Bank Ozk Net Income
| OZK Stock | USD 47.25 0.31 0.65% |
As of the 1st of February, Bank Ozk shows the Downside Deviation of 1.35, mean deviation of 1.04, and Risk Adjusted Performance of 0.0431. In respect to fundamental indicators, the technical analysis model gives you tools to check existing technical drivers of Bank Ozk, as well as the relationship between them.
Bank Ozk Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.7174 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 824 M | 865.2 M | |
| Net Income Applicable To Common Shares | 629.6 M | 661.1 M | |
| Net Income From Continuing Ops | 824 M | 865.2 M | |
| Net Income Per Share | 6.48 | 6.81 | |
| Net Income Per E B T | 0.77 | 0.57 |
Bank | Net Income | Build AI portfolio with Bank Stock |
Historical Net Income data for Bank Ozk serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Bank Ozk represents a compelling investment opportunity.
Latest Bank Ozk's Net Income Growth Pattern
Below is the plot of the Net Income of Bank Ozk over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Bank Ozk financial statement analysis. It represents the amount of money remaining after all of Bank Ozk operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Bank Ozk's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bank Ozk's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 716.5 M | 10 Years Trend |
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Net Income |
| Timeline |
Bank Net Income Regression Statistics
| Arithmetic Mean | 377,491,529 | |
| Geometric Mean | 237,131,457 | |
| Coefficient Of Variation | 68.22 | |
| Mean Deviation | 221,716,969 | |
| Median | 417,106,000 | |
| Standard Deviation | 257,519,557 | |
| Sample Variance | 66316.3T | |
| Range | 748.3M | |
| R-Value | 0.97 | |
| Mean Square Error | 4462.4T | |
| R-Squared | 0.94 | |
| Slope | 49,361,725 | |
| Total Sum of Squares | 1061061.2T |
Bank Net Income History
Other Fundumenentals of Bank Ozk
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Bank Ozk Net Income component correlations
Bank Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Bank Ozk is extremely important. It helps to project a fair market value of Bank Stock properly, considering its historical fundamentals such as Net Income. Since Bank Ozk's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Bank Ozk's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Bank Ozk's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank Ozk. Anticipated expansion of Bank directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Bank Ozk assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.02) | Dividend Share 1.74 | Earnings Share 6.2 | Revenue Per Share | Quarterly Revenue Growth 0.04 |
The market value of Bank Ozk is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank Ozk's value that differs from its market value or its book value, called intrinsic value, which is Bank Ozk's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank Ozk's market value can be influenced by many factors that don't directly affect Bank Ozk's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Bank Ozk's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bank Ozk should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Bank Ozk's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Bank Ozk 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Bank Ozk's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Bank Ozk.
| 11/03/2025 |
| 02/01/2026 |
If you would invest 0.00 in Bank Ozk on November 3, 2025 and sell it all today you would earn a total of 0.00 from holding Bank Ozk or generate 0.0% return on investment in Bank Ozk over 90 days. Bank Ozk is related to or competes with United Bankshares, Hancock Whitney, Intercorp Financial, Grupo Aval, Ameris Bancorp, Home BancShares, and Axos Financial. Bank OZK provides various retail and commercial banking services More
Bank Ozk Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Bank Ozk's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Bank Ozk upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.35 | |||
| Information Ratio | 0.0205 | |||
| Maximum Drawdown | 7.47 | |||
| Value At Risk | (2.13) | |||
| Potential Upside | 2.43 |
Bank Ozk Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Bank Ozk's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Bank Ozk's standard deviation. In reality, there are many statistical measures that can use Bank Ozk historical prices to predict the future Bank Ozk's volatility.| Risk Adjusted Performance | 0.0431 | |||
| Jensen Alpha | 0.051 | |||
| Total Risk Alpha | (0) | |||
| Sortino Ratio | 0.021 | |||
| Treynor Ratio | 0.1802 |
Bank Ozk February 1, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0431 | |||
| Market Risk Adjusted Performance | 0.1902 | |||
| Mean Deviation | 1.04 | |||
| Semi Deviation | 1.24 | |||
| Downside Deviation | 1.35 | |||
| Coefficient Of Variation | 1889.13 | |||
| Standard Deviation | 1.38 | |||
| Variance | 1.92 | |||
| Information Ratio | 0.0205 | |||
| Jensen Alpha | 0.051 | |||
| Total Risk Alpha | (0) | |||
| Sortino Ratio | 0.021 | |||
| Treynor Ratio | 0.1802 | |||
| Maximum Drawdown | 7.47 | |||
| Value At Risk | (2.13) | |||
| Potential Upside | 2.43 | |||
| Downside Variance | 1.82 | |||
| Semi Variance | 1.53 | |||
| Expected Short fall | (1.08) | |||
| Skewness | 0.1833 | |||
| Kurtosis | 0.9477 |
Bank Ozk Backtested Returns
As of now, Bank Stock is very steady. Bank Ozk secures Sharpe Ratio (or Efficiency) of 0.0806, which signifies that the company had a 0.0806 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Bank Ozk, which you can use to evaluate the volatility of the firm. Please confirm Bank Ozk's Downside Deviation of 1.35, mean deviation of 1.04, and Risk Adjusted Performance of 0.0431 to double-check if the risk estimate we provide is consistent with the expected return of 0.11%. Bank Ozk has a performance score of 6 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.35, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Bank Ozk's returns are expected to increase less than the market. However, during the bear market, the loss of holding Bank Ozk is expected to be smaller as well. Bank Ozk right now shows a risk of 1.4%. Please confirm Bank Ozk expected short fall, and the relationship between the maximum drawdown and rate of daily change , to decide if Bank Ozk will be following its price patterns.
Auto-correlation | 0.20 |
Weak predictability
Bank Ozk has weak predictability. Overlapping area represents the amount of predictability between Bank Ozk time series from 3rd of November 2025 to 18th of December 2025 and 18th of December 2025 to 1st of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Bank Ozk price movement. The serial correlation of 0.2 indicates that over 20.0% of current Bank Ozk price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.2 | |
| Spearman Rank Test | 0.22 | |
| Residual Average | 0.0 | |
| Price Variance | 0.52 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Bank Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Bank Ozk reported net income of 716.5 M. This is 43.91% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 25.49% lower than that of the firm.
Bank Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Bank Ozk's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Bank Ozk could also be used in its relative valuation, which is a method of valuing Bank Ozk by comparing valuation metrics of similar companies.Bank Ozk is currently under evaluation in net income category among its peers.
Bank Ozk ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Bank Ozk's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Bank Ozk's managers, analysts, and investors.Environmental | Governance | Social |
Bank Ozk Institutional Holders
Institutional Holdings refers to the ownership stake in Bank Ozk that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Bank Ozk's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Bank Ozk's value.| Shares | Van Berkom And Associates Inc | 2025-06-30 | 1.8 M | Jarislowsky Fraser Ltd | 2025-06-30 | 1.8 M | D. E. Shaw & Co Lp | 2025-06-30 | 1.7 M | Rima Management, Llc | 2025-06-30 | 1.6 M | Norges Bank | 2025-06-30 | 1.5 M | Giverny Capital Inc. | 2025-06-30 | 1.3 M | Millennium Management Llc | 2025-06-30 | 1.1 M | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 1.1 M | Captrust Financial Advisors | 2025-06-30 | 1.1 M | Vanguard Group Inc | 2025-06-30 | 11.3 M | Blackrock Inc | 2025-06-30 | 10 M |
Bank Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0181 | ||||
| Profit Margin | 0.46 % | ||||
| Operating Margin | 0.59 % | ||||
| Current Valuation | 3.22 B | ||||
| Shares Outstanding | 110.38 M | ||||
| Shares Owned By Insiders | 6.56 % | ||||
| Shares Owned By Institutions | 96.83 % | ||||
| Number Of Shares Shorted | 15.37 M | ||||
| Price To Earning | 14.01 X | ||||
| Price To Book | 0.91 X | ||||
| Price To Sales | 3.42 X | ||||
| Revenue | 2.81 B | ||||
| Gross Profit | 1.56 B | ||||
| EBITDA | 934.27 M | ||||
| Net Income | 716.5 M | ||||
| Cash And Equivalents | 898.31 M | ||||
| Cash Per Share | 7.63 X | ||||
| Total Debt | 463.58 M | ||||
| Debt To Equity | 8.75 % | ||||
| Book Value Per Share | 52.46 X | ||||
| Cash Flow From Operations | 834.47 M | ||||
| Short Ratio | 13.92 X | ||||
| Earnings Per Share | 6.20 X | ||||
| Price To Earnings To Growth | 0.76 X | ||||
| Target Price | 53.78 | ||||
| Number Of Employees | 3.28 K | ||||
| Beta | 0.9 | ||||
| Market Capitalization | 5.32 B | ||||
| Total Asset | 40.79 B | ||||
| Retained Earnings | 4.32 B | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 2.91 % | ||||
| Net Asset | 40.79 B | ||||
| Last Dividend Paid | 1.74 |
About Bank Ozk Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Bank Ozk's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bank Ozk using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bank Ozk based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank Ozk. Anticipated expansion of Bank directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Bank Ozk assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.02) | Dividend Share 1.74 | Earnings Share 6.2 | Revenue Per Share | Quarterly Revenue Growth 0.04 |
The market value of Bank Ozk is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank Ozk's value that differs from its market value or its book value, called intrinsic value, which is Bank Ozk's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank Ozk's market value can be influenced by many factors that don't directly affect Bank Ozk's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Bank Ozk's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bank Ozk should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Bank Ozk's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.