Pathfinder Bancorp Stock Current Asset
| PBHC Stock | USD 14.20 0.05 0.35% |
By evaluating key metrics such as revenue growth, profitability, cash flow trends, and balance sheet strength, investors can better assess Pathfinder Bancorp's long-term financial health and intrinsic value.
At present, Pathfinder Bancorp's Total Current Assets are projected to increase significantly based on the last few years of reporting. Pathfinder | Current Asset | Build AI portfolio with Pathfinder Stock |
Pathfinder Bancorp Company Current Asset Analysis
Pathfinder Bancorp's Current Asset is all of the company's assets that can be used to pay off current liabilities within the current fiscal period or over the next 12 months. Current Asset includes cash or cash equivalents, accounts receivable, short-term investments, and the portion of prepaid liabilities which will be paid within the next 12 months. Because these assets are easily turned into cash, they are sometimes referred to as liquid assets.
Pathfinder Current Asset Driver Correlations
Understanding the fundamental principles of building solid financial models for Pathfinder Bancorp is extremely important. It helps to project a fair market value of Pathfinder Stock properly, considering its historical fundamentals such as Current Asset. Since Pathfinder Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Pathfinder Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Pathfinder Bancorp's interrelated accounts and indicators.
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Current Asset is important to company's creditors and private equity firms as they will often be interested in how much that company has in current assets since these assets can be easily liquidated in case the company goes bankrupt. However, it is usually not enough to know if a company is in good shape just based on current asset alone; the amount of current liabilities should always be considered.
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Pathfinder Total Assets
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In accordance with the recently published financial statements, Pathfinder Bancorp has a Current Asset of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The current asset for all United States stocks is 100.0% higher than that of the company.
Pathfinder Current Asset Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Pathfinder Bancorp's direct or indirect competition against its Current Asset to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Pathfinder Bancorp could also be used in its relative valuation, which is a method of valuing Pathfinder Bancorp by comparing valuation metrics of similar companies.Pathfinder Bancorp is currently under evaluation in current asset category among its peers.
Pathfinder Fundamentals
| Return On Equity | 0.0294 | ||||
| Return On Asset | 0.0025 | ||||
| Profit Margin | 0.06 % | ||||
| Operating Margin | 0.01 % | ||||
| Current Valuation | 204.32 M | ||||
| Shares Outstanding | 4.79 M | ||||
| Shares Owned By Insiders | 21.80 % | ||||
| Shares Owned By Institutions | 32.06 % | ||||
| Number Of Shares Shorted | 4.58 K | ||||
| Price To Earning | 15.34 X | ||||
| Price To Book | 0.69 X | ||||
| Price To Sales | 1.99 X | ||||
| Revenue | 83.48 M | ||||
| Gross Profit | 39.02 M | ||||
| EBITDA | 6.5 M | ||||
| Net Income | 3.38 M | ||||
| Cash And Equivalents | 43.75 M | ||||
| Cash Per Share | 7.36 X | ||||
| Total Debt | 136.51 M | ||||
| Debt To Equity | 7.80 % | ||||
| Book Value Per Share | 19.83 X | ||||
| Cash Flow From Operations | 11.21 M | ||||
| Short Ratio | 1.18 X | ||||
| Earnings Per Share | 1.20 X | ||||
| Number Of Employees | 172 | ||||
| Beta | 0.1 | ||||
| Market Capitalization | 92.13 M | ||||
| Total Asset | 1.47 B | ||||
| Retained Earnings | 77.82 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 1.72 % | ||||
| Net Asset | 1.47 B |
About Pathfinder Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Pathfinder Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pathfinder Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pathfinder Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Pathfinder Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pathfinder Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pathfinder Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pathfinder Bancorp Stock:Check out Pathfinder Bancorp Piotroski F Score and Pathfinder Bancorp Altman Z Score analysis. For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pathfinder Bancorp. If investors know Pathfinder will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pathfinder Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.98) | Earnings Share 1.2 | Revenue Per Share | Quarterly Revenue Growth (0.22) | Return On Assets |
The market value of Pathfinder Bancorp is measured differently than its book value, which is the value of Pathfinder that is recorded on the company's balance sheet. Investors also form their own opinion of Pathfinder Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pathfinder Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pathfinder Bancorp's market value can be influenced by many factors that don't directly affect Pathfinder Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pathfinder Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pathfinder Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pathfinder Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.