprise Value Over EBITDA 6.74  7.07 
Price Book Value Ratio 0.51  0.77 
Enterprise Value Multiple 6.74  7.07 
Price Fair Value 0.51  0.77 
Enterprise Value3.5 B2.2 B
Leadership effectiveness at E L Financial Corp is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.0114
Operating Margin
0.919
Profit Margin
0.6149
Forward Dividend Yield
0.0114
Beta
0.847

Technical Drivers

As of the 29th of December, E L shows the Mean Deviation of 0.503, downside deviation of 2.82, and Semi Deviation of 0.9623. E L Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the entity's future prices.

E L Financial Price Movement Analysis

Execute Study
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E L Outstanding Bonds

E L issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. E L Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most ELF bonds can be classified according to their maturity, which is the date when E L Financial Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

E L Predictive Daily Indicators

E L intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of E L stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

E L Forecast Models

E L's time-series forecasting models are one of many E L's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary E L's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About ELF Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how E L prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling ELF shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as E L. By using and applying ELF Stock analysis, traders can create a robust methodology for identifying ELF entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.46  0.24 
Operating Profit Margin 0.97  1.02 
Net Profit Margin 0.35  0.36 
Gross Profit Margin 1.31  1.16 

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding E L to your portfolios without increasing risk or reducing expected return.

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Other Information on Investing in ELF Stock

E L financial ratios help investors to determine whether ELF Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in ELF with respect to the benefits of owning E L security.