Upstart Holdings Stock Profit Margin
| UPST Stock | USD 82.83 3.61 4.56% |
Upstart Holdings' fundamental analysis aims to assess its intrinsic value by examining key economic and financial indicators - such as cash flow records, changes in balance sheet accounts, income statement trends, financial ratios, and relevant microeconomic factors affecting Upstart Stock price.
| Last Reported | Projected for Next Year | ||
| Net Loss | (0.20) | (0.21) |
Upstart | Profit Margin | Build AI portfolio with Upstart Stock |
Upstart Holdings Company Profit Margin Analysis
Upstart Holdings' Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current Upstart Holdings Profit Margin | (0.09) % |
Most of Upstart Holdings' fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Upstart Holdings is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Upstart Profit Margin Driver Correlations
Understanding the fundamental principles of building solid financial models for Upstart Holdings is extremely important. It helps to project a fair market value of Upstart Stock properly, considering its historical fundamentals such as Profit Margin. Since Upstart Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Upstart Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Upstart Holdings' interrelated accounts and indicators.
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
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Upstart Pretax Profit Margin
Pretax Profit Margin |
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Based on the latest financial disclosure, Upstart Holdings has a Profit Margin of -0.0875%. This is 100.75% lower than that of the Consumer Finance sector and 100.58% lower than that of the Financials industry. The profit margin for all United States stocks is 93.11% lower than that of the firm.
Upstart Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Upstart Holdings' direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Upstart Holdings could also be used in its relative valuation, which is a method of valuing Upstart Holdings by comparing valuation metrics of similar companies.Upstart Holdings is currently under evaluation in profit margin category among its peers.
Upstart Holdings Current Valuation Drivers
We derive many important indicators used in calculating different scores of Upstart Holdings from analyzing Upstart Holdings' financial statements. These drivers represent accounts that assess Upstart Holdings' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Upstart Holdings' important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 3.0B | 11.8B | 1.1B | 3.4B | 5.5B | 2.8B | |
| Enterprise Value | 2.8B | 11.6B | 1.8B | 4.3B | 6.2B | 3.4B |
Upstart Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Upstart Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Upstart Holdings' managers, analysts, and investors.Environmental | Governance | Social |
Upstart Fundamentals
| Return On Equity | -0.1 | ||||
| Return On Asset | -0.0217 | ||||
| Profit Margin | (0.09) % | ||||
| Operating Margin | 0.01 % | ||||
| Current Valuation | 8.39 B | ||||
| Shares Outstanding | 95.14 M | ||||
| Shares Owned By Insiders | 12.56 % | ||||
| Shares Owned By Institutions | 64.10 % | ||||
| Number Of Shares Shorted | 18.61 M | ||||
| Price To Earning | 17.98 X | ||||
| Price To Book | 11.14 X | ||||
| Price To Sales | 9.93 X | ||||
| Revenue | 628.83 M | ||||
| Gross Profit | 599.76 M | ||||
| EBITDA | (111.87 M) | ||||
| Net Income | (128.58 M) | ||||
| Cash And Equivalents | 683.97 M | ||||
| Cash Per Share | 8.35 X | ||||
| Total Debt | 1.45 B | ||||
| Debt To Equity | 1.42 % | ||||
| Current Ratio | 21.37 X | ||||
| Book Value Per Share | 7.12 X | ||||
| Cash Flow From Operations | 186.33 M | ||||
| Short Ratio | 2.92 X | ||||
| Earnings Per Share | (0.73) X | ||||
| Price To Earnings To Growth | (20.31) X | ||||
| Target Price | 69.43 | ||||
| Number Of Employees | 1.19 K | ||||
| Beta | 2.39 | ||||
| Market Capitalization | 7.54 B | ||||
| Total Asset | 2.37 B | ||||
| Retained Earnings | (411.16 M) | ||||
| Net Asset | 2.37 B |
About Upstart Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Upstart Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Upstart Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Upstart Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Upstart Stock Analysis
When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.