U I Financial Stock Performance
| UNIF Stock | USD 3.78 0.22 5.50% |
On a scale of 0 to 100, U I holds a performance score of 7. The firm has a beta of 0.31, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, U I's returns are expected to increase less than the market. However, during the bear market, the loss of holding U I is expected to be smaller as well. Please check U I's treynor ratio, as well as the relationship between the daily balance of power and price action indicator , to make a quick decision on whether U I's existing price patterns will revert.
Risk-Adjusted Performance
Fair
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in U I Financial are ranked lower than 7 (%) of all global equities and portfolios over the last 90 days. Despite nearly unfluctuating forward indicators, U I reported solid returns over the last few months and may actually be approaching a breakup point. ...more
| Begin Period Cash Flow | 22.2 M | |
| Total Cashflows From Investing Activities | -28.5 M |
UNIF |
U I Relative Risk vs. Return Landscape
If you would invest 330.00 in U I Financial on July 12, 2025 and sell it today you would earn a total of 48.00 from holding U I Financial or generate 14.55% return on investment over 90 days. U I Financial is currently generating 0.2497% in daily expected returns and assumes 2.6685% risk (volatility on return distribution) over the 90 days horizon. In different words, 23% of otc stocks are less volatile than UNIF, and 95% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
U I Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for U I's investment risk. Standard deviation is the most common way to measure market volatility of otc stocks, such as U I Financial, and traders can use it to determine the average amount a U I's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0936
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | UNIF | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 2.67 actual daily | 23 77% of assets are more volatile |
Expected Return
| 0.25 actual daily | 5 95% of assets have higher returns |
Risk-Adjusted Return
| 0.09 actual daily | 7 93% of assets perform better |
Based on monthly moving average U I is performing at about 7% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of U I by adding it to a well-diversified portfolio.
U I Fundamentals Growth
UNIF OTC Stock prices reflect investors' perceptions of the future prospects and financial health of U I, and U I fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on UNIF OTC Stock performance.
| Return On Equity | 0.13 | |||
| Return On Asset | 0.0198 | |||
| Profit Margin | 0.38 % | |||
| Operating Margin | 0.47 % | |||
| Current Valuation | 36.4 M | |||
| Shares Outstanding | 5.46 M | |||
| Price To Earning | 10.22 X | |||
| Price To Book | 0.91 X | |||
| Price To Sales | 2.72 X | |||
| Revenue | 22.27 M | |||
| Cash And Equivalents | 30.85 M | |||
| Cash Per Share | 5.55 X | |||
| Total Debt | 10 M | |||
| Book Value Per Share | 12.07 X | |||
| Cash Flow From Operations | (4.11 M) | |||
| Earnings Per Share | 1.77 X | |||
| Total Asset | 455.68 M | |||
About U I Performance
By analyzing U I's fundamental ratios, stakeholders can gain valuable insights into U I's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if U I has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if U I has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
U I Financial Corp. operates as the holding company for UniBank that provides banking products and services for small to medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities in the United States. The company was founded in 2006 and is based in Lynnwood, Washington. UI Financial is traded on OTC Exchange in the United States.Things to note about U I Financial performance evaluation
Checking the ongoing alerts about U I for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for U I Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| U I Financial currently holds about 30.85 M in cash with (4.11 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.55, which can makes it an attractive takeover target, given it will continue generating positive cash flow. |
- Analyzing U I's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether U I's stock is overvalued or undervalued compared to its peers.
- Examining U I's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating U I's management team can have a significant impact on its success or failure. Reviewing the track record and experience of U I's management team can help you assess the OTC Stock's leadership.
- Pay attention to analyst opinions and ratings of U I's otc stock. These opinions can provide insight into U I's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for UNIF OTC Stock analysis
When running U I's price analysis, check to measure U I's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy U I is operating at the current time. Most of U I's value examination focuses on studying past and present price action to predict the probability of U I's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move U I's price. Additionally, you may evaluate how the addition of U I to your portfolios can decrease your overall portfolio volatility.
| Financial Widgets Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets | |
| Options Analysis Analyze and evaluate options and option chains as a potential hedge for your portfolios | |
| Insider Screener Find insiders across different sectors to evaluate their impact on performance |