Figure Technology Solutions Stock Fundamentals

FIGR Stock  USD 67.92  5.14  8.19%   
As of the 28th of January, Figure Technology shows the Downside Deviation of 4.46, mean deviation of 4.73, and Coefficient Of Variation of 653.92. Figure Technology technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Figure Technology variance, as well as the relationship between the value at risk and skewness to decide if Figure Technology is priced favorably, providing market reflects its regular price of 67.92 per share. Given that Figure Technology has jensen alpha of 0.7827, we urge you to verify Figure Technology Solutions's prevailing market performance to make sure the company can sustain itself at a future point.

Figure Technology Total Revenue

245.41 Million

Figure Technology's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Figure Technology's valuation are provided below:
Gross Profit
327.2 M
Profit Margin
0.1893
Market Capitalization
B
Enterprise Value Revenue
29.2609
Revenue
327.2 M
Figure Technology Solutions does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.

Figure Technology Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB1.3 B749.1 M
Slightly volatile
Short and Long Term Debt Total607 M791.9 M464.5 M
Slightly volatile
Other Current Liabilities85 M81 M16 M
Slightly volatile
Total Current Liabilities567.8 M719.4 M447.6 M
Slightly volatile
Total Stockholder Equity314.7 M408.4 M242.2 M
Slightly volatile
Net Debt384.9 M461.5 M319.2 M
Slightly volatile
Accounts Payable31.5 M42.8 M23.1 M
Slightly volatile
Cash222.1 M330.3 M145.4 M
Slightly volatile
Non Current Assets Total278.7 M350.6 M221.1 M
Slightly volatile
Non Currrent Assets Other118.6 M118.5 M157.3 M
Slightly volatile
Long Term Debt106.1 M193.1 M48.1 M
Slightly volatile
Cash And Short Term Investments268.1 M419.9 M162.8 M
Slightly volatile
Net Receivables379.4 M479.5 M299.7 M
Slightly volatile
Common Stock Shares Outstanding166.8 M187.7 M204.8 M
Slightly volatile
Short Term Investments46 M89.5 M17.4 M
Slightly volatile
Liabilities And Stockholders EquityB1.3 B749.1 M
Slightly volatile
Non Current Liabilities Total110.8 M196.3 M53.4 M
Slightly volatile
Capital Lease Obligations3.4 M2.5 M5.2 M
Slightly volatile
Other Current Assets74.6 M83.5 M65.5 M
Slightly volatile
Other Stockholder Equity677.1 M777.3 M582.5 M
Slightly volatile
Total Liabilities678.6 M915.6 M501 M
Slightly volatile
Net Invested Capital917 M1.2 B701.4 M
Slightly volatile
Long Term Investments115.6 M199.2 M59.2 M
Slightly volatile
Short and Long Term Debt496.2 M595.6 M411.1 M
Slightly volatile
Total Current Assets722.1 M982.9 M528 M
Slightly volatile
Capital Stock3.3 K4.6 K2.3 K
Slightly volatile
Net Working Capital154.3 M263.5 M80.4 M
Slightly volatile
Short Term Debt496.2 M595.6 M411.1 M
Slightly volatile
Common Stock1.6 K2.3 K1.2 K
Slightly volatile

Figure Technology Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision1.3 M2.5 M433.1 K
Slightly volatile
Interest Income53 M55.4 M48.9 M
Slightly volatile
Depreciation And Amortization14.6 M15.4 M18.7 M
Slightly volatile
Interest Expense58.1 M64.9 M51.1 M
Slightly volatile
Selling General Administrative40.2 M62.9 M24.5 M
Slightly volatile
Selling And Marketing Expenses59.6 M64 M54 M
Slightly volatile
Total Revenue245.4 M321.2 M187.2 M
Slightly volatile
Gross Profit223.2 M296.4 M167.7 M
Slightly volatile
Other Operating Expenses267.5 M310.6 M228 M
Slightly volatile
Research Development61.5 M72.1 M52 M
Slightly volatile
EBITDA61.5 M110 M29.1 M
Slightly volatile
Cost Of Revenue22.2 M24.8 M19.5 M
Slightly volatile
Total Operating Expenses245.4 M285.8 M208.6 M
Slightly volatile
Reconciled Depreciation14.6 M15.4 M18.7 M
Slightly volatile
Income Tax Expense1.3 M2.5 M433.1 K
Slightly volatile

Figure Technology Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Change In Cash101.2 M194.6 M39.6 M
Slightly volatile
Net Borrowings182.9 M306.9 M98.5 M
Slightly volatile
Stock Based Compensation28.7 M44.5 M17.7 M
Slightly volatile
Begin Period Cash Flow185.2 M202.1 M165.7 M
Slightly volatile
Other Cashflows From Financing Activities88.2 M84 M14.9 M
Slightly volatile
Depreciation14.6 M15.4 M18.7 M
Slightly volatile
Capital Expenditures13.6 M15 M16.9 M
Slightly volatile
Change To Account Receivables4.4 B5.5 B3.6 B
Slightly volatile
Total Cash From Financing Activities221.1 M386.5 M109.7 M
Slightly volatile
End Period Cash Flow286.4 M396.8 M205.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio34.1626.7136.9567
Slightly volatile
Dividend Yield4.0E-44.0E-41.0E-4
Slightly volatile
PTB Ratio26.4921.0128.4792
Slightly volatile
Days Sales Outstanding628627597
Pretty Stable
Book Value Per Share1.121.571.1392
Slightly volatile
Stock Based Compensation To Revenue0.0880.120.0868
Slightly volatile
Capex To Depreciation0.740.870.8852
Pretty Stable
PB Ratio26.4921.0128.4792
Slightly volatile
EV To Sales35.9328.3638.715
Slightly volatile
Payables Turnover0.830.670.8879
Slightly volatile
Sales General And Administrative To Revenue0.120.180.1202
Slightly volatile
Research And Ddevelopement To Revenue0.290.260.2881
Slightly volatile
Capex To Revenue0.08970.06850.098
Slightly volatile
Cash Per Share0.941.580.7347
Slightly volatile
Days Payables Outstanding409567418
Slightly volatile
Net Debt To EBITDA4.594.8315.932
Slightly volatile
Current Ratio1.01.231.1391
Pretty Stable
Tangible Book Value Per Share1.121.571.1392
Slightly volatile
Receivables Turnover0.510.60.6085
Pretty Stable
Graham Number1.421.61.747
Slightly volatile
Shareholders Equity Per Share1.11.531.1122
Slightly volatile
Debt To Equity1.541.751.882
Slightly volatile
Capex Per Share0.08940.09170.0835
Slightly volatile
Revenue Per Share0.861.210.8597
Slightly volatile
Interest Debt Per Share2.323.222.3693
Slightly volatile
Debt To Assets0.670.680.6321
Slightly volatile
Enterprise Value Over EBITDA78.782.84358
Slightly volatile
Operating Cycle628627597
Pretty Stable
Price Book Value Ratio26.4921.0128.4792
Slightly volatile
Days Of Payables Outstanding409567418
Slightly volatile
Ebt Per Ebit1.382.151.2203
Slightly volatile
Company Equity Multiplier2.522.943.0175
Slightly volatile
Long Term Debt To Capitalization0.170.290.1311
Slightly volatile
Total Debt To Capitalization0.530.590.6454
Slightly volatile
Debt Equity Ratio1.541.751.882
Slightly volatile
Quick Ratio1.01.231.1391
Pretty Stable
Net Income Per E B T0.940.90.9083
Slightly volatile
Cash Ratio0.30.410.3047
Slightly volatile
Days Of Sales Outstanding628627597
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.51.291.5461
Slightly volatile
Price To Book Ratio26.4921.0128.4792
Slightly volatile
Enterprise Value Multiple78.782.84358
Slightly volatile
Debt Ratio0.670.680.6321
Slightly volatile
Price Sales Ratio34.1626.7136.9567
Slightly volatile
Asset Turnover0.280.24090.2553
Slightly volatile
Gross Profit Margin0.730.830.8772
Slightly volatile
Price Fair Value26.4921.0128.4792
Slightly volatile

Figure Technology Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap5.2 B5.8 B6.4 B
Slightly volatile
Enterprise Value5.5 B6.2 B6.7 B
Slightly volatile

Figure Fundamental Market Drivers

Figure Current Valuation Driver Correlations

Understanding the fundamental principles of building solid financial models for Figure Technology is extremely important. It helps to project a fair market value of Figure Stock properly, considering its historical fundamentals such as Current Valuation. Since Figure Technology's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Figure Technology's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Figure Technology's interrelated accounts and indicators.
Is IT Consulting & Other Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Figure Technology. If investors know Figure will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Figure Technology listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
0.3
Revenue Per Share
6.605
Quarterly Revenue Growth
0.314
The market value of Figure Technology is measured differently than its book value, which is the value of Figure that is recorded on the company's balance sheet. Investors also form their own opinion of Figure Technology's value that differs from its market value or its book value, called intrinsic value, which is Figure Technology's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Figure Technology's market value can be influenced by many factors that don't directly affect Figure Technology's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Figure Technology's value and its price as these two are different measures arrived at by different means. Investors typically determine if Figure Technology is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Figure Technology's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Figure Technology 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Figure Technology's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Figure Technology.
0.00
10/30/2025
No Change 0.00  0.0 
In 3 months and 1 day
01/28/2026
0.00
If you would invest  0.00  in Figure Technology on October 30, 2025 and sell it all today you would earn a total of 0.00 from holding Figure Technology Solutions or generate 0.0% return on investment in Figure Technology over 90 days. Figure Technology is related to or competes with Marex Group, Stifel Financial, Bitfarms, LendingClub Corp, Beacon Financial, Perella Weinberg, and Sprott. The First National Bank of Groton provides various baking products and services More

Figure Technology Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Figure Technology's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Figure Technology Solutions upside and downside potential and time the market with a certain degree of confidence.

Figure Technology Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Figure Technology's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Figure Technology's standard deviation. In reality, there are many statistical measures that can use Figure Technology historical prices to predict the future Figure Technology's volatility.
Hype
Prediction
LowEstimatedHigh
59.3565.7072.05
Details
Intrinsic
Valuation
LowRealHigh
55.1761.5267.87
Details
Naive
Forecast
LowNextHigh
53.8360.1866.54
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
36.5456.0075.47
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Figure Technology. Your research has to be compared to or analyzed against Figure Technology's peers to derive any actionable benefits. When done correctly, Figure Technology's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Figure Technology.

Figure Technology January 28, 2026 Technical Indicators

Figure Technology Backtested Returns

Figure Technology is very steady given 3 months investment horizon. Figure Technology secures Sharpe Ratio (or Efficiency) of 0.16, which denotes the company had a 0.16 % return per unit of risk over the last 3 months. We were able to analyze and collect data for twenty-nine different technical indicators, which can help you to evaluate if expected returns of 1.04% are justified by taking the suggested risk. Use Figure Technology Downside Deviation of 4.46, mean deviation of 4.73, and Coefficient Of Variation of 653.92 to evaluate company specific risk that cannot be diversified away. Figure Technology holds a performance score of 12 on a scale of zero to a hundred. The firm shows a Beta (market volatility) of 2.13, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Figure Technology will likely underperform. Use Figure Technology value at risk, and the relationship between the jensen alpha and skewness , to analyze future returns on Figure Technology.

Auto-correlation

    
  -0.16  

Insignificant reverse predictability

Figure Technology Solutions has insignificant reverse predictability. Overlapping area represents the amount of predictability between Figure Technology time series from 30th of October 2025 to 14th of December 2025 and 14th of December 2025 to 28th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Figure Technology price movement. The serial correlation of -0.16 indicates that over 16.0% of current Figure Technology price fluctuation can be explain by its past prices.
Correlation Coefficient-0.16
Spearman Rank Test0.0
Residual Average0.0
Price Variance121.44
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
Competition

In accordance with the recently published financial statements, Figure Technology Solutions has a Current Valuation of 9.05 B. This is 72.42% lower than that of the IT Services sector and significantly higher than that of the Information Technology industry. The current valuation for all United States stocks is 45.55% higher than that of the company.

Figure Technology Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Figure Technology's current stock value. Our valuation model uses many indicators to compare Figure Technology value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Figure Technology competition to find correlations between indicators driving Figure Technology's intrinsic value. More Info.
Figure Technology Solutions is one of the top stocks in profit margin category among its peers. It also is one of the top stocks in operating margin category among its peers reporting about  2.00  of Operating Margin per Profit Margin. At this time, Figure Technology's Net Profit Margin is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Figure Technology by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Figure Current Valuation Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Figure Technology's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Figure Technology could also be used in its relative valuation, which is a method of valuing Figure Technology by comparing valuation metrics of similar companies.
Figure Technology is currently under evaluation in current valuation category among its peers.

Figure Technology ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Figure Technology's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Figure Technology's managers, analysts, and investors.
Environmental
Governance
Social

Figure Fundamentals

About Figure Technology Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Figure Technology Solutions's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Figure Technology using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Figure Technology Solutions based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue321.2 M245.4 M
Cost Of Revenue24.8 M22.2 M
Stock Based Compensation To Revenue 0.12  0.09 
Sales General And Administrative To Revenue 0.18  0.12 
Research And Ddevelopement To Revenue 0.26  0.29 
Capex To Revenue 0.07  0.09 
Revenue Per Share 1.21  0.86 
Ebit Per Revenue 0.03  0.03 

Pair Trading with Figure Technology

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Figure Technology position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Figure Technology will appreciate offsetting losses from the drop in the long position's value.

Moving against Figure Stock

  0.91603559 Zhongtong Guomai ComPairCorr
  0.56DVLT Datavault AI Symbol ChangePairCorr
  0.36CCR Credit ClearPairCorr
The ability to find closely correlated positions to Figure Technology could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Figure Technology when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Figure Technology - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Figure Technology Solutions to buy it.
The correlation of Figure Technology is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Figure Technology moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Figure Technology moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Figure Technology can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Figure Stock Analysis

When running Figure Technology's price analysis, check to measure Figure Technology's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Figure Technology is operating at the current time. Most of Figure Technology's value examination focuses on studying past and present price action to predict the probability of Figure Technology's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Figure Technology's price. Additionally, you may evaluate how the addition of Figure Technology to your portfolios can decrease your overall portfolio volatility.