First Retained Earnings vs Long Term Debt Analysis

FNWB Stock

USD 9.27 0.11 1.17%

First Northwest financial indicator trend analysis is much more than just examining First Northwest Bancorp latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether First Northwest Bancorp is a good investment. Please check the relationship between First Northwest Retained Earnings and its Long Term Debt accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Northwest Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in producer price index.

Retained Earnings vs Long Term Debt

Retained Earnings vs Long Term Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of First Northwest Bancorp Retained Earnings account and Long Term Debt. At this time, the significance of the direction appears to have strong relationship.

The correlation between First Northwest's Retained Earnings and Long Term Debt is 0.78. Overlapping area represents the amount of variation of Retained Earnings that can explain the historical movement of Long Term Debt in the same time period over historical financial statements of First Northwest Bancorp, assuming nothing else is changed. The correlation between historical values of First Northwest's Retained Earnings and Long Term Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Retained Earnings of First Northwest Bancorp are associated (or correlated) with its Long Term Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Long Term Debt has no effect on the direction of Retained Earnings i.e., First Northwest's Retained Earnings and Long Term Debt go up and down completely randomly.

Correlation Coefficient

0.78

Relationship Direction	Positive
Relationship Strength	Significant

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Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Long Term Debt

Long-term debt is a debt that First Northwest Bancorp has held for over one year. Long-term debt appears on First Northwest Bancorp balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on First Northwest Bancorp balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Most indicators from First Northwest's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into First Northwest Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Northwest Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in producer price index.

The current year's Sales General And Administrative To Revenue is expected to grow to 0.44, whereas Selling General Administrative is forecasted to decline to about 23.8 M.

	2023	2024	2025	2026 (projected)
Gross Profit	64.1M	44.5M	51.2M	44.8M
Total Revenue	104.9M	117.0M	134.6M	141.3M

Gross Profit Total Revenue

First Northwest fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Non Current Liabilities Total	Other Current Assets	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Intangible Assets	Short Term Investments	Other Liab	Long Term Debt	Inventory
Common Stock Shares Outstanding		-0.92	-0.58	-0.65	-0.7	-0.41	-0.82	-0.39	-0.89	-0.12	-0.66	-0.76	-0.15	-0.01	-0.59	-0.92	-0.22	-0.48	-0.92	-0.85	-0.74	-0.7	-0.74	0.72	-0.71	0.9
Total Assets	-0.92		0.63	0.69	0.73	0.47	0.93	0.47	0.94	0.28	0.75	0.77	0.24	-0.04	0.69	0.86	0.22	0.48	1.0	0.83	0.74	0.82	0.8	-0.67	0.76	-0.89
Short Long Term Debt Total	-0.58	0.63		0.68	0.72	0.37	0.66	0.95	0.58	0.83	0.38	0.72	0.42	-0.48	0.48	0.77	0.14	0.46	0.63	0.74	0.24	0.48	0.58	-0.3	0.57	-0.6
Other Current Liab	-0.65	0.69	0.68		1.0	0.01	0.75	0.65	0.76	0.47	0.63	0.94	0.76	-0.3	0.42	0.75	0.18	0.35	0.72	0.92	0.41	0.83	0.42	-0.17	0.6	-0.73
Total Current Liabilities	-0.7	0.73	0.72	1.0		0.05	0.77	0.67	0.8	0.48	0.63	0.96	0.73	-0.3	0.44	0.79	0.19	0.38	0.75	0.94	0.44	0.84	0.45	-0.22	0.64	-0.76
Total Stockholder Equity	-0.41	0.47	0.37	0.01	0.05		0.31	0.22	0.33	0.28	0.37	0.18	-0.39	0.11	0.54	0.37	0.14	0.42	0.41	0.29	0.38	0.04	0.72	-0.8	0.23	-0.42
Property Plant And Equipment Net	-0.82	0.93	0.66	0.75	0.77	0.31		0.55	0.81	0.38	0.69	0.8	0.35	-0.33	0.6	0.82	0.25	0.53	0.93	0.85	0.64	0.79	0.68	-0.51	0.67	-0.85
Net Debt	-0.39	0.47	0.95	0.65	0.67	0.22	0.55		0.43	0.85	0.17	0.68	0.53	-0.55	0.29	0.61	0.22	0.37	0.47	0.64	0.03	0.39	0.39	-0.12	0.56	-0.38
Retained Earnings	-0.89	0.94	0.58	0.76	0.8	0.33	0.81	0.43		0.18	0.71	0.79	0.32	0.12	0.65	0.85	0.09	0.37	0.94	0.85	0.74	0.88	0.71	-0.57	0.78	-0.84
Accounts Payable	-0.12	0.28	0.83	0.47	0.48	0.28	0.38	0.85	0.18		0.29	0.43	0.46	-0.62	0.34	0.37	0.05	0.28	0.26	0.41	-0.1	0.21	0.35	0.07	0.14	-0.3
Cash	-0.66	0.75	0.38	0.63	0.63	0.37	0.69	0.17	0.71	0.29		0.59	0.27	-0.05	0.68	0.63	0.0	0.41	0.74	0.66	0.66	0.73	0.65	-0.41	0.23	-0.84
Non Current Assets Total	-0.76	0.77	0.72	0.94	0.96	0.18	0.8	0.68	0.79	0.43	0.59		0.66	-0.3	0.34	0.83	0.42	0.45	0.78	0.95	0.39	0.79	0.48	-0.39	0.69	-0.76
Non Currrent Assets Other	-0.15	0.24	0.42	0.76	0.73	-0.39	0.35	0.53	0.32	0.46	0.27	0.66		-0.3	-0.11	0.25	0.37	-0.14	0.28	0.47	-0.18	0.53	-0.12	0.37	0.34	-0.22
Other Assets	-0.01	-0.04	-0.48	-0.3	-0.3	0.11	-0.33	-0.55	0.12	-0.62	-0.05	-0.3	-0.3		-0.05	-0.25	-0.15	-0.51	-0.05	-0.27	0.11	0.0	0.01	-0.16	0.14	0.15
Cash And Short Term Investments	-0.59	0.69	0.48	0.42	0.44	0.54	0.6	0.29	0.65	0.34	0.68	0.34	-0.11	-0.05		0.62	-0.37	0.51	0.68	0.57	0.86	0.48	0.83	-0.5	0.34	-0.72
Net Receivables	-0.92	0.86	0.77	0.75	0.79	0.37	0.82	0.61	0.85	0.37	0.63	0.83	0.25	-0.25	0.62		0.13	0.61	0.87	0.91	0.66	0.72	0.74	-0.6	0.65	-0.89
Non Current Liabilities Total	-0.22	0.22	0.14	0.18	0.19	0.14	0.25	0.22	0.09	0.05	0.0	0.42	0.37	-0.15	-0.37	0.13		0.02	0.22	0.18	-0.26	0.08	-0.04	-0.24	0.32	-0.05
Other Current Assets	-0.48	0.48	0.46	0.35	0.38	0.42	0.53	0.37	0.37	0.28	0.41	0.45	-0.14	-0.51	0.51	0.61	0.02		0.46	0.55	0.53	0.31	0.57	-0.55	0.22	-0.52
Total Liab	-0.92	1.0	0.63	0.72	0.75	0.41	0.93	0.47	0.94	0.26	0.74	0.78	0.28	-0.05	0.68	0.87	0.22	0.46		0.84	0.74	0.84	0.77	-0.63	0.76	-0.88
Property Plant And Equipment Gross	-0.85	0.83	0.74	0.92	0.94	0.29	0.85	0.64	0.85	0.41	0.66	0.95	0.47	-0.27	0.57	0.91	0.18	0.55	0.84		0.61	0.79	0.65	-0.51	0.68	-0.88
Total Current Assets	-0.74	0.74	0.24	0.41	0.44	0.38	0.64	0.03	0.74	-0.1	0.66	0.39	-0.18	0.11	0.86	0.66	-0.26	0.53	0.74	0.61		0.57	0.72	-0.63	0.43	-0.77
Intangible Assets	-0.7	0.82	0.48	0.83	0.84	0.04	0.79	0.39	0.88	0.21	0.73	0.79	0.53	0.0	0.48	0.72	0.08	0.31	0.84	0.79	0.57		0.54	-0.26	0.68	-0.73
Short Term Investments	-0.74	0.8	0.58	0.42	0.45	0.72	0.68	0.39	0.71	0.35	0.65	0.48	-0.12	0.01	0.83	0.74	-0.04	0.57	0.77	0.65	0.72	0.54		-0.67	0.53	-0.75
Other Liab	0.72	-0.67	-0.3	-0.17	-0.22	-0.8	-0.51	-0.12	-0.57	0.07	-0.41	-0.39	0.37	-0.16	-0.5	-0.6	-0.24	-0.55	-0.63	-0.51	-0.63	-0.26	-0.67		-0.46	0.63
Long Term Debt	-0.71	0.76	0.57	0.6	0.64	0.23	0.67	0.56	0.78	0.14	0.23	0.69	0.34	0.14	0.34	0.65	0.32	0.22	0.76	0.68	0.43	0.68	0.53	-0.46		-0.48
Inventory	0.9	-0.89	-0.6	-0.73	-0.76	-0.42	-0.85	-0.38	-0.84	-0.3	-0.84	-0.76	-0.22	0.15	-0.72	-0.89	-0.05	-0.52	-0.88	-0.88	-0.77	-0.73	-0.75	0.63	-0.48

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First Northwest Account Relationship Matchups

First Northwest fundamental ratios Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Common Stock Shares Outstanding	9.2M	9.1M	8.9M	8.8M	7.9M	8.7M
Total Assets	1.9B	2.0B	2.2B	2.2B	2.6B	1.5B
Short Long Term Debt Total	119.3M	285.4M	327.4M	353.5M	406.6M	426.9M
Other Current Liab	1.6B	1.6B	1.7B	1.7B	1.9B	2.0B
Total Current Liabilities	1.6B	1.8B	1.9B	1.8B	2.1B	2.2B
Total Stockholder Equity	191.0M	161.6M	163.3M	153.9M	177.0M	166.3M
Property Plant And Equipment Net	19.8M	18.1M	24.1M	27.1M	31.2M	17.5M
Net Debt	(6.7M)	239.8M	204.2M	281.1M	323.3M	339.4M
Retained Earnings	103.0M	114.4M	107.3M	97.2M	111.8M	95.0M
Accounts Payable	393K	455K	3.4M	3.3M	3.8M	4.0M
Cash	126.0M	45.6M	123.2M	72.4M	83.3M	56.2M
Non Current Assets Total	1.4B	1.6B	1.8B	1.8B	2.1B	2.2B
Non Currrent Assets Other	44.5M	51.3M	75.1M	76.9M	69.2M	72.7M
Other Assets	1.1B	1.3B	1.0	(190.3M)	(218.8M)	(207.9M)
Cash And Short Term Investments	470.2M	372.2M	418.8M	412.8M	474.7M	329.9M
Net Receivables	5.3M	6.7M	7.9M	8.2M	9.4M	9.9M
Liabilities And Stockholders Equity	1.9B	2.0B	2.2B	2.2B	2.6B	1.5B
Non Current Liabilities Total	119.3M	120.7M	156.7M	250.3M	287.8M	157.7M
Other Current Assets	72.1M	20.6M	28.3M	131.1M	150.7M	158.3M
Total Liab	1.7B	1.9B	2.0B	2.1B	2.4B	1.3B
Property Plant And Equipment Gross	35.6M	34.8M	35.6M	40.7M	46.8M	49.2M
Total Current Assets	496.1M	407.2M	426.7M	421.0M	484.1M	317.3M
Accumulated Other Comprehensive Income	288K	(40.5M)	(32.6M)	(30.2M)	(27.2M)	(25.8M)
Intangible Assets	3.3M	3.9M	3.8M	3.3M	3.8M	2.2M
Short Term Investments	344.2M	326.6M	295.6M	340.3M	391.4M	310.8M
Long Term Debt	119.3M	285.4M	119.4M	199.5M	229.4M	140.1M
Inventory	(72.1M)	(131.3M)	(52.3M)	(131.1M)	(118.0M)	(112.1M)
Property Plant Equipment	14.3M	18.7M	19.8M	18.1M	20.8M	16.3M
Net Tangible Assets	176.9M	186.4M	189.8M	160.5M	184.6M	187.2M
Other Stockholder Equity	87.6M	87.6M	88.5M	86.8M	99.8M	87.4M
Long Term Investments	344.2M	340.9M	310.4M	353.6M	318.2M	462.7M
Short Long Term Debt	0.0	166M	201.5M	136.5M	157.0M	110.1M
Short Term Debt	831K	166M	201.5M	136.5M	157.0M	91.2M
Common Stock	100K	97K	96K	93K	83.7K	89.7K
Common Stock Total Equity	107K	102K	100K	97K	87.3K	91.1K
Retained Earnings Total Equity	86.2M	92.7M	103.0M	114.4M	131.6M	97.2M

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When determining whether First Northwest Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Northwest's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Northwest Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Northwest Bancorp Stock:

How To Invest In First

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Is First Stock a good investment?

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What is First Northwest's Net Worth?

Details

Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Northwest Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in producer price index.

You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Northwest. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Northwest listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

3.25

Dividend Share

0.21

Earnings Share

(0.84)

Revenue Per Share

6.166

Quarterly Revenue Growth

0.362

The market value of First Northwest Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Northwest's value that differs from its market value or its book value, called intrinsic value, which is First Northwest's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Northwest's market value can be influenced by many factors that don't directly affect First Northwest's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between First Northwest's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Northwest is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Northwest's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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First Retained Earnings vs Long Term Debt Analysis

Retained Earnings vs Long Term Debt

Retained Earnings vs Long Term Debt Correlation Analysis

Correlation Coefficient

Retained Earnings

Long Term Debt

First Northwest fundamental ratios Correlations

First Northwest Account Relationship Matchups

High Positive Relationship

High Negative Relationship

First Northwest fundamental ratios Accounts

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COMPANY

Total Liab	+ 1.0	Total Assets
Total Current Liabilities	+ 1.0	Other Current Liab
Non Current Assets Total	+ 0.96	Total Current Liabilities
Net Debt	+ 0.95	Short Long Term Debt Total
Property Plant And Equipment Gross	+ 0.95	Non Current Assets Total
Retained Earnings	+ 0.94	Total Assets

Total Liab	- 0.92	Common Stock Shares Outstanding
Net Receivables	- 0.92	Common Stock Shares Outstanding
Total Assets	- 0.92	Common Stock Shares Outstanding
Inventory	- 0.89	Net Receivables
Inventory	- 0.89	Total Assets
Retained Earnings	- 0.89	Common Stock Shares Outstanding