QCR Holdings Profitability Analysis
| QCRH Stock | USD 81.85 0.19 0.23% |
Net Income | First Reported 1995-09-30 | Previous Quarter 29.1 M | Current Value 27.8 M | Quarterly Volatility 8.9 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Net Profit Margin | 0.35 | 0.3368 |
|
| |||||
| Operating Profit Margin | 0.19 | 0.3762 |
|
| |||||
| Pretax Profit Margin | 0.19 | 0.3756 |
|
| |||||
| Return On Assets | 0.014 | 0.0133 |
|
| |||||
| Return On Equity | 0.0754 | 0.1281 |
|
|
For QCR Holdings profitability analysis, we use financial ratios and fundamental drivers that measure the ability of QCR Holdings to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well QCR Holdings utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between QCR Holdings's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of QCR Holdings over time as well as its relative position and ranking within its peers.
QCR |
QCR Holdings' Revenue Breakdown by Earning Segment
Check out Your Equity Center.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of QCR Holdings. If investors know QCR will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about QCR Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.101 | Dividend Share 0.24 | Earnings Share 6.88 | Revenue Per Share 20.352 | Quarterly Revenue Growth 0.069 |
The market value of QCR Holdings is measured differently than its book value, which is the value of QCR that is recorded on the company's balance sheet. Investors also form their own opinion of QCR Holdings' value that differs from its market value or its book value, called intrinsic value, which is QCR Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because QCR Holdings' market value can be influenced by many factors that don't directly affect QCR Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between QCR Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if QCR Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, QCR Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
QCR Holdings Return On Asset vs. Return On Equity Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining QCR Holdings's current stock value. Our valuation model uses many indicators to compare QCR Holdings value to that of its competitors to determine the firm's financial worth. QCR Holdings is currently regarded as top stock in return on equity category among its peers. It also is currently regarded as top stock in return on asset category among its peers reporting about 0.10 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for QCR Holdings is roughly 9.78 . As of now, QCR Holdings' Return On Equity is increasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the QCR Holdings' earnings, one of the primary drivers of an investment's value.QCR Return On Asset vs. Return On Equity
Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
QCR Holdings |
| = | 0.13 |
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.
QCR Holdings |
| = | 0.0132 |
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.
QCR Return On Asset Comparison
QCR Holdings is currently under evaluation in return on asset category among its peers.
QCR Holdings Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in QCR Holdings, profitability is also one of the essential criteria for including it into their portfolios because, without profit, QCR Holdings will eventually generate negative long term returns. The profitability progress is the general direction of QCR Holdings' change in net profit over the period of time. It can combine multiple indicators of QCR Holdings, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -56 M | -53.2 M | |
| Net Income | 113.6 M | 119.2 M | |
| Operating Income | 126.8 M | 133.2 M | |
| Income Before Tax | 126.6 M | 133 M | |
| Income Tax Expense | 13.1 M | 13.7 M | |
| Total Other Income Expense Net | -207 K | -217.3 K | |
| Net Income Applicable To Common Shares | 113.9 M | 119.6 M | |
| Net Income From Continuing Ops | 111.6 M | 117.2 M | |
| Net Interest Income | 230.5 M | 170.1 M | |
| Interest Income | 395.2 M | 222.1 M | |
| Change To Netincome | 15.9 M | 14.9 M | |
| Net Income Per Share | 6.79 | 7.13 | |
| Income Quality | 3.31 | 3.48 | |
| Net Income Per E B T | 0.90 | 0.61 |
QCR Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on QCR Holdings. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of QCR Holdings position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the QCR Holdings' important profitability drivers and their relationship over time.
QCR Holdings Profitability Trends
QCR Holdings profitability trend refers to the progression of profit or loss within a business. An upward trend means that QCR Holdings' profit has generally increased over time, and a downward profitability trend means profits are declining. Recognizing problems early in profitability trends allows investors to address revenue and cost issues in advance. Investors and analysts usually monitor three types of profitability trends: gross, operating, and net. Gross profit is the difference between revenue and costs of goods sold. Operating profit is QCR Holdings' gross profit minus its overhead. After you account for other unusual revenue, expenses, and costs, you get net profit. Gross profit trends are often a good indicator of future profitability. If you have high gross profit margins, you have a better chance to cover overhead and make money.
QCR Holdings Profitability Drivers Correlations
One of the toughest challenges investors face today is learning how to quickly synthesize and read into endless financial statements and information provided by the company, SEC reporting, and various external parties. Understanding the correlation between QCR Holdings different financial indicators related to revenue and profit generation helps investors identify and prioritize their investing strategies towards QCR Holdings in a much-optimized way. Analyzing correlations between profit drivers that are directly associated with dollar figures is the most effective way to break down QCR Holdings' future profitability.
Click cells to compare fundamentals
Use QCR Holdings in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if QCR Holdings position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in QCR Holdings will appreciate offsetting losses from the drop in the long position's value.QCR Holdings Pair Trading
QCR Holdings Pair Trading Analysis
The ability to find closely correlated positions to QCR Holdings could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace QCR Holdings when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back QCR Holdings - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling QCR Holdings to buy it.
The correlation of QCR Holdings is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as QCR Holdings moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if QCR Holdings moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for QCR Holdings can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your QCR Holdings position
In addition to having QCR Holdings in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Gambling Thematic Idea Now
Gambling
Companies that are related to providing gambling services across multiple geographical areas by investing, exploring, or producing software, hardware, and related infrastructure for running gambling operations or trading speculative assets. The Gambling theme has 38 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Gambling Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Your Equity Center. For more detail on how to invest in QCR Stock please use our How to Invest in QCR Holdings guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
To fully project QCR Holdings' future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of QCR Holdings at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include QCR Holdings' income statement, its balance sheet, and the statement of cash flows.