American Integrity Profitability Analysis
| AII Stock | 19.03 0.03 0.16% |
Net Income | First Reported 2010-12-31 | Previous Quarter 45.7 M | Current Value 42.6 M | Quarterly Volatility 2.2 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.32 | 0.36 |
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| Net Profit Margin | 0.15 | 0.18 |
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| Operating Profit Margin | 0.19 | 0.22 |
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| Pretax Profit Margin | 0.19 | 0.22 |
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| Return On Assets | 0.0424 | 0.0381 |
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| Return On Equity | 0.29 | 0.28 |
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For American Integrity profitability analysis, we use financial ratios and fundamental drivers that measure the ability of American Integrity to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well American Integrity Insurance utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between American Integrity's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of American Integrity Insurance over time as well as its relative position and ranking within its peers.
Check out Trending Equities. Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of American Integrity. If investors know American will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about American Integrity listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.486 | Earnings Share 3.87 | Revenue Per Share | Quarterly Revenue Growth 0.606 |
The market value of American Integrity is measured differently than its book value, which is the value of American that is recorded on the company's balance sheet. Investors also form their own opinion of American Integrity's value that differs from its market value or its book value, called intrinsic value, which is American Integrity's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because American Integrity's market value can be influenced by many factors that don't directly affect American Integrity's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between American Integrity's value and its price as these two are different measures arrived at by different means. Investors typically determine if American Integrity is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, American Integrity's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
American Integrity Operating Margin vs. Profit Margin Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining American Integrity's current stock value. Our valuation model uses many indicators to compare American Integrity value to that of its competitors to determine the firm's financial worth. American Integrity Insurance is rated fifth in profit margin category among its peers. It is rated below average in operating margin category among its peers reporting about 1.07 of Operating Margin per Profit Margin. As of now, American Integrity's Net Profit Margin is decreasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the American Integrity's earnings, one of the primary drivers of an investment's value.American Operating Margin vs. Profit Margin
Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
American Integrity |
| = | 0.30 % |
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
American Integrity |
| = | 0.32 % |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
American Operating Margin Comparison
American Integrity is currently under evaluation in operating margin category among its peers.
American Integrity Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in American Integrity, profitability is also one of the essential criteria for including it into their portfolios because, without profit, American Integrity will eventually generate negative long term returns. The profitability progress is the general direction of American Integrity's change in net profit over the period of time. It can combine multiple indicators of American Integrity, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -376.1 K | -394.9 K | |
| Operating Income | 58.7 M | 52.7 M | |
| Net Income From Continuing Ops | 45.7 M | 42.6 M | |
| Income Before Tax | 58.7 M | 52.7 M | |
| Total Other Income Expense Net | 546.3 K | 612 K | |
| Net Income Applicable To Common Shares | 43.7 M | 40.8 M | |
| Net Income | 45.7 M | 42.6 M | |
| Income Tax Expense | 13 M | 10 M | |
| Net Income Per Share | 1.83 | 1.58 | |
| Income Quality | 3.37 | 2.18 | |
| Net Income Per E B T | 0.90 | 0.89 |
American Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on American Integrity. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of American Integrity position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the American Integrity's important profitability drivers and their relationship over time.
American Integrity Profitability Trends
American Integrity profitability trend refers to the progression of profit or loss within a business. An upward trend means that American Integrity's profit has generally increased over time, and a downward profitability trend means profits are declining. Recognizing problems early in profitability trends allows investors to address revenue and cost issues in advance. Investors and analysts usually monitor three types of profitability trends: gross, operating, and net. Gross profit is the difference between revenue and costs of goods sold. Operating profit is American Integrity's gross profit minus its overhead. After you account for other unusual revenue, expenses, and costs, you get net profit. Gross profit trends are often a good indicator of future profitability. If you have high gross profit margins, you have a better chance to cover overhead and make money.
American Integrity Profitability Drivers Correlations
One of the toughest challenges investors face today is learning how to quickly synthesize and read into endless financial statements and information provided by the company, SEC reporting, and various external parties. Understanding the correlation between American Integrity different financial indicators related to revenue and profit generation helps investors identify and prioritize their investing strategies towards American Integrity in a much-optimized way. Analyzing correlations between profit drivers that are directly associated with dollar figures is the most effective way to break down American Integrity's future profitability.
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American Integrity Earnings per Share Projection vs Actual
Use American Integrity in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if American Integrity position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in American Integrity will appreciate offsetting losses from the drop in the long position's value.American Integrity Pair Trading
American Integrity Insurance Pair Trading Analysis
The ability to find closely correlated positions to American Integrity could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace American Integrity when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back American Integrity - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling American Integrity Insurance to buy it.
The correlation of American Integrity is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as American Integrity moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if American Integrity moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for American Integrity can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your American Integrity position
In addition to having American Integrity in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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To fully project American Integrity's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of American Integrity at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include American Integrity's income statement, its balance sheet, and the statement of cash flows.