Is MFA Financial Stock a Good Investment?

MFA Financial Investment Advice

  MFA
To provide specific investment advice or recommendations on MFA Financial stock, we recommend investors consider the following general factors when evaluating MFA Financial. This will help you to make an informed decision on whether to include MFA Financial in one of your diversified portfolios:
  • Examine MFA Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
  • Research MFA Financial's leadership team and their track record. Good management can help MFA Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
  • Consider the overall health of the Mortgage Real Estate Investment Trusts (REITs) space and any emerging trends that could impact MFA Financial's business and its evolving consumer preferences.
  • Compare MFA Financial's performance and market position to its competitors. Analyze how MFA Financial is positioned in terms of product offerings, innovation, and market share.
  • Check if MFA Financial pays a dividend and its dividend yield and payout ratio.
  • Review what financial analysts are saying about MFA Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in MFA Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if MFA Financial is a good investment.
 
Sell
 
Buy
Strong Hold
We provide trade recommendation to complement the latest expert consensus on MFA Financial. Our dynamic recommendation engine harnesses a multidimensional algorithm to analyze the entity's potential to grow using all technical and fundamental data available right now. To make sure MFA Financial is not overpriced, please verify all MFA Financial fundamentals, including its price to book, cash and equivalents, and the relationship between the shares owned by institutions and gross profit . Given that MFA Financial has a price to earning of 9.77 X, we recommend you to check MFA Financial market performance and probability of bankruptcy to ensure the company can sustain itself in the future given your latest risk tolerance and investing horizon.

Market Performance

Very WeakDetails

Volatility

Not too volatileDetails

Hype Condition

StaleDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

Quite HighDetails

Economic Sensitivity

Almost mirrors the marketDetails

Investor Sentiment

ImpartialDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails

Examine MFA Financial Stock

Researching MFA Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 57.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.52. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MFA Financial has Price/Earnings To Growth (PEG) ratio of 2.25. The entity last dividend was issued on the 30th of June 2025. The firm had 1:4 split on the 5th of April 2022.
To determine if MFA Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding MFA Financial's research are outlined below:
MFA Financial generated a negative expected return over the last 90 days
MFA Financial has high likelihood to experience some financial distress in the next 2 years
About 57.0% of the company shares are owned by institutional investors
On 31st of July 2025 MFA Financial paid $ 0.36 per share dividend to its current shareholders
Latest headline from globenewswire.com: Smith Profits and Junior Patriots Offer St. Jude Childrens Research Hospital the Opportunity to Help Patients Become 1 Best Selling Authors
MFA Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in MFA Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to MFA Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
22nd of February 2024
Upcoming Quarterly Report
View
2nd of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View
Earnings surprises can significantly impact MFA Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises MFA Financial's investors have experienced.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-05-06
2024-03-310.40.35-0.0512 
2023-11-07
2023-09-300.350.40.0514 
2021-02-23
2020-12-310.270.320.0518 
2024-08-08
2024-06-300.380.32-0.0615 
2023-08-03
2023-06-300.340.40.0617 
2016-11-03
2016-09-300.760.840.0810 
2016-05-04
2016-03-310.720.80.0811 
2007-05-02
2007-03-310.320.40.0825 

MFA Financial Target Price Consensus

MFA target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. MFA Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   7  Buy
Most MFA analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand MFA stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of MFA Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

MFA Financial Target Price Projection

MFA Financial's current and average target prices are 9.13 and 14.75, respectively. The current price of MFA Financial is the price at which MFA Financial is currently trading. On the other hand, MFA Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

MFA Financial Market Quote on 2nd of August 2025

Low Price9.04Odds
High Price9.18Odds

9.13

Target Price

Analyst Consensus On MFA Financial Target Price

Low Estimate13.42Odds
High Estimate16.37Odds

14.75

Historical Lowest Forecast  13.42 Target Price  14.75 Highest Forecast  16.37
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on MFA Financial and the information provided on this page.

MFA Financial Analyst Ratings

MFA Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about MFA Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of MFA Financial's financials, market performance, and future outlook by experienced professionals. MFA Financial's historical ratings below, therefore, can serve as a valuable tool for investors.

Know MFA Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as MFA Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading MFA Financial backward and forwards among themselves. MFA Financial's institutional investor refers to the entity that pools money to purchase MFA Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Natixis Advisors, Llc.2025-03-31
1.1 M
Northern Trust Corp2025-03-31
981.7 K
Van Eck Associates Corporation2025-03-31
866.3 K
Allianz Asset Management Ag2025-03-31
830.8 K
Goldman Sachs Group Inc2025-03-31
691.4 K
Jpmorgan Chase & Co2025-03-31
609.7 K
Lsv Asset Management2025-03-31
576 K
Morgan Stanley - Brokerage Accounts2025-03-31
560.8 K
Ing Investment Management Llc2025-03-31
525.7 K
Vanguard Group Inc2025-03-31
10.2 M
Blackrock Inc2025-03-31
9.7 M
Note, although MFA Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

MFA Financial's market capitalization trends

The company currently falls under 'Small-Cap' category with a total capitalization of 933.12 M.

Market Cap

1.91 Billion

MFA Financial's profitablity analysis

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.06  0.07 
The company has Net Profit Margin of 0.47 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.5 %, which entails that for every 100 dollars of revenue, it generated $0.5 of operating income.
Determining MFA Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if MFA Financial is a good buy. For example, gross profit margin measures MFA Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of MFA Financial's profitability and make more informed investment decisions.
Please note, the presentation of MFA Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, MFA Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of MFA Financial's management manipulating its earnings.

Evaluate MFA Financial's management efficiency

MFA Financial has Return on Asset of 0.0123 % which means that on every $100 spent on assets, it made $0.0123 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0737 %, implying that it generated $0.0737 on every 100 dollars invested. MFA Financial's management efficiency ratios could be used to measure how well MFA Financial manages its routine affairs as well as how well it operates its assets and liabilities. At present, MFA Financial's Return On Tangible Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, MFA Financial's Non Current Assets Total are projected to decrease significantly based on the last few years of reporting. The current year's Net Tangible Assets is expected to grow to about 2.3 B, whereas Total Assets are forecasted to decline to about 9.3 B.
Last ReportedProjected for Next Year
Book Value Per Share 17.80  35.50 
Tangible Book Value Per Share 17.16  33.79 
Enterprise Value Over EBITDA 9.64  10.27 
Price Book Value Ratio 0.57  0.88 
Enterprise Value Multiple 9.64  10.27 
Price Fair Value 0.57  0.88 
Enterprise Value7.5 B7.9 B
The strategic decisions made by MFA Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield
0.1524
Forward Dividend Yield
0.1584
Forward Dividend Rate
1.44
Beta
1.7

Basic technical analysis of MFA Stock

As of the 2nd of August, MFA Financial owns the Market Risk Adjusted Performance of (0.03), mean deviation of 1.04, and Standard Deviation of 1.48. In respect to fundamental indicators, the technical analysis model lets you check possible technical drivers of MFA Financial, as well as the relationship between them.

MFA Financial's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MFA Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on MFA Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MFA Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

MFA Financial's Outstanding Corporate Bonds

MFA Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. MFA Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most MFA bonds can be classified according to their maturity, which is the date when MFA Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Understand MFA Financial's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing MFA Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

Consider MFA Financial's intraday indicators

MFA Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of MFA Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

MFA Financial Corporate Filings

22nd of July 2025
Other Reports
ViewVerify
8K
5th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
30th of May 2025
Other Reports
ViewVerify
18th of April 2025
Other Reports
ViewVerify
MFA Financial time-series forecasting models is one of many MFA Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary MFA Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

MFA Stock media impact

There is far too much social signal, news, headlines, and media speculation about MFA Financial that are available to investors today. This information is accessible both publicly - through MFA Financial's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of MFA-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of MFA Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of MFA Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to MFA Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive MFA Financial alpha.

MFA Financial Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards MFA Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

MFA Financial Historical Investor Sentiment

Investor biases related to MFA Financial's public news can be used to forecast risks associated with an investment in MFA. The trend in average sentiment can be used to explain how an investor holding MFA can time the market purely based on public headlines and social activities around MFA Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
MFA Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for MFA Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average MFA Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on MFA Financial.

MFA Financial Corporate Management

Michael RoperSenior Vice President Chief Accounting OfficerProfile
Lisa PolskyIndependent DirectorProfile
Francis OelerichIndependent DirectorProfile
Natasha SeemungalSenior CoControllerProfile
When determining whether MFA Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of MFA Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Mfa Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Mfa Financial Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MFA Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For information on how to trade MFA Stock refer to our How to Trade MFA Stock guide.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Mortgage Real Estate Investment Trusts (REITs) space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MFA Financial. If investors know MFA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MFA Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.214
Dividend Share
1.41
Earnings Share
0.99
Revenue Per Share
2.82
Quarterly Revenue Growth
0.187
The market value of MFA Financial is measured differently than its book value, which is the value of MFA that is recorded on the company's balance sheet. Investors also form their own opinion of MFA Financial's value that differs from its market value or its book value, called intrinsic value, which is MFA Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MFA Financial's market value can be influenced by many factors that don't directly affect MFA Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between MFA Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if MFA Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MFA Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.