Loandepot Stock Performance
| LDI Stock | USD 1.87 0.13 6.50% |
Loandepot holds a performance score of 18 on a scale of zero to a hundred. The company secures a Beta (Market Risk) of 0.96, which conveys possible diversification benefits within a given portfolio. Loandepot returns are very sensitive to returns on the market. As the market goes up or down, Loandepot is expected to follow. Use Loandepot potential upside, rate of daily change, and the relationship between the sortino ratio and skewness , to analyze future returns on Loandepot.
Risk-Adjusted Performance
Solid
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Loandepot are ranked lower than 18 (%) of all global equities and portfolios over the last 90 days. Despite fairly unsteady fundamental indicators, Loandepot demonstrated solid returns over the last few months and may actually be approaching a breakup point. ...more
Dividend Date 2022-04-18 | Ex Dividend Date 2022-04-01 |
1 | Disposition of 250000 shares by Frank Martell of Loandepot subject to Rule 16b-3 | 04/28/2025 |
2 | Q1 2025 loanDepot Inc Earnings Call Transcript | 05/07/2025 |
3 | Disposition of 15097 shares by Ozonian Steven of Loandepot subject to Rule 16b-3 | 06/02/2025 |
4 | Disposition of 17763 shares by Jeff Walsh of Loandepot subject to Rule 16b-3 | 06/03/2025 |
5 | Disposition of 624114 shares by Frank Martell of Loandepot subject to Rule 16b-3 | 06/04/2025 |
6 | Acquisition by Patenaude Pamela H. of 98425 shares of Loandepot subject to Rule 16b-3 | 06/05/2025 |
7 | Acquisition by Frank Martell of 624114 shares of Loandepot subject to Rule 16b-3 | 06/06/2025 |
8 | Even With A 37 percent Surge, Cautious Investors Are Not Rewarding loanDepot, Inc.s Performance Completely | 06/12/2025 |
9 | ONX X Mortgage, New Joint Venture Between loanDepot and Onx Homes, Now Serving Customers in Florida and Texas | 06/17/2025 |
10 | Questex Opens Registration for LDI 2025 Uniting the International Live Events Design and Technology Communities | 06/18/2025 |
11 | Acquisition by Pcp Managers Gp, Llc of 196850 shares of Loandepot subject to Rule 16b-3 | 06/27/2025 |
12 | LDI SEC Filings - Loandepot Inc 10-K, 10-Q, 8-K Forms - Stock Titan | 07/07/2025 |
13 | Disposition of 43790 shares by Binowitz Dan of Loandepot subject to Rule 16b-3 | 07/10/2025 |
14 | UBS Adjusts Price Target for LoanDepot LDI Stock News | 07/16/2025 |
15 | 3 Growth Companies With Insider Ownership Up To 19 | 07/17/2025 |
16 | Disposition of 672865 shares by Anthony Hsieh of Loandepot at 2.02 subject to Rule 16b-3 | 07/21/2025 |
17 | loanDepot, Inc. to Report Second Quarter 2025 Financial Results on August 7, 2025 | 07/23/2025 |
| Begin Period Cash Flow | 745.9 M | |
| Total Cashflows From Investing Activities | 495 M |
Loandepot | Build AI portfolio with Loandepot Stock |
Loandepot Relative Risk vs. Return Landscape
If you would invest 105.00 in Loandepot on April 25, 2025 and sell it today you would earn a total of 95.00 from holding Loandepot or generate 90.48% return on investment over 90 days. Loandepot is generating 1.1584% of daily returns assuming volatility of 4.8825% on return distribution over 90 days investment horizon. In other words, 43% of stocks are less volatile than Loandepot, and above 77% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Loandepot Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Loandepot's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Loandepot, and traders can use it to determine the average amount a Loandepot's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2373
| Best Portfolio | Best Equity | |||
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| Small Returns | LDI | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 4.88 actual daily | 43 57% of assets are more volatile |
Expected Return
| 1.16 actual daily | 23 77% of assets have higher returns |
Risk-Adjusted Return
| 0.24 actual daily | 18 82% of assets perform better |
Based on monthly moving average Loandepot is performing at about 18% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Loandepot by adding it to a well-diversified portfolio.
Loandepot Fundamentals Growth
Loandepot Stock prices reflect investors' perceptions of the future prospects and financial health of Loandepot, and Loandepot fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Loandepot Stock performance.
| Return On Equity | -0.31 | |||
| Return On Asset | -0.0272 | |||
| Profit Margin | (0.08) % | |||
| Operating Margin | (0.16) % | |||
| Current Valuation | 5.69 B | |||
| Shares Outstanding | 111.01 M | |||
| Price To Earning | 5.54 X | |||
| Price To Book | 1.57 X | |||
| Price To Sales | 0.60 X | |||
| Revenue | 1.06 B | |||
| Gross Profit | 963.59 M | |||
| EBITDA | (354.07 M) | |||
| Net Income | (202.15 M) | |||
| Cash And Equivalents | 421.58 M | |||
| Cash Per Share | 9.31 X | |||
| Total Debt | 4.36 B | |||
| Debt To Equity | 5.18 % | |||
| Current Ratio | 1.93 X | |||
| Book Value Per Share | 1.30 X | |||
| Cash Flow From Operations | (865.42 M) | |||
| Earnings Per Share | (0.45) X | |||
| Market Capitalization | 653.22 M | |||
| Total Asset | 6.34 B | |||
| Retained Earnings | (550.62 M) | |||
About Loandepot Performance
By evaluating Loandepot's fundamental ratios, stakeholders can gain valuable insights into Loandepot's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Loandepot has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Loandepot has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 10.5 K | 11 K | |
| Return On Tangible Assets | (0.02) | (0.02) | |
| Return On Capital Employed | 0.23 | 0.41 | |
| Return On Assets | (0.02) | (0.01) | |
| Return On Equity | (0.36) | (0.34) |
Things to note about Loandepot performance evaluation
Checking the ongoing alerts about Loandepot for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Loandepot help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Loandepot may become a speculative penny stock | |
| Loandepot appears to be risky and price may revert if volatility continues | |
| Loandepot has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the last year's revenue of 1.06 B. Reported Net Loss for the year was (202.15 M) with profit before taxes, overhead, and interest of 963.59 M. | |
| Loandepot has about 421.58 M in cash with (865.42 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.31, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Loandepot has a poor financial position based on the latest SEC disclosures | |
| Roughly 21.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from gurufocus.com: loanDepot, Inc. to Report Second Quarter 2025 Financial Results on August 7, 2025 |
- Analyzing Loandepot's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Loandepot's stock is overvalued or undervalued compared to its peers.
- Examining Loandepot's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Loandepot's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Loandepot's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Loandepot's stock. These opinions can provide insight into Loandepot's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Loandepot Stock analysis
When running Loandepot's price analysis, check to measure Loandepot's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Loandepot is operating at the current time. Most of Loandepot's value examination focuses on studying past and present price action to predict the probability of Loandepot's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Loandepot's price. Additionally, you may evaluate how the addition of Loandepot to your portfolios can decrease your overall portfolio volatility.
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