Open Lending Revenue vs. Current Valuation
| LPRO Stock | USD 1.40 0.06 4.11% |
Total Revenue | First Reported 2019-03-31 | Previous Quarter 25.3 M | Current Value 24.2 M | Quarterly Volatility 21.8 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.0077 | 0.0081 |
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For Open Lending profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Open Lending to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Open Lending Corp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Open Lending's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Open Lending Corp over time as well as its relative position and ranking within its peers.
Check out Correlation Analysis. Will Diversified Capital Markets sector continue expanding? Could Open diversify its offerings? Factors like these will boost the valuation of Open Lending. Expected growth trajectory for Open significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Open Lending data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.56) | Earnings Share (1.26) | Revenue Per Share | Quarterly Revenue Growth 0.03 | Return On Assets |
Understanding Open Lending Corp requires distinguishing between market price and book value, where the latter reflects Open's accounting equity. The concept of intrinsic value - what Open Lending's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Open Lending's price substantially above or below its fundamental value.
Understanding that Open Lending's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Open Lending represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Open Lending's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Open Lending Corp Current Valuation vs. Revenue Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Open Lending's current stock value. Our valuation model uses many indicators to compare Open Lending value to that of its competitors to determine the firm's financial worth. Open Lending Corp is rated below average in revenue category among its peers. It is rated below average in current valuation category among its peers reporting about 8.41 of Current Valuation per Revenue. At this time, Open Lending's Total Revenue is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Open Lending's earnings, one of the primary drivers of an investment's value.Open Revenue vs. Competition
Open Lending Corp is rated below average in revenue category among its peers. Market size based on revenue of Financials industry is now estimated at about 10.38 Billion. Open Lending adds roughly 24.02 Million in revenue claiming only tiny portion of equities under Financials industry.
Open Current Valuation vs. Revenue
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
Open Lending |
| = | 24.02 M |
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.
Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Open Lending |
| = | 202.13 M |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
Open Current Valuation vs Competition
Open Lending Corp is rated below average in current valuation category among its peers. After adjusting for long-term liabilities, total market size of Financials industry is now estimated at about 22.39 Billion. Open Lending maintains roughly 202.13 Million in current valuation contributing less than 1% to equities under Financials industry.
Open Lending Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Open Lending, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Open Lending will eventually generate negative long term returns. The profitability progress is the general direction of Open Lending's change in net profit over the period of time. It can combine multiple indicators of Open Lending, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Operating Income | -58.8 M | -55.9 M | |
| Income Before Tax | -58.1 M | -55.2 M | |
| Net Income Applicable To Common Shares | 76.6 M | 80.4 M | |
| Net Loss | -121.5 M | -115.4 M | |
| Income Tax Expense | 81 M | 85 M | |
| Net Interest Income | 889 K | 933.4 K | |
| Interest Income | 13.9 M | 14.6 M | |
| Net Loss | -121.5 M | -115.4 M | |
| Total Other Income Expense Net | 889 K | 933.4 K | |
| Non Operating Income Net Other | -7.8 M | -8.2 M | |
| Change To Netincome | 7.4 M | 7 M | |
| Net Loss | (1.30) | (1.24) | |
| Income Quality | (0.12) | (0.11) | |
| Net Income Per E B T | 1.88 | 1.97 |
Open Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Open Lending. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Open Lending position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Open Lending's important profitability drivers and their relationship over time.
Open Lending Earnings per Share Projection vs Actual
Use Open Lending in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Open Lending position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Open Lending will appreciate offsetting losses from the drop in the long position's value.Open Lending Pair Trading
Open Lending Corp Pair Trading Analysis
The ability to find closely correlated positions to Open Lending could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Open Lending when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Open Lending - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Open Lending Corp to buy it.
The correlation of Open Lending is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Open Lending moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Open Lending Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Open Lending can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Open Lending position
In addition to having Open Lending in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Check out Correlation Analysis. You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
To fully project Open Lending's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Open Lending Corp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Open Lending's income statement, its balance sheet, and the statement of cash flows.