Versabank Stock Performance
| VBNK Stock | 15.80 0.01 0.06% |
VersaBank has a performance score of 3 on a scale of 0 to 100. The entity has a beta of 0.27, which indicates not very significant fluctuations relative to the market. As returns on the market increase, VersaBank's returns are expected to increase less than the market. However, during the bear market, the loss of holding VersaBank is expected to be smaller as well. VersaBank right now has a risk of 1.97%. Please validate VersaBank value at risk, downside variance, and the relationship between the maximum drawdown and potential upside , to decide if VersaBank will be following its existing price patterns.
Risk-Adjusted Performance
Insignificant
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in VersaBank are ranked lower than 3 (%) of all global equities and portfolios over the last 90 days. In spite of very healthy basic indicators, VersaBank is not utilizing all of its potentials. The recent stock price disarray, may contribute to short-term losses for the investors. ...more
Forward Dividend Yield 0.0063 | Payout Ratio | Forward Dividend Rate 0.1 | Dividend Date 2025-07-31 | Ex Dividend Date 2025-07-04 |
| VersaBank dividend paid on 30th of April 2025 | 04/30/2025 |
1 | Bank of Nova Scotia Misses Q2 Earnings and Revenue Estimates - Yahoo Finance | 05/27/2025 |
2 | Raymond James maintains 15 target on VersaBank shares post-HQ move - Investing.com India | 05/30/2025 |
3 | Raymond James Lowers Price Target for VersaBank VBNK St - GuruFocus | 06/06/2025 |
4 | VersaBank Still Isnt Perfect, But Im Not Selling - Seeking Alpha | 06/10/2025 |
5 | Stock Analysis and Trading Signals - news.stocktradersdaily.com | 06/27/2025 |
6 | How To Trade - news.stocktradersdaily.com | 07/02/2025 |
7 | Round Rock Advisors LLC Raises Stock Position in VersaBank - MarketBeat | 07/10/2025 |
8 | Is VersaBank a good long term investment - Unmatched profit potential - Autocar Professional | 07/23/2025 |
| Begin Period Cash Flow | 132.2 M | |
| Total Cashflows From Investing Activities | -157.6 M |
VersaBank |
VersaBank Relative Risk vs. Return Landscape
If you would invest 1,507 in VersaBank on April 25, 2025 and sell it today you would earn a total of 73.00 from holding VersaBank or generate 4.84% return on investment over 90 days. VersaBank is generating 0.0942% of daily returns and assumes 1.9656% volatility on return distribution over the 90 days horizon. Simply put, 17% of stocks are less volatile than VersaBank, and 99% of all equity instruments are likely to generate higher returns than the company over the next 90 trading days. Expected Return |
| Risk |
VersaBank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for VersaBank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as VersaBank, and traders can use it to determine the average amount a VersaBank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0479
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| Cash | Small Risk | VBNK | High Risk | Huge Risk |
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Estimated Market Risk
| 1.97 actual daily | 17 83% of assets are more volatile |
Expected Return
| 0.09 actual daily | 1 99% of assets have higher returns |
Risk-Adjusted Return
| 0.05 actual daily | 3 97% of assets perform better |
Based on monthly moving average VersaBank is performing at about 3% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of VersaBank by adding it to a well-diversified portfolio.
VersaBank Fundamentals Growth
VersaBank Stock prices reflect investors' perceptions of the future prospects and financial health of VersaBank, and VersaBank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on VersaBank Stock performance.
| Return On Equity | 0.0687 | ||||
| Return On Asset | 0.0068 | ||||
| Profit Margin | 0.29 % | ||||
| Operating Margin | 0.40 % | ||||
| Current Valuation | 278.71 M | ||||
| Shares Outstanding | 32.52 M | ||||
| Price To Book | 0.97 X | ||||
| Price To Sales | 4.65 X | ||||
| Revenue | 111.63 M | ||||
| Gross Profit | 110.49 M | ||||
| EBITDA | 59.43 M | ||||
| Net Income | 39.75 M | ||||
| Total Debt | 4.44 B | ||||
| Book Value Per Share | 16.25 X | ||||
| Cash Flow From Operations | 272.7 M | ||||
| Earnings Per Share | 1.10 X | ||||
| Market Capitalization | 513.8 M | ||||
| Total Asset | 4.84 B | ||||
| Retained Earnings | 181.24 M | ||||
About VersaBank Performance
By examining VersaBank's fundamental ratios, stakeholders can obtain critical insights into VersaBank's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that VersaBank is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.08 | 0.08 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.05 |
Things to note about VersaBank performance evaluation
Checking the ongoing alerts about VersaBank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for VersaBank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 31.0% of the company outstanding shares are owned by insiders | |
| Latest headline from news.google.com: Is VersaBank a good long term investment - Unmatched profit potential - Autocar Professional |
- Analyzing VersaBank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether VersaBank's stock is overvalued or undervalued compared to its peers.
- Examining VersaBank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating VersaBank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of VersaBank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of VersaBank's stock. These opinions can provide insight into VersaBank's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. To learn how to invest in VersaBank Stock, please use our How to Invest in VersaBank guide.You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.