Is Intercorp Financial Stock a Good Investment?
Intercorp Financial Investment Advice | IFS |
- Examine Intercorp Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Intercorp Financial's leadership team and their track record. Good management can help Intercorp Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Intercorp Financial's business and its evolving consumer preferences.
- Compare Intercorp Financial's performance and market position to its competitors. Analyze how Intercorp Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Intercorp Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Intercorp Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Intercorp Financial Services stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Intercorp Financial Services is a good investment.
Sell | Buy |
Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Intercorp Financial Stock
Researching Intercorp Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 71.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.2. Some equities with similar Price to Book (P/B) outperform the market in the long run. Intercorp Financial has Price/Earnings To Growth (PEG) ratio of 0.85. The entity last dividend was issued on the 17th of April 2024. The firm had 16:1 split on the 6th of May 2009.
To determine if Intercorp Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Intercorp Financial's research are outlined below:
| About 71.0% of the company shares are held by company insiders | |
| Latest headline from finance.yahoo.com: Farmers will be forced to sell up to cover tractor tax, Labour warned |
Intercorp Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Intercorp Financial Services. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Intercorp Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 12th of February 2024 Upcoming Quarterly Report | View | |
| 9th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 12th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Intercorp Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Intercorp Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-08-15 | 2024-06-30 | 0.57 | 0.67 | 0.1 | 17 | ||
2022-02-10 | 2021-12-31 | 0.7 | 0.56 | -0.14 | 20 | ||
2023-02-16 | 2022-12-31 | 1.04 | 0.89 | -0.15 | 14 | ||
2023-12-14 | 2023-09-30 | 0.62 | 0.46 | -0.16 | 25 | ||
2023-08-10 | 2023-06-30 | 0.94 | 0.77 | -0.17 | 18 | ||
2020-02-13 | 2019-12-31 | 0.87 | 1.06 | 0.19 | 21 | ||
2024-05-14 | 2024-03-31 | 0.54 | 0.33 | -0.21 | 38 | ||
2015-04-10 | 2015-03-31 | 2.14 | 2.37 | 0.23 | 10 |
Know Intercorp Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Intercorp Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Intercorp Financial Services backward and forwards among themselves. Intercorp Financial's institutional investor refers to the entity that pools money to purchase Intercorp Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | First Horizon Advisors Inc. | 2023-12-31 | 0.0 |
Intercorp Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 3.28 B.Market Cap |
|
Intercorp Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.02 | |
| Return On Capital Employed | 0.02 | 0.04 | |
| Return On Assets | 0.01 | 0.02 | |
| Return On Equity | 0.11 | 0.10 |
Determining Intercorp Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Intercorp Financial is a good buy. For example, gross profit margin measures Intercorp Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Intercorp Financial's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Intercorp Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Intercorp Financial Services. Check Intercorp Financial's Beneish M Score to see the likelihood of Intercorp Financial's management manipulating its earnings.
Evaluate Intercorp Financial's management efficiency
Intercorp Financial has Return on Asset of 0.0119 % which means that on every $100 spent on assets, it made $0.0119 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1095 %, implying that it generated $0.1095 on every 100 dollars invested. Intercorp Financial's management efficiency ratios could be used to measure how well Intercorp Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Intercorp Financial's Return On Tangible Assets are comparatively stable compared to the past year. Return On Capital Employed is likely to gain to 0.04 in 2024, whereas Return On Equity is likely to drop 0.10 in 2024. At this time, Intercorp Financial's Non Current Assets Total are comparatively stable compared to the past year. Return On Tangible Assets is likely to gain to 0.02 in 2024, despite the fact that Non Currrent Assets Other are likely to grow to (27.9 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 87.02 | 91.37 | |
| Tangible Book Value Per Share | 72.35 | 75.97 | |
| Price Book Value Ratio | 0.94 | 0.89 | |
| Price Fair Value | 0.94 | 0.89 | |
| Enterprise Value | 17.8 B | 18.7 B |
The strategic decisions made by Intercorp Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield 0.0354 | Forward Dividend Yield 0.0354 | Forward Dividend Rate 1 | Beta 0.801 |
Basic technical analysis of Intercorp Stock
As of the 27th of November, Intercorp Financial retains the Downside Deviation of 1.25, market risk adjusted performance of 0.8383, and Risk Adjusted Performance of 0.1536. Intercorp Financial technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Intercorp Financial information ratio, potential upside, as well as the relationship between the Potential Upside and kurtosis to decide if Intercorp Financial is priced fairly, providing market reflects its last-minute price of 28.03 per share. Given that Intercorp Financial Services has jensen alpha of 0.2207, we strongly advise you to confirm Intercorp Financial's regular market performance to make sure the company can sustain itself at a future point.Intercorp Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Intercorp Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Intercorp Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Intercorp Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Daily Paul M over three weeks ago Disposition of 800 shares by Daily Paul M of Intercorp Financial at 35.43 subject to Rule 16b-3 | ||
Montgomery Terence R over six months ago Disposition of 7800 shares by Montgomery Terence R of Intercorp Financial at 36.02 subject to Rule 16b-3 | ||
Helwig David R over six months ago Disposition of 112186 shares by Helwig David R of Intercorp Financial at 13.0 subject to Rule 16b-3 | ||
Montgomery Terence R over six months ago Disposition of 7800 shares by Montgomery Terence R of Intercorp Financial at 36.02 subject to Rule 16b-3 |
Intercorp Financial's Outstanding Corporate Bonds
Intercorp Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Intercorp Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Intercorp bonds can be classified according to their maturity, which is the date when Intercorp Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Intercorp Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Intercorp Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1536 | |||
| Market Risk Adjusted Performance | 0.8383 | |||
| Mean Deviation | 1.03 | |||
| Semi Deviation | 0.8543 | |||
| Downside Deviation | 1.25 | |||
| Coefficient Of Variation | 512.23 | |||
| Standard Deviation | 1.37 | |||
| Variance | 1.88 | |||
| Information Ratio | 0.1014 | |||
| Jensen Alpha | 0.2207 | |||
| Total Risk Alpha | 0.0448 | |||
| Sortino Ratio | 0.1115 | |||
| Treynor Ratio | 0.8283 | |||
| Maximum Drawdown | 5.56 | |||
| Value At Risk | (2.22) | |||
| Potential Upside | 2.96 | |||
| Downside Variance | 1.55 | |||
| Semi Variance | 0.7299 | |||
| Expected Short fall | (1.16) | |||
| Skewness | 0.2957 | |||
| Kurtosis | (0.05) |
| Risk Adjusted Performance | 0.1536 | |||
| Market Risk Adjusted Performance | 0.8383 | |||
| Mean Deviation | 1.03 | |||
| Semi Deviation | 0.8543 | |||
| Downside Deviation | 1.25 | |||
| Coefficient Of Variation | 512.23 | |||
| Standard Deviation | 1.37 | |||
| Variance | 1.88 | |||
| Information Ratio | 0.1014 | |||
| Jensen Alpha | 0.2207 | |||
| Total Risk Alpha | 0.0448 | |||
| Sortino Ratio | 0.1115 | |||
| Treynor Ratio | 0.8283 | |||
| Maximum Drawdown | 5.56 | |||
| Value At Risk | (2.22) | |||
| Potential Upside | 2.96 | |||
| Downside Variance | 1.55 | |||
| Semi Variance | 0.7299 | |||
| Expected Short fall | (1.16) | |||
| Skewness | 0.2957 | |||
| Kurtosis | (0.05) |
Consider Intercorp Financial's intraday indicators
Intercorp Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Intercorp Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 989.16 | |||
| Daily Balance Of Power | (0.50) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 28.22 | |||
| Day Typical Price | 28.16 | |||
| Price Action Indicator | (0.29) | |||
| Period Momentum Indicator | (0.20) |
Intercorp Financial Corporate Filings
6K | 14th of November 2024 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
F4 | 8th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 26th of April 2024 Other Reports | ViewVerify |
Intercorp Stock media impact
Far too much social signal, news, headlines, and media speculation about Intercorp Financial that are available to investors today. That information is available publicly through Intercorp media outlets and privately through word of mouth or via Intercorp internal channels. However, regardless of the origin, that massive amount of Intercorp data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Intercorp Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Intercorp Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Intercorp Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Intercorp Financial alpha.
Intercorp Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Intercorp Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Intercorp Financial Corporate Directors
| Ramon Alzamora | Director | Profile | |
| Felipe Guerinoni | Independent Director | Profile | |
| Jose Bustamante | Independent Director | Profile | |
| Fernando Lombardi | Company Secretary, Director | Profile |
Additional Tools for Intercorp Stock Analysis
When running Intercorp Financial's price analysis, check to measure Intercorp Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Intercorp Financial is operating at the current time. Most of Intercorp Financial's value examination focuses on studying past and present price action to predict the probability of Intercorp Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Intercorp Financial's price. Additionally, you may evaluate how the addition of Intercorp Financial to your portfolios can decrease your overall portfolio volatility.