United Net Receivables vs Net Debt Analysis

UCB Stock

30.23 0.32 1.07%

United Community financial indicator trend analysis is much more than just breaking down United Community Banks, prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether United Community Banks, is a good investment. Please check the relationship between United Community Net Receivables and its Net Debt accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Community Banks,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

Net Receivables vs Net Debt

Net Receivables vs Net Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of United Community Banks, Net Receivables account and Net Debt. At this time, the significance of the direction appears to have weak contrarian relationship.

The correlation between United Community's Net Receivables and Net Debt is -0.18. Overlapping area represents the amount of variation of Net Receivables that can explain the historical movement of Net Debt in the same time period over historical financial statements of United Community Banks,, assuming nothing else is changed. The correlation between historical values of United Community's Net Receivables and Net Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Receivables of United Community Banks, are associated (or correlated) with its Net Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Debt has no effect on the direction of Net Receivables i.e., United Community's Net Receivables and Net Debt go up and down completely randomly.

Correlation Coefficient

-0.18

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Net Receivables

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Most indicators from United Community's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into United Community Banks, current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Community Banks,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

The current year's Selling General Administrative is expected to grow to about 379.1 M, whereas Tax Provision is forecasted to decline to about 69.8 M.

	2022	2023	2024	2025 (projected)
Gross Profit	804.2M	782.5M	879.1M	923.0M
Total Revenue	928.9M	1.3B	1.5B	1.6B

Gross Profit Total Revenue

United Community fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Current Assets	Other Stockholder Equity	Total Liab	Total Current Assets	Common Stock	Short Term Debt	Good Will	Intangible Assets	Short Term Investments	Long Term Debt
Total Assets		0.31	1.0	1.0	0.99	0.96	-0.31	0.88	0.47	0.99	0.98	0.57	0.87	0.98	0.95	0.49	0.35	0.97	1.0	0.87	0.77	0.28	0.96	0.83	0.85	0.19
Short Long Term Debt Total	0.31		0.28	0.29	0.27	0.32	0.56	0.16	-0.2	0.33	0.39	0.03	0.18	0.32	0.4	0.79	-0.2	0.37	0.31	0.18	0.37	0.47	0.25	0.13	0.22	0.71
Other Current Liab	1.0	0.28		1.0	0.99	0.95	-0.34	0.88	0.49	0.99	0.97	0.56	0.88	0.97	0.95	0.47	0.37	0.97	1.0	0.88	0.77	0.27	0.96	0.83	0.85	0.18
Total Current Liabilities	1.0	0.29	1.0		0.99	0.96	-0.33	0.87	0.49	0.99	0.97	0.56	0.87	0.97	0.95	0.47	0.37	0.97	1.0	0.88	0.77	0.29	0.96	0.82	0.85	0.19
Total Stockholder Equity	0.99	0.27	0.99	0.99		0.96	-0.28	0.9	0.42	1.0	0.98	0.61	0.83	0.98	0.95	0.48	0.29	0.97	0.99	0.84	0.75	0.27	0.97	0.85	0.82	0.17
Property Plant And Equipment Net	0.96	0.32	0.95	0.96	0.96		-0.16	0.75	0.3	0.96	0.96	0.62	0.78	0.96	0.96	0.5	0.16	0.99	0.96	0.79	0.77	0.32	0.9	0.83	0.71	0.11
Net Debt	-0.31	0.56	-0.34	-0.33	-0.28	-0.16		-0.31	-0.92	-0.23	-0.17	0.01	-0.62	-0.18	-0.18	0.34	-0.87	-0.17	-0.31	-0.61	-0.22	0.38	-0.22	-0.15	-0.51	0.39
Retained Earnings	0.88	0.16	0.88	0.87	0.9	0.75	-0.31		0.4	0.89	0.85	0.6	0.69	0.88	0.75	0.39	0.28	0.78	0.87	0.7	0.54	0.17	0.95	0.82	0.8	0.2
Cash	0.47	-0.2	0.49	0.49	0.42	0.3	-0.92	0.4		0.38	0.34	-0.06	0.78	0.31	0.36	-0.03	0.95	0.33	0.48	0.78	0.45	-0.24	0.33	0.2	0.69	-0.13
Non Current Assets Total	0.99	0.33	0.99	0.99	1.0	0.96	-0.23	0.89	0.38		0.98	0.58	0.81	0.99	0.95	0.52	0.27	0.98	0.99	0.81	0.76	0.31	0.98	0.87	0.8	0.23
Non Currrent Assets Other	0.98	0.39	0.97	0.97	0.98	0.96	-0.17	0.85	0.34	0.98		0.58	0.79	0.98	0.93	0.5	0.23	0.97	0.98	0.79	0.74	0.43	0.96	0.83	0.79	0.3
Other Assets	0.57	0.03	0.56	0.56	0.61	0.62	0.01	0.6	-0.06	0.58	0.58		0.41	0.6	0.53	0.14	-0.29	0.57	0.56	0.41	0.14	0.23	0.6	0.53	0.42	-0.23
Cash And Short Term Investments	0.87	0.18	0.88	0.87	0.83	0.78	-0.62	0.69	0.78	0.81	0.79	0.41		0.74	0.82	0.32	0.64	0.8	0.87	1.0	0.72	0.1	0.73	0.54	0.9	0.02
Net Receivables	0.98	0.32	0.97	0.97	0.98	0.96	-0.18	0.88	0.31	0.99	0.98	0.6	0.74		0.92	0.51	0.2	0.97	0.97	0.75	0.72	0.35	0.98	0.89	0.76	0.23
Common Stock Shares Outstanding	0.95	0.4	0.95	0.95	0.95	0.96	-0.18	0.75	0.36	0.95	0.93	0.53	0.82	0.92		0.58	0.22	0.98	0.95	0.83	0.83	0.25	0.87	0.74	0.75	0.18
Non Current Liabilities Total	0.49	0.79	0.47	0.47	0.48	0.5	0.34	0.39	-0.03	0.52	0.5	0.14	0.32	0.51	0.58		-0.1	0.54	0.5	0.32	0.61	0.05	0.45	0.46	0.41	0.36
Other Current Assets	0.35	-0.2	0.37	0.37	0.29	0.16	-0.87	0.28	0.95	0.27	0.23	-0.29	0.64	0.2	0.22	-0.1		0.2	0.35	0.64	0.38	-0.22	0.23	0.1	0.55	0.03
Other Stockholder Equity	0.97	0.37	0.97	0.97	0.97	0.99	-0.17	0.78	0.33	0.98	0.97	0.57	0.8	0.97	0.98	0.54	0.2		0.97	0.8	0.8	0.33	0.92	0.82	0.74	0.19
Total Liab	1.0	0.31	1.0	1.0	0.99	0.96	-0.31	0.87	0.48	0.99	0.98	0.56	0.87	0.97	0.95	0.5	0.35	0.97		0.88	0.78	0.28	0.96	0.83	0.85	0.2
Total Current Assets	0.87	0.18	0.88	0.88	0.84	0.79	-0.61	0.7	0.78	0.81	0.79	0.41	1.0	0.75	0.83	0.32	0.64	0.8	0.88		0.72	0.1	0.73	0.55	0.9	0.02
Common Stock	0.77	0.37	0.77	0.77	0.75	0.77	-0.22	0.54	0.45	0.76	0.74	0.14	0.72	0.72	0.83	0.61	0.38	0.8	0.78	0.72		0.22	0.66	0.56	0.75	0.22
Short Term Debt	0.28	0.47	0.27	0.29	0.27	0.32	0.38	0.17	-0.24	0.31	0.43	0.23	0.1	0.35	0.25	0.05	-0.22	0.33	0.28	0.1	0.22		0.31	0.14	0.19	0.62
Good Will	0.96	0.25	0.96	0.96	0.97	0.9	-0.22	0.95	0.33	0.98	0.96	0.6	0.73	0.98	0.87	0.45	0.23	0.92	0.96	0.73	0.66	0.31		0.91	0.79	0.23
Intangible Assets	0.83	0.13	0.83	0.82	0.85	0.83	-0.15	0.82	0.2	0.87	0.83	0.53	0.54	0.89	0.74	0.46	0.1	0.82	0.83	0.55	0.56	0.14	0.91		0.62	0.03
Short Term Investments	0.85	0.22	0.85	0.85	0.82	0.71	-0.51	0.8	0.69	0.8	0.79	0.42	0.9	0.76	0.75	0.41	0.55	0.74	0.85	0.9	0.75	0.19	0.79	0.62		0.12
Long Term Debt	0.19	0.71	0.18	0.19	0.17	0.11	0.39	0.2	-0.13	0.23	0.3	-0.23	0.02	0.23	0.18	0.36	0.03	0.19	0.2	0.02	0.22	0.62	0.23	0.03	0.12

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United Community Account Relationship Matchups

United Community fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	17.8B	20.9B	24.0B	27.3B	27.7B	29.1B
Short Long Term Debt Total	327.0M	247.4M	1.2B	324.8M	449.2M	565.0M
Other Current Liab	15.4B	18.5B	20.2B	23.3B	23.5B	24.6B
Total Current Liabilities	15.4B	18.5B	20.5B	23.3B	23.7B	24.8B
Total Stockholder Equity	2.0B	2.2B	2.7B	3.3B	3.4B	3.6B
Property Plant And Equipment Net	218.5M	245.3M	298.5M	378.4M	394.3M	414.0M
Net Debt	(1.3B)	(2.0B)	680.7M	(679.1M)	(70.7M)	(67.2M)
Retained Earnings	136.9M	330.7M	508.8M	581.2M	714.1M	749.8M
Cash	1.6B	2.3B	511.9M	1.0B	519.9M	403.3M
Non Current Assets Total	12.9B	14.1B	19.8B	22.9B	22.7B	23.8B
Non Currrent Assets Other	428.4M	455.9M	749.7M	707.9M	789.1M	828.5M
Other Assets	47.7M	1.6M	(3.5B)	(3.4B)	27.7B	29.1B
Cash And Short Term Investments	4.8B	6.8B	4.1B	4.3B	5.0B	5.2B
Net Receivables	47.7M	43.0M	72.8M	87.8M	85.6M	89.9M
Common Stock Shares Outstanding	83.2M	88.1M	106.8M	117.7M	120.0M	125.9M
Liabilities And Stockholders Equity	17.8B	20.9B	24.0B	27.3B	27.7B	29.1B
Non Current Liabilities Total	356.0M	272.5M	815.3M	725.1M	632.2M	427.4M
Other Current Assets	1.7B	2.4B	719.7M	1.1B	(85.6M)	(81.3M)
Other Stockholder Equity	1.6B	1.7B	2.3B	2.7B	2.7B	2.9B
Total Liab	15.8B	18.7B	21.3B	24.0B	24.3B	25.5B
Total Current Assets	4.9B	6.8B	4.2B	4.4B	5.0B	5.3B
Accumulated Other Comprehensive Income	37.7M	(26.5M)	(329.5M)	(239.2M)	(212.9M)	(202.3M)
Common Stock	86.7M	89.4M	106.2M	119.0M	119.4M	59.7M
Good Will	367.8M	452.0M	751.2M	919.9M	907.1M	952.4M
Intangible Assets	14.0M	20.4M	28.1M	70.2M	49.6M	52.0M
Short Term Investments	3.2B	4.5B	3.6B	3.3B	4.4B	3.0B

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When determining whether United Community Banks, offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Community Banks, Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Community Banks, Stock:

How To Invest In United

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Is United Stock a good investment?

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What is United Community's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Community Banks,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Community. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.167

Dividend Share

0.96

Earnings Share

2.2

Revenue Per Share

7.673

Quarterly Revenue Growth

0.066

The market value of United Community Banks, is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Community's value that differs from its market value or its book value, called intrinsic value, which is United Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Community's market value can be influenced by many factors that don't directly affect United Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between United Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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United Net Receivables vs Net Debt Analysis

Net Receivables vs Net Debt

Net Receivables vs Net Debt Correlation Analysis

Correlation Coefficient

Net Receivables

Net Debt

United Community fundamental ratios Correlations

United Community Account Relationship Matchups

High Positive Relationship

High Negative Relationship

United Community fundamental ratios Accounts

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Other Current Liab	+ 1.0	Total Assets
Total Current Liabilities	+ 1.0	Total Assets
Total Liab	+ 1.0	Total Assets
Total Current Liabilities	+ 1.0	Other Current Liab
Total Liab	+ 1.0	Other Current Liab
Total Liab	+ 1.0	Total Current Liabilities

Cash	- 0.92	Net Debt
Other Current Assets	- 0.87	Net Debt
Cash And Short Term Investments	- 0.62	Net Debt
Total Current Assets	- 0.61	Net Debt
Short Term Investments	- 0.51	Net Debt
Net Debt	- 0.34	Other Current Liab