Versabank Stock Revenue
| VBNK Stock | USD 11.02 0.35 3.08% |
VersaBank's fundamental analysis aims to assess its intrinsic value by examining key economic and financial indicators - such as cash flow records, changes in balance sheet accounts, income statement trends, financial ratios, and relevant microeconomic factors affecting VersaBank Stock price.
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VersaBank Company Revenue Analysis
VersaBank's Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
Current VersaBank Revenue | 111.63 M |
Most of VersaBank's fundamental indicators, such as Revenue, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, VersaBank is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Historical and Projected quarterly revenue of VersaBank
Projected quarterly revenue analysis of VersaBank provides investors and stakeholders with an insight into the company's performance and growth prospects. When actual revenues of VersaBank match or exceed analyst estimates, it positively influences investor confidence and market perception, often leading to a rise in VersaBank's stock price.
VersaBank Revenue Historical Pattern
Today, most investors in VersaBank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various VersaBank's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's revenue growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of VersaBank revenue as a starting point in their analysis.
VersaBank Revenue |
| Timeline |
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.
| Competition |
Based on the latest financial disclosure, VersaBank reported 111.63 M of revenue. This is 99.0% lower than that of the Banks sector and significantly higher than that of the Financials industry. The revenue for all United States stocks is 98.82% higher than that of the company.
VersaBank Revenue Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses VersaBank's direct or indirect competition against its Revenue to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of VersaBank could also be used in its relative valuation, which is a method of valuing VersaBank by comparing valuation metrics of similar companies.VersaBank is currently under evaluation in revenue category among its peers.
VersaBank ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, VersaBank's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to VersaBank's managers, analysts, and investors.Environmental | Governance | Social |
VersaBank Institutional Holders
Institutional Holdings refers to the ownership stake in VersaBank that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of VersaBank's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing VersaBank's value.| Shares | John W. Rosenthal Capital Management, Inc. | 2025-06-30 | 200.2 K | Cox Capital Co Llc | 2025-06-30 | 180.7 K | Stifel Financial Corp | 2025-03-31 | 173.7 K | Bank Of America Corp | 2025-03-31 | 124.9 K | Td Waterhouse Canada Inc | 2025-03-31 | 123.6 K | Marshall Wace Asset Management Ltd | 2025-03-31 | 110.3 K | Renaissance Technologies Corp | 2025-03-31 | 97.3 K | Mt Lucas Management Lp | 2025-03-31 | 85 K | Militia Capital Partners, Lp | 2025-03-31 | 60 K | Alliancebernstein L.p. | 2025-03-31 | 2.8 M | Cibc World Markets Inc. | 2025-03-31 | 1.3 M |
VersaBank Fundamentals
| Return On Equity | 0.0687 | ||||
| Return On Asset | 0.0068 | ||||
| Profit Margin | 0.29 % | ||||
| Operating Margin | 0.40 % | ||||
| Current Valuation | 134.65 M | ||||
| Shares Outstanding | 32.52 M | ||||
| Shares Owned By Insiders | 31.26 % | ||||
| Shares Owned By Institutions | 36.73 % | ||||
| Number Of Shares Shorted | 95.92 K | ||||
| Price To Earning | 12.09 X | ||||
| Price To Book | 0.97 X | ||||
| Price To Sales | 3.35 X | ||||
| Revenue | 111.63 M | ||||
| Gross Profit | 110.49 M | ||||
| EBITDA | 59.43 M | ||||
| Net Income | 39.75 M | ||||
| Cash And Equivalents | 84.21 M | ||||
| Cash Per Share | 3.07 X | ||||
| Total Debt | 108.58 M | ||||
| Book Value Per Share | 16.25 X | ||||
| Cash Flow From Operations | 272.7 M | ||||
| Short Ratio | 1.92 X | ||||
| Earnings Per Share | 0.80 X | ||||
| Target Price | 11.5 | ||||
| Number Of Employees | 121 | ||||
| Beta | 1.16 | ||||
| Market Capitalization | 370.06 M | ||||
| Total Asset | 4.84 B | ||||
| Retained Earnings | 181.24 M | ||||
| Annual Yield | 0.01 % | ||||
| Net Asset | 4.84 B | ||||
| Last Dividend Paid | 0.1 |
About VersaBank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze VersaBank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of VersaBank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of VersaBank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.42) | Dividend Share 0.1 | Earnings Share 0.8 | Revenue Per Share 3.895 | Quarterly Revenue Growth 0.027 |
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.