United Fire Group Stock Five Year Return

UFCS Stock

USD 27.43 2.01 7.91%

United Fire Group fundamentals help investors to digest information that contributes to United Fire's financial success or failures. It also enables traders to predict the movement of United Stock. The fundamental analysis module provides a way to measure United Fire's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to United Fire stock.

Short Long Term Debt Total Total Assets

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United Fire Group Company Five Year Return Analysis

United Fire's Five Year Return is considered one of the best measures to evaluate fund performance, especially from the mid and long term perspective. It shows the total annualized return generated from holding equity for the last five years and represents capital appreciation of the investment, including all dividends, losses, and capital gains distributions.

Five Year Return

(Mean of Monthly Returns - 1)

X

100%

More About Five Year Return | All Equity Analysis

Current United Fire Five Year Return

3.01 %

Most of United Fire's fundamental indicators, such as Five Year Return, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, United Fire Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

United Five Year Return Driver Correlations

Understanding the fundamental principles of building solid financial models for United Fire is extremely important. It helps to project a fair market value of United Stock properly, considering its historical fundamentals such as Five Year Return. Since United Fire's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of United Fire's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of United Fire's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Total Liab	Net Receivables	Total Current Assets	Intangible Assets	Good Will	Short Term Investments	Common Stock	Property Plant Equipment	Net Tangible Assets	Accounts Payable	Long Term Debt	Long Term Debt Total	Capital Surpluse	Deferred Long Term Liab	Long Term Investments	Short Term Debt	Net Invested Capital	Capital Stock
Total Assets		0.87	-0.85	0.67	0.67	0.42	0.38	0.41	0.61	-0.83	-0.84	-0.1	0.35	-0.06	-0.4	0.55	0.13	0.1	0.18	-0.55	0.28	0.22
Total Stockholder Equity	0.87		-0.72	0.93	0.33	0.68	0.67	0.12	0.4	-0.88	-0.87	0.14	0.6	0.11	-0.05	0.71	0.06	0.2	-0.13	-0.72	0.13	0.27
Net Debt	-0.85	-0.72		-0.52	-0.55	-0.19	-0.14	-0.5	-0.72	0.64	0.66	0.31	-0.29	0.07	0.5	-0.32	-0.25	0.03	-0.4	0.36	-0.47	-0.27
Retained Earnings	0.67	0.93	-0.52		0.15	0.73	0.78	-0.09	0.2	-0.81	-0.8	0.34	0.62	0.2	0.21	0.76	-0.03	0.31	-0.35	-0.75	-0.08	0.22
Total Liab	0.67	0.33	-0.55	0.15		-0.14	-0.2	0.46	0.57	-0.38	-0.4	-0.34	-0.03	-0.34	-0.63	0.17	0.12	-0.08	0.39	-0.15	0.24	0.03
Net Receivables	0.42	0.68	-0.19	0.73	-0.14		0.85	-0.34	-0.13	-0.77	-0.75	0.73	0.73	0.32	0.54	0.78	-0.54	0.45	-0.57	-0.8	-0.51	-0.33
Total Current Assets	0.38	0.67	-0.14	0.78	-0.2	0.85		-0.13	-0.01	-0.74	-0.72	0.75	0.49	0.43	0.65	0.58	-0.33	0.42	-0.67	-0.54	-0.49	-0.12
Intangible Assets	0.41	0.12	-0.5	-0.09	0.46	-0.34	-0.13		0.91	-0.21	-0.25	-0.45	-0.42	-0.28	-0.41	-0.48	0.35	-0.31	0.46	0.47	0.41	0.22
Good Will	0.61	0.4	-0.72	0.2	0.57	-0.13	-0.01	0.91		-0.42	-0.46	-0.39	-0.1	-0.37	-0.41	-0.22	0.26	-0.29	0.39	0.19	0.39	0.19
Short Term Investments	-0.83	-0.88	0.64	-0.81	-0.38	-0.77	-0.74	-0.21	-0.42		1.0	-0.4	-0.49	-0.14	-0.14	-0.69	0.26	-0.31	0.23	0.7	0.22	0.12
Common Stock	-0.84	-0.87	0.66	-0.8	-0.4	-0.75	-0.72	-0.25	-0.46	1.0		-0.37	-0.45	-0.13	-0.12	-0.66	0.23	-0.29	0.2	0.68	0.2	0.1
Property Plant Equipment	-0.1	0.14	0.31	0.34	-0.34	0.73	0.75	-0.45	-0.39	-0.4	-0.37		0.42	0.48	0.88	0.43	-0.78	0.45	-0.83	-0.4	-0.92	-0.65
Net Tangible Assets	0.35	0.6	-0.29	0.62	-0.03	0.73	0.49	-0.42	-0.1	-0.49	-0.45	0.42		0.2	0.23	0.62	-0.45	0.18	-0.39	-0.64	-0.23	-0.28
Accounts Payable	-0.06	0.11	0.07	0.2	-0.34	0.32	0.43	-0.28	-0.37	-0.14	-0.13	0.48	0.2		0.42	0.22	-0.19	0.34	-0.4	-0.18	-0.24	-0.11
Long Term Debt	-0.4	-0.05	0.5	0.21	-0.63	0.54	0.65	-0.41	-0.41	-0.14	-0.12	0.88	0.23	0.42		0.16	-0.6	0.35	-0.81	-0.13	-0.82	-0.49
Long Term Debt Total	0.55	0.71	-0.32	0.76	0.17	0.78	0.58	-0.48	-0.22	-0.69	-0.66	0.43	0.62	0.22	0.16		-0.27	0.46	-0.31	-0.98	-0.24	-0.06
Capital Surpluse	0.13	0.06	-0.25	-0.03	0.12	-0.54	-0.33	0.35	0.26	0.26	0.23	-0.78	-0.45	-0.19	-0.6	-0.27		-0.1	0.63	0.27	0.83	0.91
Deferred Long Term Liab	0.1	0.2	0.03	0.31	-0.08	0.45	0.42	-0.31	-0.29	-0.31	-0.29	0.45	0.18	0.34	0.35	0.46	-0.1		-0.06	-0.42	-0.38	-0.2
Long Term Investments	0.18	-0.13	-0.4	-0.35	0.39	-0.57	-0.67	0.46	0.39	0.23	0.2	-0.83	-0.39	-0.4	-0.81	-0.31	0.63	-0.06		0.27	0.73	0.38
Short Term Debt	-0.55	-0.72	0.36	-0.75	-0.15	-0.8	-0.54	0.47	0.19	0.7	0.68	-0.4	-0.64	-0.18	-0.13	-0.98	0.27	-0.42	0.27		0.22	0.07
Net Invested Capital	0.28	0.13	-0.47	-0.08	0.24	-0.51	-0.49	0.41	0.39	0.22	0.2	-0.92	-0.23	-0.24	-0.82	-0.24	0.83	-0.38	0.73	0.22		0.79
Capital Stock	0.22	0.27	-0.27	0.22	0.03	-0.33	-0.12	0.22	0.19	0.12	0.1	-0.65	-0.28	-0.11	-0.49	-0.06	0.91	-0.2	0.38	0.07	0.79

Click cells to compare fundamentals

Although Five Year Returns can give a sense of overall investment potential, it is recommended to compare equity performance with similar assets for the same five year time interval. Similarly, comparing overall investment performance over the last five years with the appropriate market index is a great way to determine how this equity instrument will perform during unforeseen market fluctuations.

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United Return On Tangible Assets

Return On Tangible Assets

(0.008987)

At this time, United Fire's Return On Tangible Assets are comparatively stable compared to the past year.

According to the company disclosure, United Fire Group has a Five Year Return of 3.01%. This is much higher than that of the Insurance sector and significantly higher than that of the Financials industry. The five year return for all United States stocks is notably lower than that of the firm.

United Five Year Return Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses United Fire's direct or indirect competition against its Five Year Return to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of United Fire could also be used in its relative valuation, which is a method of valuing United Fire by comparing valuation metrics of similar companies.

United Fire is currently under evaluation in five year return category among its peers.

United Fire Current Valuation Drivers

We derive many important indicators used in calculating different scores of United Fire from analyzing United Fire's financial statements. These drivers represent accounts that assess United Fire's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of United Fire's important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	1.1B	628.2M	581.9M	688.4M	508.4M	505.7M
Enterprise Value	994.4M	590.2M	499.8M	641.7M	456.4M	426.4M

United Fire ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, United Fire's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to United Fire's managers, analysts, and investors.

Environmental

Governance

Social

United Fundamentals

	Return On Equity	0.0701
	Return On Asset	0.0128
	Profit Margin	0.04 %
	Operating Margin	0.09 %
	Current Valuation	563.84 M
	Shares Outstanding	25.34 M
	Shares Owned By Insiders	18.21 %
	Shares Owned By Institutions	65.75 %
	Number Of Shares Shorted	502.45 K
	Price To Earning	11.71 X
	Price To Book	0.82 X
	Price To Sales	0.58 X
	Revenue	1.1 B
	Gross Profit	15.27 M
	EBITDA	(25.95 M)
	Net Income	(29.7 M)
	Cash And Equivalents	92.21 M
	Cash Per Share	3.66 X
	Total Debt	50 M
	Debt To Equity	0.06 %
	Current Ratio	0.32 X
	Book Value Per Share	31.01 X
	Cash Flow From Operations	171.74 M
	Short Ratio	6.11 X
	Earnings Per Share	1.95 X
	Price To Earnings To Growth	2.90 X
	Target Price	19.0
	Number Of Employees	852
	Beta	0.38
	Market Capitalization	695.13 M
	Total Asset	3.14 B
	Retained Earnings	574.69 M
	Annual Yield	0.03 %
	Five Year Return	3.01 %
	Net Asset	3.14 B
	Last Dividend Paid	0.64

About United Fire Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze United Fire Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of United Fire using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of United Fire Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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Additional Tools for United Stock Analysis

When running United Fire's price analysis, check to measure United Fire's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Fire is operating at the current time. Most of United Fire's value examination focuses on studying past and present price action to predict the probability of United Fire's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Fire's price. Additionally, you may evaluate how the addition of United Fire to your portfolios can decrease your overall portfolio volatility.

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