Is MetroCity Bankshares Stock a Good Investment?
MetroCity Bankshares Investment Advice | MCBS |
- Examine MetroCity Bankshares' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research MetroCity Bankshares' leadership team and their track record. Good management can help MetroCity Bankshares navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact MetroCity Bankshares' business and its evolving consumer preferences.
- Compare MetroCity Bankshares' performance and market position to its competitors. Analyze how MetroCity Bankshares is positioned in terms of product offerings, innovation, and market share.
- Check if MetroCity Bankshares pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about MetroCity Bankshares' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in MetroCity Bankshares stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if MetroCity Bankshares is a good investment.
Sell | Buy |
Hold
Market Performance | Insignificant | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine MetroCity Bankshares Stock
Researching MetroCity Bankshares' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 26.0% of the company outstanding shares are owned by corporate insiders. The book value of MetroCity Bankshares was now reported as 16.07. The company last dividend was issued on the 30th of October 2024. MetroCity Bankshares had 2:1 split on the 3rd of September 2019.
To determine if MetroCity Bankshares is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding MetroCity Bankshares' research are outlined below:
| About 26.0% of the company outstanding shares are owned by corporate insiders | |
| On 8th of November 2024 MetroCity Bankshares paid $ 0.23 per share dividend to its current shareholders | |
| Latest headline from aol.com: People are just pleased to have their pub back |
MetroCity Bankshares Quarterly Liabilities And Stockholders Equity |
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MetroCity Bankshares uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in MetroCity Bankshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to MetroCity Bankshares' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 19th of April 2024 Upcoming Quarterly Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View |
Earnings surprises can significantly impact MetroCity Bankshares' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises MetroCity Bankshares' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-10-20 | 2023-09-30 | 0.5 | 0.45 | -0.05 | 10 | ||
2020-10-23 | 2020-09-30 | 0.31 | 0.36 | 0.05 | 16 | ||
2020-07-24 | 2020-06-30 | 0.25 | 0.3 | 0.05 | 20 | ||
2024-07-19 | 2024-06-30 | 0.59 | 0.66 | 0.07 | 11 | ||
2023-01-23 | 2022-12-31 | 0.6 | 0.52 | -0.08 | 13 | ||
2022-07-22 | 2022-06-30 | 0.72 | 0.63 | -0.09 | 12 | ||
2021-04-23 | 2021-03-31 | 0.41 | 0.5 | 0.09 | 21 | ||
2023-04-21 | 2023-03-31 | 0.5 | 0.62 | 0.12 | 24 |
Know MetroCity Bankshares' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as MetroCity Bankshares is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading MetroCity Bankshares backward and forwards among themselves. MetroCity Bankshares' institutional investor refers to the entity that pools money to purchase MetroCity Bankshares' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goldman Sachs Group Inc | 2024-09-30 | 78.5 K | Cape Investment Advisory, Inc. | 2024-09-30 | 69.8 K | Nuveen Asset Management, Llc | 2024-09-30 | 65.1 K | Millennium Management Llc | 2024-09-30 | 58.6 K | Advisor Group Holdings, Inc. | 2024-09-30 | 58.3 K | Jpmorgan Chase & Co | 2024-09-30 | 43.2 K | Swiss National Bank | 2024-09-30 | 37.4 K | Renaissance Technologies Corp | 2024-09-30 | 35.7 K | Royal Bank Of Canada | 2024-09-30 | 33.5 K | Blackrock Inc | 2024-06-30 | 1.4 M | Vanguard Group Inc | 2024-09-30 | 1 M |
MetroCity Bankshares' market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 815.69 M.Market Cap |
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MetroCity Bankshares' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.02 | |
| Return On Capital Employed | 0.02 | 0.04 | |
| Return On Assets | 0.01 | 0.02 | |
| Return On Equity | 0.14 | 0.21 |
Determining MetroCity Bankshares' profitability involves analyzing its financial statements and using various financial metrics to determine if MetroCity Bankshares is a good buy. For example, gross profit margin measures MetroCity Bankshares' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of MetroCity Bankshares' profitability and make more informed investment decisions.
Please note, the imprecision that can be found in MetroCity Bankshares' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of MetroCity Bankshares. Check MetroCity Bankshares' Beneish M Score to see the likelihood of MetroCity Bankshares' management manipulating its earnings.
Evaluate MetroCity Bankshares' management efficiency
MetroCity Bankshares has return on total asset (ROA) of 0.0168 % which means that it generated a profit of $0.0168 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1506 %, meaning that it created $0.1506 on every $100 dollars invested by stockholders. MetroCity Bankshares' management efficiency ratios could be used to measure how well MetroCity Bankshares manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to 0.02 in 2024. Return On Capital Employed is likely to gain to 0.04 in 2024. At this time, MetroCity Bankshares' Return On Tangible Assets are comparatively stable compared to the past year. Fixed Asset Turnover is likely to gain to 8.98 in 2024, whereas Non Current Assets Total are likely to drop slightly above 46.8 M in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 15.14 | 15.89 | |
| Tangible Book Value Per Share | 15.09 | 15.84 | |
| Enterprise Value Over EBITDA | 4.3 K | 4.5 K | |
| Price Book Value Ratio | 1.59 | 2.29 | |
| Enterprise Value Multiple | 4.3 K | 4.5 K | |
| Price Fair Value | 1.59 | 2.29 | |
| Enterprise Value | 796.9 M | 453.3 M |
MetroCity Bankshares' management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Dividend Yield 0.0283 | Forward Dividend Yield 0.0283 | Forward Dividend Rate 0.92 | Beta 0.602 |
Basic technical analysis of MetroCity Stock
As of the 24th of December, MetroCity Bankshares secures the Downside Deviation of 2.05, risk adjusted performance of 0.0446, and Mean Deviation of 1.72. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of MetroCity Bankshares, as well as the relationship between them. Please verify MetroCity Bankshares information ratio, potential upside, as well as the relationship between the Potential Upside and kurtosis to decide if MetroCity Bankshares is priced some-what accurately, providing market reflects its recent price of 32.2 per share. Given that MetroCity Bankshares has jensen alpha of 0.0578, we recommend you to check MetroCity Bankshares's last-minute market performance to make sure the company can sustain itself at a future point.MetroCity Bankshares' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MetroCity Bankshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on MetroCity Bankshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MetroCity Bankshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
MetroCity Bankshares' Outstanding Corporate Bonds
MetroCity Bankshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. MetroCity Bankshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most MetroCity bonds can be classified according to their maturity, which is the date when MetroCity Bankshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand MetroCity Bankshares' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing MetroCity Bankshares' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0446 | |||
| Market Risk Adjusted Performance | 0.0564 | |||
| Mean Deviation | 1.72 | |||
| Semi Deviation | 1.96 | |||
| Downside Deviation | 2.05 | |||
| Coefficient Of Variation | 2108.75 | |||
| Standard Deviation | 2.65 | |||
| Variance | 7.02 | |||
| Information Ratio | 0.0349 | |||
| Jensen Alpha | 0.0578 | |||
| Total Risk Alpha | 0.0382 | |||
| Sortino Ratio | 0.0451 | |||
| Treynor Ratio | 0.0464 | |||
| Maximum Drawdown | 20.04 | |||
| Value At Risk | (3.36) | |||
| Potential Upside | 3.12 | |||
| Downside Variance | 4.2 | |||
| Semi Variance | 3.84 | |||
| Expected Short fall | (2.01) | |||
| Skewness | 2.09 | |||
| Kurtosis | 11.41 |
| Risk Adjusted Performance | 0.0446 | |||
| Market Risk Adjusted Performance | 0.0564 | |||
| Mean Deviation | 1.72 | |||
| Semi Deviation | 1.96 | |||
| Downside Deviation | 2.05 | |||
| Coefficient Of Variation | 2108.75 | |||
| Standard Deviation | 2.65 | |||
| Variance | 7.02 | |||
| Information Ratio | 0.0349 | |||
| Jensen Alpha | 0.0578 | |||
| Total Risk Alpha | 0.0382 | |||
| Sortino Ratio | 0.0451 | |||
| Treynor Ratio | 0.0464 | |||
| Maximum Drawdown | 20.04 | |||
| Value At Risk | (3.36) | |||
| Potential Upside | 3.12 | |||
| Downside Variance | 4.2 | |||
| Semi Variance | 3.84 | |||
| Expected Short fall | (2.01) | |||
| Skewness | 2.09 | |||
| Kurtosis | 11.41 |
Consider MetroCity Bankshares' intraday indicators
MetroCity Bankshares intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of MetroCity Bankshares stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
MetroCity Bankshares Corporate Filings
F4 | 9th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 18th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 26th of September 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
10Q | 7th of August 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
MetroCity Stock media impact
Far too much social signal, news, headlines, and media speculation about MetroCity Bankshares that are available to investors today. That information is available publicly through MetroCity media outlets and privately through word of mouth or via MetroCity internal channels. However, regardless of the origin, that massive amount of MetroCity data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of MetroCity Bankshares news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of MetroCity Bankshares relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to MetroCity Bankshares' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive MetroCity Bankshares alpha.
MetroCity Bankshares Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards MetroCity Bankshares can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Additional Tools for MetroCity Stock Analysis
When running MetroCity Bankshares' price analysis, check to measure MetroCity Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MetroCity Bankshares is operating at the current time. Most of MetroCity Bankshares' value examination focuses on studying past and present price action to predict the probability of MetroCity Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MetroCity Bankshares' price. Additionally, you may evaluate how the addition of MetroCity Bankshares to your portfolios can decrease your overall portfolio volatility.