Principal Lifetime Hybrid Fund Manager Performance Evaluation

PHJEX Fund  USD 16.87  0.10  0.60%   
The fund holds a Beta of 0.61, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Principal Lifetime's returns are expected to increase less than the market. However, during the bear market, the loss of holding Principal Lifetime is expected to be smaller as well.

Risk-Adjusted Performance

Good

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in Principal Lifetime Hybrid are ranked lower than 13 (%) of all funds and portfolios of funds over the last 90 days. In spite of fairly weak technical and fundamental indicators, Principal Lifetime may actually be approaching a critical reversion point that can send shares even higher in February 2026.
...more
1
Exclusive Hedge Funds Are Back on Top After a Long Alpha Winter - The Wall Street Journal
01/23/2026
  

Principal Lifetime Relative Risk vs. Return Landscape

If you would invest  1,578  in Principal Lifetime Hybrid on October 30, 2025 and sell it today you would earn a total of  109.00  from holding Principal Lifetime Hybrid or generate 6.91% return on investment over 90 days. Principal Lifetime Hybrid is currently producing 0.1135% returns and takes up 0.6585% volatility of returns over 90 trading days. Put another way, 5% of traded mutual funds are less volatile than Principal, and 98% of all traded equity instruments are likely to generate higher returns over the next 90 trading days.
  Expected Return   
       Risk  
Assuming the 90 days horizon Principal Lifetime is expected to generate 0.87 times more return on investment than the market. However, the company is 1.15 times less risky than the market. It trades about 0.17 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.07 per unit of risk.

Principal Lifetime Current Valuation

Undervalued
Today
16.87
Please note that Principal Lifetime's price fluctuation is very steady at this time. At this time, the fund appears to be undervalued. Principal Lifetime Hybrid holds a recent Real Value of $17.75 per share. The prevailing price of the fund is $16.87. We determine the value of Principal Lifetime Hybrid from analyzing fund fundamentals and technical indicators as well as its Probability Of Bankruptcy. In general, we support acquiring undervalued mutual funds and dropping overvalued mutual funds since, at some point, mutual fund prices and their ongoing real values will merge together.
Since Principal Lifetime is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Principal Mutual Fund. However, Principal Lifetime's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  16.87 Real  17.75 Hype  16.87 Naive  16.85
The intrinsic value of Principal Lifetime's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Principal Lifetime's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
17.75
Real Value
18.41
Upside
Estimating the potential upside or downside of Principal Lifetime Hybrid helps investors to forecast how Principal mutual fund's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Principal Lifetime more accurately as focusing exclusively on Principal Lifetime's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
16.3116.5916.86
Details
Hype
Prediction
LowEstimatedHigh
16.2116.8717.53
Details
Naive
Forecast
LowNext ValueHigh
16.1916.8517.51
Details
Below is the normalized historical share price chart for Principal Lifetime Hybrid extending back to March 02, 2018. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Principal Lifetime stands at 16.87, as last reported on the 28th of January, with the highest price reaching 16.87 and the lowest price hitting 16.87 during the day.
 
Covid
 
Interest Hikes

Principal Lifetime Target Price Odds to finish over Current Price

The tendency of Principal Mutual Fund price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 16.87 90 days 16.87 
under 4
Based on a normal probability distribution, the odds of Principal Lifetime to move above the current price in 90 days from now is under 4 (This Principal Lifetime Hybrid probability density function shows the probability of Principal Mutual Fund to fall within a particular range of prices over 90 days) .
Assuming the 90 days horizon Principal Lifetime has a beta of 0.61 indicating as returns on the market go up, Principal Lifetime average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Principal Lifetime Hybrid will be expected to be much smaller as well. Additionally Principal Lifetime Hybrid has an alpha of 0.0629, implying that it can generate a 0.0629 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Principal Lifetime Price Density   
       Price  

Predictive Modules for Principal Lifetime

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Principal Lifetime Hybrid. Regardless of method or technology, however, to accurately forecast the mutual fund market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the mutual fund market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Principal Lifetime's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
16.2116.8717.53
Details
Intrinsic
Valuation
LowRealHigh
15.1817.7518.41
Details
Naive
Forecast
LowNextHigh
16.1916.8517.51
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
16.3116.5916.86
Details

Principal Lifetime Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Principal Lifetime is not an exception. The market had few large corrections towards the Principal Lifetime's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Principal Lifetime Hybrid, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Principal Lifetime within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.06
β
Beta against Dow Jones0.61
σ
Overall volatility
0.41
Ir
Information ratio 0.06

Principal Lifetime Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Principal Lifetime for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Principal Lifetime Hybrid can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
Latest headline from news.google.com: Exclusive Hedge Funds Are Back on Top After a Long Alpha Winter - The Wall Street Journal
The fund maintains about 16.42% of its assets in bonds

Principal Lifetime Fundamentals Growth

Principal Mutual Fund prices reflect investors' perceptions of the future prospects and financial health of Principal Lifetime, and Principal Lifetime fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Principal Mutual Fund performance.
Total Asset391.83 M

About Principal Lifetime Performance

Evaluating Principal Lifetime's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Principal Lifetime has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Principal Lifetime has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
The fund operates as a target date fund that invests according to an asset allocation strategy designed for investors having a retirement investment goal close to the year in 2040. It is a fund of funds and invests in underlying funds of Principal Exchange-Traded Funds and Principal Funds, Inc. , with a majority of the funds assets invested in index funds.

Things to note about Principal Lifetime Hybrid performance evaluation

Checking the ongoing alerts about Principal Lifetime for important developments is a great way to find new opportunities for your next move. Mutual Fund alerts and notifications screener for Principal Lifetime Hybrid help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Latest headline from news.google.com: Exclusive Hedge Funds Are Back on Top After a Long Alpha Winter - The Wall Street Journal
The fund maintains about 16.42% of its assets in bonds
Evaluating Principal Lifetime's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Principal Lifetime's mutual fund performance include:
  • Analyzing Principal Lifetime's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Principal Lifetime's stock is overvalued or undervalued compared to its peers.
  • Examining Principal Lifetime's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Principal Lifetime's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Principal Lifetime's management team can help you assess the Mutual Fund's leadership.
  • Pay attention to analyst opinions and ratings of Principal Lifetime's mutual fund. These opinions can provide insight into Principal Lifetime's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Principal Lifetime's mutual fund performance is not an exact science, and many factors can impact Principal Lifetime's mutual fund market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Other Information on Investing in Principal Mutual Fund

Principal Lifetime financial ratios help investors to determine whether Principal Mutual Fund is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Principal with respect to the benefits of owning Principal Lifetime security.
Earnings Calls
Check upcoming earnings announcements updated hourly across public exchanges
Portfolio Backtesting
Avoid under-diversification and over-optimization by backtesting your portfolios
Content Syndication
Quickly integrate customizable finance content to your own investment portal
Premium Stories
Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope