Unity Bancorp Net Worth

Unity Bancorp Net Worth Analysis

Unity Bancorp Target Price Consensus

Unity Bancorp Target Price Projection

Unity Bancorp's current and average target prices are 50.15 and 51.67, respectively. The current price of Unity Bancorp is the price at which Unity Bancorp is currently trading. On the other hand, Unity Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Unity Bancorp and the information provided on this page.

Know Unity Bancorp's Top Institutional Investors

Note, although Unity Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Unity Bancorp's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 517.25 M.

Project Unity Bancorp's profitablity

The company has Profit Margin (PM) of 0.43 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.63 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.63.

Earnings View

Profitability View

Liquidity View

Fundamentals View

Competition View

Evaluate Unity Bancorp's management efficiency

Unity Bancorp has return on total asset (ROA) of 0.0183 % which means that it generated a profit of $0.0183 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1703 %, meaning that it created $0.1703 on every $100 dollars invested by stockholders. Unity Bancorp's management efficiency ratios could be used to measure how well Unity Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Unity Bancorp's Return On Tangible Assets are fairly stable compared to the past year. Return On Assets is likely to rise to 0.02 in 2025, whereas Return On Capital Employed is likely to drop 0.05 in 2025. At this time, Unity Bancorp's Asset Turnover is fairly stable compared to the past year.

Unity Bancorp Corporate Filings

Unity Bancorp time-series forecasting models is one of many Unity Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Unity Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Unity Bancorp Earnings Estimation Breakdown

The calculation of Unity Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Unity Bancorp is estimated to be 1.28 with the future projection ranging from a low of 1.26 to a high of 1.32. Please be aware that this consensus of annual earnings estimates for Unity Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.

Unity Bancorp Earnings Projection Consensus

Unity Bancorp Earnings History

Earnings estimate consensus by Unity Bancorp analysts from Wall Street is used by the market to judge Unity Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Unity Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods. At this time, Unity Bancorp's Retained Earnings are fairly stable compared to the past year. Retained Earnings Total Equity is likely to rise to about 189.5 M in 2025, whereas Earning Assets are likely to drop slightly above 219.9 M in 2025. Net Income Applicable To Common Shares is likely to rise to about 46.4 M in 2025, whereas Common Stock Shares Outstanding is likely to drop slightly above 9.3 M in 2025.

Hype Prediction Low Estimated High 48.07 50.11 52.15 Details

Intrinsic Valuation Low Real High 48.23 50.27 52.31 Details

Naive Forecast Low Next High 46.58 48.62 50.67 Details

3 Analysts Consensus Low Target High 47.02 51.67 57.35 Details

Note that many institutional investors and large investment bankers can move markets due to the volume of Unity assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Unity Bancorp. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Unity Bancorp's stock price in the short term.

Unity Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of Unity Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Unity Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Unity Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Unity Bancorp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Unity Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Unity Bancorp should always be considered in relation to other companies to make a more educated investment decision.

Unity Quarterly Analyst Estimates and Surprise Metrics

Unity Bancorp Corporate Executives

Additional Tools for Unity Stock Analysis