First Commonwealth Net Worth

First Commonwealth Net Worth Breakdown

  FCF
The net worth of First Commonwealth Financial is the difference between its total assets and liabilities. First Commonwealth's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of First Commonwealth's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. First Commonwealth's net worth can be used as a measure of its financial health and stability which can help investors to decide if First Commonwealth is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in First Commonwealth Financial stock.

First Commonwealth Net Worth Analysis

First Commonwealth's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including First Commonwealth's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of First Commonwealth's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform First Commonwealth's net worth analysis. One common approach is to calculate First Commonwealth's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares First Commonwealth's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing First Commonwealth's net worth. This approach calculates the present value of First Commonwealth's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of First Commonwealth's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate First Commonwealth's net worth. This involves comparing First Commonwealth's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into First Commonwealth's net worth relative to its peers.
To determine if First Commonwealth is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First Commonwealth's net worth research are outlined below:
First Commonwealth has a poor financial position based on the latest SEC disclosures
Over 79.0% of the company shares are owned by institutional investors
On 22nd of August 2025 First Commonwealth paid $ 0.135 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: KeyCorp, Hilltop Holdings, First Hawaiian Bank, First Financial Bancorp, and First Commonwealth Financial Stocks Trade Up, What You Need To Know

First Commonwealth Quarterly Good Will

378.65 Million

First Commonwealth uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First Commonwealth Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Commonwealth's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
30th of January 2024
Upcoming Quarterly Report
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23rd of April 2024
Next Financial Report
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31st of December 2023
Next Fiscal Quarter End
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30th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
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Know First Commonwealth's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as First Commonwealth is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First Commonwealth Financial backward and forwards among themselves. First Commonwealth's institutional investor refers to the entity that pools money to purchase First Commonwealth's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Northern Trust Corp2025-03-31
1.4 M
Morgan Stanley - Brokerage Accounts2025-03-31
1.4 M
Waldron, Lp2025-06-30
1.2 M
First Commonwealth Financial Corp2025-06-30
M
Bank Of New York Mellon Corp2025-03-31
971.3 K
Jpmorgan Chase & Co2025-03-31
760.1 K
Amvescap Plc.2025-03-31
641 K
Principal Financial Group Inc2025-06-30
518.4 K
Qube Research & Technologies2025-03-31
486.2 K
Blackrock Inc2025-03-31
14.7 M
Vanguard Group Inc2025-06-30
11.7 M
Note, although First Commonwealth's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow First Commonwealth's market capitalization trends

The company currently falls under 'Mid-Cap' category with a total capitalization of 1.85 B.

Market Cap

847.08 Million

Project First Commonwealth's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.10  0.09 
Return On Assets 0.01  0.01 
Return On Equity 0.10  0.10 
The company has Net Profit Margin of 0.29 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.42 %, which entails that for every 100 dollars of revenue, it generated $0.42 of operating income.
When accessing First Commonwealth's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures First Commonwealth's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First Commonwealth's profitability and make more informed investment decisions.

Evaluate First Commonwealth's management efficiency

First Commonwealth has Return on Asset of 0.0112 % which means that on every $100 spent on assets, it made $0.0112 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0931 %, implying that it generated $0.0931 on every 100 dollars invested. First Commonwealth's management efficiency ratios could be used to measure how well First Commonwealth manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.09. At this time, First Commonwealth's Total Current Assets are most likely to increase significantly in the upcoming years. The First Commonwealth's current Asset Turnover is estimated to increase to 0.07, while Total Assets are projected to decrease to roughly 6.6 B.
Last ReportedProjected for Next Year
Book Value Per Share 13.79  14.48 
Tangible Book Value Per Share 10.03  5.14 
Enterprise Value Over EBITDA 10.51  20.89 
Price Book Value Ratio 1.23  1.61 
Enterprise Value Multiple 10.51  20.89 
Price Fair Value 1.23  1.61 
Enterprise Value1.7 B1.5 B
First Commonwealth showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Enterprise Value Revenue
4.7734
Revenue
454.6 M
Quarterly Revenue Growth
0.053
Revenue Per Share
4.448
Return On Equity
0.0931
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Commonwealth insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Commonwealth's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Commonwealth insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

First Commonwealth Corporate Filings

F4
18th of August 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
14th of August 2025
Other Reports
ViewVerify
10Q
11th of August 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
30th of July 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
First Commonwealth time-series forecasting models is one of many First Commonwealth's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Commonwealth's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Commonwealth Earnings per Share Projection vs Actual

First Commonwealth Corporate Directors

Johnston GlassIndependent DirectorProfile
Ray CharleyIndependent DirectorProfile
Julie CaponiIndependent DirectorProfile
Aradhna OliphantIndependent DirectorProfile
When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in private.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.11)
Dividend Share
0.53
Earnings Share
1.3
Revenue Per Share
4.448
Quarterly Revenue Growth
0.053
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.