Customers Financial Statements From 2010 to 2025

CUBB Stock  USD 20.43  0.07  0.34%   
Customers Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Customers Bancorp's valuation are provided below:
We have found one hundred twenty available fundamental signals for Customers Bancorp, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Customers Bancorp prevailing market performance against the performance between 2010 and 2025 to make sure the company can sustain itself down the road. As of July 31, 2025, Market Cap is expected to decline to about 133.6 M

Customers Bancorp Total Revenue

1.39 Billion

Check Customers Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Customers Bancorp's main balance sheet or income statement drivers, such as Total Revenue of 1.4 B, Operating Income of 1.4 B or EBITDA of 140.8 M, as well as many indicators such as Price To Sales Ratio of 0.44, Dividend Yield of 0.026 or PTB Ratio of 0.32. Customers financial statements analysis is a perfect complement when working with Customers Bancorp Valuation or Volatility modules.
  
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Customers Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding27.6 M32.7 M26.8 M
Slightly volatile
Total Assets11.7 B22.3 B11.2 B
Slightly volatile
Short and Long Term Debt Total1.5 B1.7 B1.3 B
Slightly volatile
Total Current Liabilities13.1 B12.4 B4.5 B
Slightly volatile
Total Stockholder Equity1.9 B1.8 B931.2 M
Slightly volatile
Property Plant And Equipment Net6.3 M6.7 M13.5 M
Slightly volatile
Other Assets6.1 B5.8 B2.9 B
Slightly volatile
Liabilities And Stockholders Equity11.7 B22.3 B11.2 B
Slightly volatile
Other Stockholder Equity369.6 M433.7 M354.6 M
Slightly volatile
Total Liabilities10.8 B20.5 B10.4 B
Slightly volatile
Total Current Assets17.3 B16.5 B2.7 B
Slightly volatile
Common Stock31.6 M35.8 M28.4 M
Slightly volatile
Cash53.9 M56.8 M292.9 M
Slightly volatile
Cash And Short Term Investments1.2 B2.1 BB
Slightly volatile
Net Receivables9.2 B14.4 B7.9 B
Slightly volatile
Short Term Investments1.3 BB1.1 B
Slightly volatile
Non Current Assets Total9.8 M10.3 M8.3 B
Slightly volatile
Good WillM4.2 M3.7 M
Slightly volatile
Non Current Liabilities Total10.4 B20.5 B8.4 B
Slightly volatile
Short Term Debt25.4 M26.7 M674.6 M
Pretty Stable
Intangible Assets6.4 M3.3 M6.3 M
Pretty Stable
Long Term Debt280.4 M351.2 M253.3 M
Slightly volatile
Long Term Debt Total280.4 M351.2 M253.3 M
Slightly volatile
Capital Surpluse466.7 M523.9 M419.8 M
Slightly volatile
Property Plant Equipment16.2 M13.4 M13 M
Pretty Stable
Earning AssetsB1.2 B1.7 B
Slightly volatile
Net Tangible Assets708.3 M796.8 M868.7 M
Slightly volatile
Accounts Payable153.4 M172.6 M188.2 M
Slightly volatile
Common Stock Total Equity26.4 M29.7 M32.4 M
Slightly volatile
Retained Earnings Total Equity350.9 M394.7 M430.4 M
Slightly volatile
Long Term Investments63.3 M71.2 M77.6 M
Slightly volatile
Preferred Stock Total Equity174 M195.7 M213.4 M
Slightly volatile
Non Current Liabilities Other4.2 B4.7 B5.2 B
Slightly volatile

Customers Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue1.4 B1.3 B538.9 M
Slightly volatile
Selling General Administrative63.3 M115.8 M55.1 M
Slightly volatile
Selling And Marketing Expenses2.3 M4.5 MM
Slightly volatile
Gross Profit1.4 B1.3 B544 M
Slightly volatile
Other Operating Expenses4.3 M4.5 M60.8 M
Pretty Stable
EBIT399.4 M380.4 M171.7 M
Slightly volatile
Interest Expense707.1 M673.4 M204.5 M
Slightly volatile
Tax Provision25.2 M20.5 M27.7 M
Slightly volatile
Net Interest Income274.6 M318.9 M245.8 M
Slightly volatile
Interest Income401.9 M533.3 M366.6 M
Slightly volatile
Net Income Applicable To Common Shares78.9 M136.3 M80.1 M
Slightly volatile
Preferred Stock And Other Adjustments11.2 M12.6 M13.8 M
Slightly volatile
Net Income From Continuing Ops106.1 M119.3 M130.1 M
Slightly volatile

Customers Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Dividends Paid10.8 M15.1 M8.4 M
Slightly volatile
Stock Based Compensation9.5 M14.5 M8.2 M
Slightly volatile
Begin Period Cash Flow108.3 M114 M227.8 M
Slightly volatile
Depreciation2.1 M2.2 M9.9 M
Slightly volatile
Net Borrowings3.3 B3.7 BB
Slightly volatile
Cash And Cash Equivalents Changes384.7 M432.8 M471.8 M
Slightly volatile
Change To Netincome38.1 M42.9 M46.7 M
Slightly volatile
Change To Liabilities30.8 M34.6 M37.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.440.46062.3411
Slightly volatile
Dividend Yield0.0260.02480.0125
Slightly volatile
PTB Ratio0.320.3331.1588
Slightly volatile
Days Sales Outstanding7.6 K4.6 K6.7 K
Very volatile
Book Value Per Share61.2158.290731.5422
Slightly volatile
Stock Based Compensation To Revenue0.02480.02120.0227
Slightly volatile
Capex To Depreciation20.419.435.0186
Slightly volatile
PB Ratio0.320.3331.1588
Slightly volatile
Sales General And Administrative To Revenue0.380.360.2625
Slightly volatile
Capex To Revenue0.0320.05440.0404
Very volatile
Cash Per Share34.4465.901240.6787
Slightly volatile
Interest Coverage1.971.96512.1288
Very volatile
Intangibles To Total Assets2.0E-42.0E-48.0E-4
Slightly volatile
Current Ratio24.2623.725.7662
Slightly volatile
Tangible Book Value Per Share61.0858.175631.3209
Slightly volatile
Receivables Turnover0.04560.08290.0568
Pretty Stable
Graham Number91.2686.91154.4708
Slightly volatile
Shareholders Equity Per Share61.2158.290731.5327
Slightly volatile
Debt To Equity1.090.821.2687
Pretty Stable
Capex Per Share1.241.180.6081
Slightly volatile
Revenue Per Share44.2542.141416.6383
Slightly volatile
Interest Debt Per Share36.2321.372642.7728
Slightly volatile
Debt To Assets0.080.06270.0972
Pretty Stable
Operating Cycle7.6 K4.6 K6.7 K
Very volatile
Price Book Value Ratio0.320.3331.1588
Slightly volatile
Ebt Per Ebit0.160.16951.0806
Slightly volatile
Company Equity Multiplier14.4812.145913.2441
Very volatile
Long Term Debt To Capitalization0.30.41630.3786
Pretty Stable
Total Debt To Capitalization0.40.430.4862
Slightly volatile
Debt Equity Ratio1.090.821.2687
Pretty Stable
Quick Ratio24.2623.725.7662
Slightly volatile
Net Income Per E B T0.650.80880.8004
Slightly volatile
Cash Ratio19.5523.0126.9645
Slightly volatile
Cash Conversion Cycle7.6 K4.6 K6.7 K
Very volatile
Days Of Sales Outstanding7.6 K4.6 K6.7 K
Very volatile
Price To Book Ratio0.320.3331.1588
Slightly volatile
Fixed Asset Turnover20919948.0638
Slightly volatile
Debt Ratio0.080.06270.0972
Pretty Stable
Price Sales Ratio0.440.46062.3411
Slightly volatile
Asset Turnover0.02980.05950.0357
Slightly volatile
Gross Profit Margin1.091.81.5875
Slightly volatile
Price Fair Value0.320.3331.1588
Slightly volatile

Customers Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap133.6 M250.3 M253.4 M
Very volatile
Enterprise Value163.6 M184.1 M200.7 M
Slightly volatile

Customers Fundamental Market Drivers

Cash And Short Term Investments2.1 B

About Customers Bancorp Financial Statements

Customers Bancorp stakeholders use historical fundamental indicators, such as Customers Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Customers Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in Customers Bancorp's assets and liabilities are reflected in the revenues and expenses on Customers Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Customers Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue1.3 B1.4 B
Cost Of Revenue-615.6 M-584.8 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.36  0.38 
Capex To Revenue 0.05  0.03 
Revenue Per Share 42.14  44.25 
Ebit Per Revenue 1.00  1.05 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:
Check out the analysis of Customers Bancorp Correlation against competitors.
For information on how to trade Customers Stock refer to our How to Trade Customers Stock guide.
You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.