Financial Historical Income Statement

FISI Stock  USD 26.90  0.48  1.75%   
Historical analysis of Financial Institutions income statement accounts such as Selling General Administrative of 48.9 M or Total Revenue of 45.8 M can show how well Financial Institutions performed in making a profits. Evaluating Financial Institutions income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Financial Institutions's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Financial Institutions latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Financial Institutions is a good buy for the upcoming year.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.

About Financial Income Statement Analysis

Financial Institutions Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Financial Institutions shareholders. The income statement also shows Financial investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Financial Institutions Income Statement Chart

As of now, Financial Institutions' Total Other Income Expense Net is increasing as compared to previous years. The Financial Institutions' current Cost Of Revenue is estimated to increase to about 341.7 M, while Depreciation And Amortization is projected to decrease to under 864.5 K.

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Operating Income

Operating Income is the amount of profit realized from Financial Institutions operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Financial Institutions is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Income Before Tax

Income Before Tax which can also be referred as pre-tax income is reported on Financial Institutions income statement and is an important metric when analyzing Financial Institutions profitability. Accounting techniques because taxes can be complex, and not perfectly consistent from one company to company, an analyst may use pre-tax income as a more stable measure of profitability.
Most accounts from Financial Institutions' income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Financial Institutions current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.As of now, Financial Institutions' Total Other Income Expense Net is increasing as compared to previous years. The Financial Institutions' current Cost Of Revenue is estimated to increase to about 341.7 M, while Depreciation And Amortization is projected to decrease to under 864.5 K.
 2021 2022 2023 2024 (projected)
Interest Expense12.5M28.7M120.4M126.4M
Depreciation And Amortization5.6M5.8M910K864.5K

Financial Institutions income statement Correlations

-0.430.040.330.330.090.06-0.18-0.05-0.090.16-0.40.140.250.05-0.490.08-0.40.230.0-0.19-0.440.34
-0.430.22-0.57-0.57-0.110.10.140.10.110.080.810.11-0.120.650.240.310.39-0.010.610.750.11-0.92
0.040.220.570.570.540.560.560.56-0.540.820.280.850.50.630.50.780.80.260.790.73-0.17-0.08
0.33-0.570.571.00.580.540.440.48-0.580.6-0.390.620.430.110.390.460.390.320.250.01-0.40.6
0.33-0.570.571.00.580.540.440.48-0.580.6-0.390.620.430.110.390.460.390.320.250.01-0.40.6
0.09-0.110.540.580.580.210.380.39-1.00.470.040.530.070.420.690.490.480.060.360.240.090.22
0.060.10.560.540.540.210.880.9-0.20.79-0.080.790.650.440.380.810.60.710.710.52-0.760.0
-0.180.140.560.440.440.380.880.99-0.380.78-0.030.780.620.360.490.810.670.70.610.46-0.58-0.06
-0.050.10.560.480.480.390.90.99-0.390.81-0.070.80.650.390.430.840.620.750.620.44-0.66-0.05
-0.090.11-0.54-0.58-0.58-1.0-0.2-0.38-0.39-0.48-0.04-0.53-0.08-0.42-0.68-0.49-0.47-0.06-0.35-0.24-0.09-0.22
0.160.080.820.60.60.470.790.780.81-0.480.160.990.820.60.330.950.660.710.750.61-0.550.04
-0.40.810.28-0.39-0.390.04-0.08-0.03-0.07-0.040.160.19-0.020.660.230.310.3-0.010.470.620.25-0.75
0.140.110.850.620.620.530.790.780.8-0.530.990.190.760.640.40.960.710.660.790.65-0.50.02
0.25-0.120.50.430.430.070.650.620.65-0.080.82-0.020.760.25-0.130.70.280.840.410.28-0.670.13
0.050.650.630.110.110.420.440.360.39-0.420.60.660.640.250.390.760.620.320.90.83-0.23-0.55
-0.490.240.50.390.390.690.380.490.43-0.680.330.230.4-0.130.390.410.73-0.130.470.470.2-0.03
0.080.310.780.460.460.490.810.810.84-0.490.950.310.960.70.760.410.710.710.860.72-0.55-0.2
-0.40.390.80.390.390.480.60.670.62-0.470.660.30.710.280.620.730.710.20.780.76-0.08-0.19
0.23-0.010.260.320.320.060.710.70.75-0.060.71-0.010.660.840.32-0.130.710.20.40.18-0.87-0.07
0.00.610.790.250.250.360.710.610.62-0.350.750.470.790.410.90.470.860.780.40.93-0.37-0.44
-0.190.750.730.010.010.240.520.460.44-0.240.610.620.650.280.830.470.720.760.180.93-0.08-0.52
-0.440.11-0.17-0.4-0.40.09-0.76-0.58-0.66-0.09-0.550.25-0.5-0.67-0.230.2-0.55-0.08-0.87-0.37-0.080.02
0.34-0.92-0.080.60.60.220.0-0.06-0.05-0.220.04-0.750.020.13-0.55-0.03-0.2-0.19-0.07-0.44-0.520.02
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Financial Institutions Account Relationship Matchups

Financial Institutions income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization171.9K5.9M5.6M5.8M910K864.5K
Interest Expense38.9M22.3M12.5M28.7M120.4M126.4M
Selling General Administrative64.6M75.2M79.4M72.1M80.5M48.9M
Total Revenue169.9M182.1M199.6M212.4M48.2M45.8M
Gross Profit169.9M182.1M199.6M212.4M48.2M45.8M
Other Operating Expenses110.5M136.3M102.3M2.0M1.9M1.8M
Operating Income59.4M45.7M97.2M106.8M63.1M60.6M
Ebit60.5M47.7M99.6M73.2M63.1M62.8M
Ebitda60.7M53.6M105.3M79.1M63.1M67.1M
Total Operating Expenses(110.5M)(136.3M)(102.3M)2.0M1.9M2.0M
Income Before Tax59.4M45.7M97.2M71.0M63.1M37.6M
Total Other Income Expense Net59.4M(13.7M)(13.1M)(17.1M)63.1M66.2M
Net Income48.9M38.3M77.7M56.6M50.3M28.5M
Income Tax Expense10.6M7.4M19.5M14.4M12.8M9.0M
Net Income Applicable To Common Shares47.4M36.9M76.2M55.1M63.4M66.6M
Selling And Marketing Expenses3.6M2.6M1.7M2.0M1.9M1.9M
Net Income From Continuing Ops48.9M38.3M77.7M56.6M52.6M43.0M
Tax Provision10.6M7.4M19.5M14.4M10.0M12.8M
Net Interest Income129.9M139.0M154.7M167.4M169.0M145.9M
Interest Income168.8M161.3M167.2M196.1M267.4M179.0M
Reconciled Depreciation8.2M7.9M1.1M986K8.2M4.5M

Currently Active Assets on Macroaxis

When determining whether Financial Institutions offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Financial Institutions' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Financial Institutions Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Financial Institutions Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.
You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Financial Institutions. If investors know Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Financial Institutions listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
1.2
Earnings Share
3.17
Revenue Per Share
14.042
Quarterly Revenue Growth
(0.08)
The market value of Financial Institutions is measured differently than its book value, which is the value of Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Financial Institutions' value that differs from its market value or its book value, called intrinsic value, which is Financial Institutions' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Financial Institutions' market value can be influenced by many factors that don't directly affect Financial Institutions' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Financial Institutions' value and its price as these two are different measures arrived at by different means. Investors typically determine if Financial Institutions is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financial Institutions' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.