Is Enterprise Financial Stock a Good Investment?
Enterprise Financial Investment Advice | EFSC |
- Examine Enterprise Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Enterprise Financial's leadership team and their track record. Good management can help Enterprise Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Enterprise Financial's business and its evolving consumer preferences.
- Compare Enterprise Financial's performance and market position to its competitors. Analyze how Enterprise Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Enterprise Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Enterprise Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Enterprise Financial Services stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Enterprise Financial Services is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Enterprise Financial Stock
Researching Enterprise Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 84.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.09. Some equities with similar Price to Book (P/B) outperform the market in the long run. Enterprise Financial has Price/Earnings To Growth (PEG) ratio of 1.9. The entity recorded earning per share (EPS) of 5.09. The firm last dividend was issued on the 16th of June 2025. Enterprise Financial had 3:1 split on the 30th of September 1999.
To determine if Enterprise Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Enterprise Financial's research are outlined below:
| Enterprise Financial generated a negative expected return over the last 90 days | |
| Enterprise Financial has a poor financial position based on the latest SEC disclosures | |
| Over 84.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from news.google.com: Phocas Financial Corp. Purchases 24,785 Shares of Enterprise Financial Services Corp - MarketBeat |
Enterprise Financial Quarterly Good Will |
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Enterprise Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Enterprise Financial Services. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Enterprise Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of April 2024 Upcoming Quarterly Report | View | |
| 22nd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 27th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Enterprise Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Enterprise Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-07-20 | 2010-06-30 | -0.02 | 0.01 | 0.03 | 150 | ||
2008-04-15 | 2008-03-31 | 0.29 | 0.26 | -0.03 | 10 | ||
2005-07-18 | 2005-06-30 | 0.25 | 0.29 | 0.04 | 16 | ||
2016-04-28 | 2016-03-31 | 0.49 | 0.54 | 0.05 | 10 | ||
2014-10-23 | 2014-09-30 | 0.36 | 0.41 | 0.05 | 13 | ||
2005-01-26 | 2004-12-31 | 0.23 | 0.18 | -0.05 | 21 | ||
2015-10-22 | 2015-09-30 | 0.42 | 0.48 | 0.06 | 14 | ||
2015-07-23 | 2015-06-30 | 0.37 | 0.43 | 0.06 | 16 |
Enterprise Financial Target Price Consensus
Enterprise target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Enterprise Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 5 | Strong Buy |
Most Enterprise analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Enterprise stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Enterprise Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationEnterprise Financial Target Price Projection
Enterprise Financial's current and average target prices are 52.94 and 64.75, respectively. The current price of Enterprise Financial is the price at which Enterprise Financial Services is currently trading. On the other hand, Enterprise Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Enterprise Financial Market Quote on 1st of June 2025
Target Price
Analyst Consensus On Enterprise Financial Target Price
Enterprise Financial Analyst Ratings
Enterprise Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Enterprise Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Enterprise Financial's financials, market performance, and future outlook by experienced professionals. Enterprise Financial's historical ratings below, therefore, can serve as a valuable tool for investors.Know Enterprise Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Enterprise Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Enterprise Financial Services backward and forwards among themselves. Enterprise Financial's institutional investor refers to the entity that pools money to purchase Enterprise Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Western Financial Corp/ca | 2025-03-31 | 584.5 K | Jennison Associates Llc | 2025-03-31 | 572.1 K | Charles Schwab Investment Management Inc | 2025-03-31 | 488.5 K | Jpmorgan Chase & Co | 2025-03-31 | 457.3 K | Nuveen Asset Management, Llc | 2024-12-31 | 430.7 K | Northern Trust Corp | 2024-12-31 | 380.1 K | Enterprise Financial Services Corp | 2025-03-31 | 349.4 K | Bank Of America Corp | 2025-03-31 | 301.3 K | Bridgeway Capital Management, Llc | 2025-03-31 | 233.7 K | Blackrock Inc | 2025-03-31 | 3.9 M | Wellington Management Company Llp | 2025-03-31 | 2.7 M |
Enterprise Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.96 B.Market Cap |
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Enterprise Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.07 | 0.07 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.07 |
Determining Enterprise Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Enterprise Financial is a good buy. For example, gross profit margin measures Enterprise Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Enterprise Financial's profitability and make more informed investment decisions.
Please note, the presentation of Enterprise Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Enterprise Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Enterprise Financial's management manipulating its earnings.
Evaluate Enterprise Financial's management efficiency
Enterprise Financial has return on total asset (ROA) of 0.0129 % which means that it generated a profit of $0.0129 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1082 %, meaning that it created $0.1082 on every $100 dollars invested by stockholders. Enterprise Financial's management efficiency ratios could be used to measure how well Enterprise Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of June 1, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.07. At present, Enterprise Financial's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 8.9 M, whereas Non Current Assets Total are forecasted to decline to about 397.7 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 48.85 | 38.84 | |
| Tangible Book Value Per Share | 38.84 | 36.10 | |
| Enterprise Value Over EBITDA | 8.87 | 11.96 | |
| Price Book Value Ratio | 1.15 | 1.73 | |
| Enterprise Value Multiple | 8.87 | 11.96 | |
| Price Fair Value | 1.15 | 1.73 | |
| Enterprise Value | 856.3 M | 635 M |
Leadership at Enterprise Financial emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Basic technical analysis of Enterprise Stock
As of the 1st of June, Enterprise Financial shows the Standard Deviation of 2.05, mean deviation of 1.35, and Variance of 4.21. Enterprise Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.Enterprise Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Enterprise Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Enterprise Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Enterprise Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Enterprise Financial's Outstanding Corporate Bonds
Enterprise Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Enterprise Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Enterprise bonds can be classified according to their maturity, which is the date when Enterprise Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| ENTERPRISE PRODS OPER Corp BondUS29379VAG86 | View | |
| Enterprise Products Operating Corp BondUS29379VAN38 | View | |
| ENTERPRISE PRODS OPER Corp BondUS29379VAM54 | View | |
| ENTERPRISE PRODS OPER Corp BondUS29379VAQ68 | View | |
| ENTERPRISE PRODS OPER Corp BondUS29379VAT08 | View | |
| ENTERPRISE PRODS OPER Corp BondUS29379VAV53 | View | |
| ENTERPRISE PRODS OPER Corp BondUS29379VAW37 | View | |
| ENTERPRISE PRODS OPER Corp BondUS29379VAY92 | View |
Understand Enterprise Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Enterprise Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.09) | |||
| Market Risk Adjusted Performance | (0.13) | |||
| Mean Deviation | 1.35 | |||
| Coefficient Of Variation | (1,901) | |||
| Standard Deviation | 2.05 | |||
| Variance | 4.21 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.07) | |||
| Treynor Ratio | (0.14) | |||
| Maximum Drawdown | 12.63 | |||
| Value At Risk | (3.38) | |||
| Potential Upside | 2.58 | |||
| Skewness | (1.93) | |||
| Kurtosis | 7.61 |
| Risk Adjusted Performance | (0.09) | |||
| Market Risk Adjusted Performance | (0.13) | |||
| Mean Deviation | 1.35 | |||
| Coefficient Of Variation | (1,901) | |||
| Standard Deviation | 2.05 | |||
| Variance | 4.21 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.07) | |||
| Treynor Ratio | (0.14) | |||
| Maximum Drawdown | 12.63 | |||
| Value At Risk | (3.38) | |||
| Potential Upside | 2.58 | |||
| Skewness | (1.93) | |||
| Kurtosis | 7.61 |
Consider Enterprise Financial's intraday indicators
Enterprise Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Enterprise Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Enterprise Financial Corporate Filings
F4 | 16th of May 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 15th of May 2025 Other Reports | ViewVerify | |
| 14th of May 2025 Other Reports | ViewVerify | |
10Q | 2nd of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Enterprise Stock media impact
There is far too much social signal, news, headlines, and media speculation about Enterprise Financial that are available to investors today. This information is accessible both publicly - through Enterprise Financial's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Enterprise-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Enterprise Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Enterprise Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Enterprise Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Enterprise Financial alpha.
Enterprise Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Enterprise Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Enterprise Financial Historical Investor Sentiment
Investor biases related to Enterprise Financial's public news can be used to forecast risks associated with an investment in Enterprise. The trend in average sentiment can be used to explain how an investor holding Enterprise can time the market purely based on public headlines and social activities around Enterprise Financial Services. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Enterprise Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Enterprise Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Enterprise Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on Enterprise Financial.
Enterprise Financial Corporate Management
| Mark Ponder | Principal Accounting Officer, Sr. VP and Controller | Profile | |
| Steve Richardson | Senior Communications | Profile | |
| Bridget BBA | Senior Officer | Profile | |
| Troy Dumlao | Principal Accounting Officer | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enterprise Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enterprise Financial. If investors know Enterprise will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Enterprise Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.248 | Dividend Share 1.1 | Earnings Share 5.09 | Revenue Per Share | Quarterly Revenue Growth 0.081 |
The market value of Enterprise Financial is measured differently than its book value, which is the value of Enterprise that is recorded on the company's balance sheet. Investors also form their own opinion of Enterprise Financial's value that differs from its market value or its book value, called intrinsic value, which is Enterprise Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Enterprise Financial's market value can be influenced by many factors that don't directly affect Enterprise Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Enterprise Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Enterprise Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Enterprise Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.