Customers Historical Financial Ratios

CUBB Stock  USD 20.33  0.21  1.04%   
Customers Bancorp is presently reporting on over 89 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Dividend Yield of 0.0124, PTB Ratio of 0.35 or Days Sales Outstanding of 3.3 K will help investors to properly organize and evaluate Customers Bancorp financial condition quickly.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Customers Stock refer to our How to Trade Customers Stock guide.

About Customers Financial Ratios Analysis

Customers BancorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Customers Bancorp investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Customers financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Customers Bancorp history.

Customers Bancorp Financial Ratios Chart

At present, Customers Bancorp's Book Value Per Share is projected to increase significantly based on the last few years of reporting. The current year's Free Cash Flow Yield is expected to grow to 0.21, whereas Price To Sales Ratio is forecasted to decline to 0.42.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Price Book Value RatioPrice Earnings To Growth Ratio
Days Of Payables OutstandingDividend Payout Ratio
Price To Operating Cash Flows RatioPrice To Free Cash Flows Ratio
Pretax Profit MarginEbt Per Ebit
Operating Profit MarginEffective Tax Rate
Company Equity MultiplierLong Term Debt To Capitalization
Total Debt To CapitalizationReturn On Capital Employed
Debt Equity RatioEbit Per Revenue
Quick RatioDividend Paid And Capex Coverage Ratio
Net Income Per E B TCash Ratio
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On EquityOperating Cycle
Cash Conversion Cycle

Price To Sales Ratio

Price to Sales Ratio is figured by comparing Customers Bancorp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Customers Bancorp sales, a figure that is much harder to manipulate than other Customers Bancorp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is Customers Bancorp dividend as a percentage of Customers Bancorp stock price. Customers Bancorp dividend yield is a measure of Customers Bancorp stock productivity, which can be interpreted as interest rate earned on an Customers Bancorp investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.
Most ratios from Customers Bancorp's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Customers Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Customers Stock refer to our How to Trade Customers Stock guide.At present, Customers Bancorp's Book Value Per Share is projected to increase significantly based on the last few years of reporting. The current year's Free Cash Flow Yield is expected to grow to 0.21, whereas Price To Sales Ratio is forecasted to decline to 0.42.
 2021 2022 2023 2024 (projected)
Dividend Yield0.01250.01390.0240.0124
Price To Sales Ratio1.110.760.450.42

Customers Bancorp fundamentals Correlations

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-0.26-0.02-0.26-0.180.250.020.02-0.16-0.26-0.390.020.85-0.160.29-0.940.34-0.49-0.29-0.610.020.9-0.79-0.410.89-0.42
-0.610.35-0.6-0.180.590.280.29-0.11-0.6-0.370.290.85-0.090.56-0.70.2-0.35-0.17-0.450.260.98-0.55-0.760.98-0.28
0.030.150.02-0.03-0.110.010.031.00.020.270.01-0.16-0.09-0.220.270.130.310.97-0.60.03-0.090.370.06-0.04-0.68
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-0.490.5-0.440.270.451.01.00.0-0.440.211.00.020.260.030.290.13-0.340.320.140.040.190.29-0.420.190.13
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Click cells to compare fundamentals

Customers Bancorp Account Relationship Matchups

Customers Bancorp fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio1.71.491.110.760.450.42
Dividend Yield0.01830.01740.01250.01390.0240.0124
Ptb Ratio0.750.720.640.480.370.35
Days Sales Outstanding7.5K10.5K6.7K6.3K3.4K3.3K
Book Value Per Share33.7635.4642.2842.9952.1254.72
Free Cash Flow Yield0.09710.160.29(0.037)0.20.21
Operating Cash Flow Per Share2.514.239.15(0.64)3.974.17
Stock Based Compensation To Revenue0.02120.02370.01770.0160.0092040.008744
Capex To Depreciation0.07450.252.170.180.01970.0187
Pb Ratio0.750.720.640.480.370.35
Ev To Sales5.0910.961.981.51(1.25)(1.19)
Free Cash Flow Per Share2.464.097.69(0.76)3.954.15
Roic0.02880.01910.140.470.07930.0725
Net Income Per Share2.544.2113.3418.887.964.07
Sales General And Administrative To Revenue0.20.150.120.130.07370.096
Capex To Revenue0.0036770.0085920.06030.004574.31E-44.1E-4
Cash Per Share23.7160.42134.17105.52198.88208.83
Pocfratio10.076.052.94(32.28)4.892.75
Interest Coverage0.55(1.26)3.72.110.490.46
Capex To Operating Cash Flow0.02180.0350.16(0.19)0.004730.004494
Pfcf Ratio10.36.273.49(27.03)4.915.16
Income Quality0.990.930.83(0.0913)0.50.52
Roe0.07530.120.320.440.150.11
Ev To Operating Cash Flow30.1444.615.22(64.39)(13.7)(13.02)
Pe Ratio9.946.092.011.092.442.32
Return On Tangible Assets0.0068730.007170.0220.02950.01170.00864
Ev To Free Cash Flow30.8146.236.21(53.92)(13.77)(13.08)
Intangibles To Total Assets0.0013152.15E-41.9E-41.74E-41.7E-41.62E-4
Net Debt To E B I T D A15.38141.571.262.93(7.01)(6.66)
Current Ratio0.08030.130.050.03690.320.3
Tangible Book Value Per Share33.2735.3342.1742.8852.054.6
Receivables Turnover0.0490.04860.03480.05420.05770.11
Graham Number43.9657.94112.67135.1596.6101.43
Shareholders Equity Per Share33.7635.4642.2842.9952.1254.72
Debt To Equity1.615.210.870.790.921.14
Graham Net Net(238.9)(378.26)(327.67)(381.33)(324.25)(340.46)
Revenue Per Share14.8717.2424.1727.1343.545.67

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Additional Information and Resources on Investing in Customers Stock

When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Customers Stock refer to our How to Trade Customers Stock guide.
You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.