Bm Technologies Stock Analysis
| BMTX Stock | USD 4.77 0.02 0.42% |
Bm Technologies is undervalued with Real Value of 5.17 and Target Price of 6.75. The main objective of Bm Technologies stock analysis is to determine its intrinsic value, which is an estimate of what Bm Technologies is worth, separate from its market price. There are two main types of Bm Technologies' stock analysis: fundamental analysis and technical analysis.
The Bm Technologies stock is traded in the USA on NYSE MKT Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Bm Technologies is usually not traded on Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday. BMTX Stock trading window is adjusted to America/New York timezone.
BMTX |
BMTX Stock Analysis Notes
About 29.0% of the company shares are held by company insiders. The book value of Bm Technologies was currently reported as 2.58. The company recorded a loss per share of 1.11. Bm Technologies had not issued any dividends in recent years. BM Technologies, Inc. operates as a financial technology company in the United States. BM Technologies, Inc. was founded in 2014 and is headquartered in Wayne, Pennsylvania. Bm Technologies operates under SoftwareApplication classification in the United States and is traded on AMEX Exchange. It employs 275 people. For more info on Bm Technologies please contact Luvleen Sidhu at 877 327 9515 or go to https://ir.bmtxinc.com.Bm Technologies Investment Alerts
| Bm Technologies is way too risky over 90 days horizon | |
| Bm Technologies appears to be risky and price may revert if volatility continues | |
| Bm Technologies has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 55.25 M. Net Loss for the year was (17.33 M) with profit before overhead, payroll, taxes, and interest of 53.53 M. | |
| About 29.0% of the company shares are held by company insiders | |
| Latest headline from accesswire.com: BM Technologies Wins Tech Learning Award of Excellence for Back-to-School 2024 |
Bm Technologies Upcoming and Recent Events
Earnings reports are used by Bm Technologies to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period..
| 25th of March 2024 Upcoming Quarterly Report | View | |
| 27th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 25th of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
BMTX Largest EPS Surprises
Earnings surprises can significantly impact Bm Technologies' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-05-22 | 2023-03-31 | -0.5 | -0.43 | 0.07 | 14 | ||
2023-11-20 | 2023-09-30 | -0.26 | -0.34 | -0.08 | 30 | ||
2024-03-25 | 2023-12-31 | -0.25 | -0.34 | -0.09 | 36 |
Bm Technologies Environmental, Social, and Governance (ESG) Scores
Bm Technologies' ESG score is a quantitative measure that evaluates Bm Technologies' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Bm Technologies' operations that may have significant financial implications and affect Bm Technologies' stock price as well as guide investors towards more socially responsible investments.
Bm Technologies Thematic Classifications
In addition to having Bm Technologies stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
 | Data StorageData Storage | |
 | SoftwareSoftware, software systems, and software services |
BMTX Market Capitalization
The company currently falls under 'Micro-Cap' category with a current market capitalization of 57.47 M.BMTX Profitablity
The company has Profit Margin (PM) of (0.21) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.24) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.24.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.60) | (0.57) | |
| Return On Capital Employed | (0.60) | (0.57) | |
| Return On Assets | (0.32) | (0.30) | |
| Return On Equity | (0.56) | (0.53) |
Management Efficiency
Bm Technologies has return on total asset (ROA) of (0.1274) % which means that it has lost $0.1274 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.374) %, meaning that it created substantial loss on money invested by shareholders. Bm Technologies' management efficiency ratios could be used to measure how well Bm Technologies manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to rise to -0.57 in 2024. Return On Capital Employed is likely to rise to -0.57 in 2024. At this time, Bm Technologies' Total Assets are fairly stable compared to the past year. Net Tangible Assets is likely to rise to about 20.3 M in 2024, whereas Other Assets are likely to drop slightly above 78.7 K in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 2.68 | 4.25 | |
| Tangible Book Value Per Share | 0.47 | 0.45 | |
| Enterprise Value Over EBITDA | (1.84) | (1.93) | |
| Price Book Value Ratio | 0.77 | 0.73 | |
| Enterprise Value Multiple | (1.84) | (1.93) | |
| Price Fair Value | 0.77 | 0.73 | |
| Enterprise Value | 10.9 M | 10.3 M |
Understanding the operational decisions made by Bm Technologies management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Operating Margin (0.24) | Profit Margin (0.21) | Beta 0.181 | Return On Assets (0.13) | Return On Equity (0.37) |
Technical Drivers
As of the 21st of November, Bm Technologies owns the Market Risk Adjusted Performance of (10.43), coefficient of variation of 706.56, and Standard Deviation of 7.85. Bm Technologies technical analysis gives you the methodology to make use of past data patterns to determine a pattern that approximates the direction of the firm's future prices.Bm Technologies Price Movement Analysis
The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Bm Technologies middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Bm Technologies. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Bm Technologies Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Bm Technologies insiders, such as employees or executives, is commonly permitted as long as it does not rely on Bm Technologies' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Bm Technologies insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Bm Technologies Outstanding Bonds
Bm Technologies issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Bm Technologies uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most BMTX bonds can be classified according to their maturity, which is the date when Bm Technologies has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Bm Technologies Predictive Daily Indicators
Bm Technologies intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Bm Technologies stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Bm Technologies Corporate Filings
8K | 15th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 14th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 13th of November 2024 Other Reports | ViewVerify | |
8K | 6th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 5th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
13A | 4th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
| 30th of October 2024 Other Reports | ViewVerify | |
8K | 25th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Bm Technologies Forecast Models
Bm Technologies' time-series forecasting models are one of many Bm Technologies' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Bm Technologies' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About BMTX Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Bm Technologies prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling BMTX shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Bm Technologies. By using and applying BMTX Stock analysis, traders can create a robust methodology for identifying BMTX entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | (0.31) | (0.30) | |
| Operating Profit Margin | (0.34) | (0.33) | |
| Net Loss | (0.31) | (0.30) | |
| Gross Profit Margin | 0.48 | 0.41 |
Current BMTX Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. BMTX analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. BMTX analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Advice | # of Analysts | |
| 6.75 | Hold | 2 | Odds |
Most BMTX analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand BMTX stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Bm Technologies, talking to its executives and customers, or listening to BMTX conference calls.
BMTX Stock Analysis Indicators
Bm Technologies stock analysis indicators help investors evaluate how Bm Technologies stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Bm Technologies shares will generate the highest return on investment. By understating and applying Bm Technologies stock analysis, traders can identify Bm Technologies position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 21.1 M | |
| Common Stock Shares Outstanding | 11.6 M | |
| Total Stockholder Equity | 31 M | |
| Tax Provision | -2.2 M | |
| Quarterly Earnings Growth Y O Y | 17.475 | |
| Property Plant And Equipment Net | 535 K | |
| Cash And Short Term Investments | 14.3 M | |
| Cash | 14.3 M | |
| Accounts Payable | 10.6 M | |
| Net Debt | -14.3 M | |
| 50 Day M A | 3.7768 | |
| Total Current Liabilities | 22.9 M | |
| Other Operating Expenses | 74.3 M | |
| Non Current Assets Total | 26.1 M | |
| Non Currrent Assets Other | 20.3 M | |
| Stock Based Compensation | 1.9 M |
Additional Tools for BMTX Stock Analysis
When running Bm Technologies' price analysis, check to measure Bm Technologies' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bm Technologies is operating at the current time. Most of Bm Technologies' value examination focuses on studying past and present price action to predict the probability of Bm Technologies' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bm Technologies' price. Additionally, you may evaluate how the addition of Bm Technologies to your portfolios can decrease your overall portfolio volatility.