Visa Financials

V Stock  USD 339.10  3.05  0.89%   
Based on the key measurements obtained from Visa's financial statements, Visa Class A is performing exceptionally good at this time. It has a great probability to report excellent financial results in September. At this time, Visa's Total Liabilities is fairly stable compared to the past year. Total Current Assets is likely to climb to about 41.1 B in 2025, whereas Total Stockholder Equity is likely to drop slightly above 27.8 B in 2025. Key indicators impacting Visa's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Equity0.580.5045
Fairly Up
Pretty Stable
Current Ratio1.31.16
Moderately Up
Pretty Stable
The essential information of the day-to-day investment outlook for Visa includes many different criteria found on its balance sheet. An individual investor should monitor Visa's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Visa.

Cash And Equivalents

13.23 Billion

  
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Visa Class A Earnings Geography

Please note, the imprecision that can be found in Visa's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Visa Class A. Check Visa's Beneish M Score to see the likelihood of Visa's management manipulating its earnings.

Visa Stock Summary

Visa competes with American Express, PayPal Holdings, Capital One, Upstart Holdings, and Mastercard. Visa Inc. operates as a payments technology company worldwide. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California. Visa operates under Business Services classification in the United States and is traded on New York Stock Exchange.
Foreign Associate
  Mexico
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS92826C8394
CUSIP92826C839
LocationCalifornia; U.S.A
Business AddressPO Box 8999,
SectorFinancial Services
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.visa.com
Phone650 432 3200
CurrencyUSD - US Dollar

Visa Key Financial Ratios

Visa Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets82.9B85.5B90.5B94.5B108.7B114.1B
Other Current Liab14.1B17.9B21.2B26.0B29.9B31.4B
Net Debt4.5B6.8B4.7B8.9B10.2B10.7B
Cash16.5B15.7B16.3B12.0B13.8B7.0B
Other Current Assets5.4B7.7B8.9B11.8B13.6B14.3B
Total Liab45.3B49.9B51.8B55.4B63.7B66.9B
Total Current Assets27.6B30.2B33.5B34.0B39.1B41.1B
Short Term Debt4.0B3.1B999M2.3B106M0.0
Retained Earnings15.4B16.1B18.0B17.3B19.9B20.9B
Accounts Payable266M340M375M479M550.9M578.4M
Net Receivables3.7B4.0B4.5B7.0B8.1B8.5B
Other Liab8.7B9.6B8.9B7.5B8.6B6.7B
Other Assets7.2B7.1B7.0B7.4B8.5B8.9B
Long Term Debt20.0B20.2B20.5B20.8B24.0B25.2B
Inventory3.5B4.0B6.5B4.8B5.5B3.7B
Good Will16.0B17.8B18.0B18.9B21.8B15.4B
Intangible Assets27.7B25.1B26.1B26.9B30.9B21.6B
Common Stock21.9B21.9B22.2B186.8K214.8K204.1K
Net Tangible Assets(12.6B)(9.1B)(9.6B)(8.9B)(8.0B)(7.6B)
Long Term Debt Total20.0B20.2B20.5B20.8B24.0B16.8B
Capital Surpluse18.9B19.5B20.5B21.2B19.1B15.1B

Visa Key Income Statement Accounts

The reason investors look at the income statement is to determine what Visa's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
202020212022202320242025 (projected)
Interest Expense513M538M644M641M737.2M774.0M
Total Revenue24.1B29.3B32.7B35.9B41.3B43.4B
Gross Profit19.1B23.6B26.1B28.9B33.2B34.9B
Operating Income15.8B18.8B21B23.6B27.1B28.5B
Ebit16.6B18.7B21.7B24.6B28.2B29.7B
Ebitda17.4B19.5B22.6B25.6B29.4B30.9B
Income Before Tax16.1B18.1B21.0B23.9B27.5B28.9B
Net Income12.3B15.0B17.3B19.7B22.7B23.8B
Income Tax Expense3.8B3.2B3.8B4.2B4.8B5.0B
Cost Of Revenue5.0B5.7B6.6B7.0B8.1B8.5B
Tax Provision3.8B3.2B3.8B4.2B4.8B3.6B
Net Interest Income(513M)(538M)(644M)(641M)(576.9M)(605.7M)
Interest Income218M765M19M307M276.3M352M

Visa Key Cash Accounts

202020212022202320242025 (projected)
Free Cash Flow14.5B17.9B19.7B18.7B21.5B22.6B
Depreciation804M861M943M1.0B1.2B1.2B
Other Non Cash Items7.4B10.4B12.3B13.9B15.9B16.7B
Capital Expenditures705M970M1.1B1.3B1.4B1.5B
Net Income12.3B15.0B17.3B19.7B22.7B23.8B
End Period Cash Flow19.8B20.4B22.0B19.8B22.7B23.9B
Change To Inventory484M(295M)1.1B1.2B1.4B1.5B
Change In Cash628M578M1.6B(2.2B)(2.6B)(2.4B)
Dividends Paid2.8B3.2B3.8B4.2B4.8B5.1B
Investments519M(4.3B)(2.0B)(1.9B)(1.7B)(1.6B)
Change Receivables(1.9B)1.8B(811M)(494M)(444.6M)(422.4M)
Net Borrowings6.9B(3B)2.2B(2.3B)(2.0B)(1.9B)
Change To Netincome578M8.8B10.7B12.6B14.4B15.2B

Visa Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Visa's current stock value. Our valuation model uses many indicators to compare Visa value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Visa competition to find correlations between indicators driving Visa's intrinsic value. More Info.
Visa Class A is rated second in return on equity category among its peers. It is rated second in return on asset category among its peers reporting about  0.33  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Visa Class A is roughly  3.05 . At this time, Visa's Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Visa by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Visa Class A Systematic Risk

Visa's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Visa volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Visa Class A correlated with the market. If Beta is less than 0 Visa generally moves in the opposite direction as compared to the market. If Visa Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Visa Class A is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Visa is generally in the same direction as the market. If Beta > 1 Visa moves generally in the same direction as, but more than the movement of the benchmark.

Visa Thematic Clasifications

Visa Class A is part of several thematic ideas from Macroaxis Index to Business Services. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Visa Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Visa's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Visa growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.53

At this time, Visa's Price Earnings To Growth Ratio is fairly stable compared to the past year.

Visa August 5, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Visa help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Visa Class A. We use our internally-developed statistical techniques to arrive at the intrinsic value of Visa Class A based on widely used predictive technical indicators. In general, we focus on analyzing Visa Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Visa's daily price indicators and compare them against related drivers.

Additional Tools for Visa Stock Analysis

When running Visa's price analysis, check to measure Visa's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Visa is operating at the current time. Most of Visa's value examination focuses on studying past and present price action to predict the probability of Visa's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Visa's price. Additionally, you may evaluate how the addition of Visa to your portfolios can decrease your overall portfolio volatility.