US Bancorp Financials

USB Stock  USD 51.26  3.65  7.67%   
Based on the analysis of US Bancorp's profitability, liquidity, and operating efficiency, US Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December. At present, US Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Current Liabilities is expected to grow to about 15.4 B, whereas Common Stock Shares Outstanding is forecasted to decline to about 1.5 B. Key indicators impacting US Bancorp's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.20.1938
Sufficiently Up
Pretty Stable
Return On Assets0.01520.0082
Way Up
Slightly volatile
Return On Equity0.170.0982
Way Up
Pretty Stable
Debt Equity Ratio1.791.1379
Way Up
Very volatile
Operating Income6.4 B6.8 B
Notably Down
Very volatile
Current Ratio12.7412.132
Sufficiently Up
Slightly volatile
The essential information of the day-to-day investment outlook for US Bancorp includes many different criteria found on its balance sheet. An individual investor should monitor US Bancorp's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in US Bancorp.

Net Income

3.32 Billion

  
Understanding current and past US Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of US Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in US Bancorp's assets may result in an increase in income on the income statement.

US Bancorp Earnings Geography

Please note, the presentation of US Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, US Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of US Bancorp's management manipulating its earnings.

US Bancorp Stock Summary

US Bancorp competes with PNC Financial, KeyCorp, Zions Bancorporation, Fifth Third, and Truist Financial. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota. US Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 70000 people.
Foreign Associate
  Mexico
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS9029733048
CUSIP902973304 33763V109 319279105 319279501 855083101
LocationMinnesota; U.S.A
Business Address800 Nicollet Mall,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.usbank.com
Phone651 466 3000
CurrencyUSD - US Dollar

US Bancorp Key Financial Ratios

US Bancorp Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets495.4B553.9B573.3B674.8B663.5B696.7B
Other Current Liab(23.7B)(11.8B)(11.8B)(31.2B)(11.5B)(12.0B)
Net Debt41.5B(9.5B)15.0B17.5B1.7B1.7B
Retained Earnings63.2B64.2B69.2B71.9B74.0B77.7B
Cash22.4B62.6B28.9B53.5B61.2B64.3B
Other Assets197.0B187.7B206.9B353.2B348.9B366.4B
Total Liab442.9B500.2B517.9B623.6B607.7B638.1B
Total Current Assets159.2B213.1B174.2B136.5B139.0B145.9B
Short Term Debt23.7B11.8B11.8B31.2B11.5B15.5B
Net Receivables14.2B13.7B12.4B10.1B8.3B11.7B
Other Liab14.9B17.3B17.9B19.9B22.9B12.2B
Accounts Payable361.9B429.8B456.1B525.0B603.7B633.9B
Long Term Debt40.2B41.3B32.1B39.8B51.5B33.0B
Good Will9.7B9.9B10.3B12.4B12.5B9.3B
Inventory(23.4B)(63.9B)(30.1B)(54.3B)(61.2B)(58.1B)
Other Current Assets23.4B63.9B30.1B54.3B61.2B100.6B
Treasury Stock(20.2B)(24.4B)(25.9B)(27.3B)(24.5B)(23.3B)
Intangible Assets3.2B2.9B3.7B7.2B6.1B3.8B

US Bancorp Key Income Statement Accounts

201920202021202220232024 (projected)
Operating Income8.6B6.0B10.1B10.5B6.8B6.4B
Ebit8.7B5.7B9.8B10.2B6.8B6.4B
Ebitda8.7B6.2B10.3B10.7B7.9B6.7B
Net Income6.9B5.0B8.0B5.8B5.4B3.3B
Income Tax Expense1.6B1.1B2.2B1.5B1.4B1.1B
Interest Expense4.4B2.0B993M3.2B12.6B13.2B
Total Revenue22.9B23.2B22.7B24.2B28.0B29.4B
Gross Profit22.9B23.2B22.7B24.2B28.0B29.4B
Income Before Tax8.6B6.1B10.2B7.3B6.9B5.0B
Tax Provision1.6B1.1B2.2B1.5B1.4B1.3B
Net Interest Income13.1B12.8B12.5B14.7B17.4B14.4B
Interest Income17.5B14.8B13.5B17.9B30.0B18.3B

US Bancorp Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash952M40.2B(33.7B)24.6B7.7B8.0B
Free Cash Flow4.9B3.7B9.9B21.1B14.5B15.2B
Depreciation502M527M497M560M1.0B1.1B
Other Non Cash Items(2.5B)(1.8B)1.4B14.7B2.2B2.3B
Dividends Paid2.7B2.9B2.9B3.1B3.3B3.5B
Net Income6.9B5.0B8.0B5.8B5.4B3.7B
End Period Cash Flow22.4B62.6B28.9B53.5B61.2B64.3B
Investments(9.6B)(21.8B)(40.0B)7.5B51.7B54.3B
Net Borrowings8.4B(11.9B)(8.8B)17.0B19.6B20.6B
Change To Netincome(2.5B)(1.8B)1.4B14.7B13.3B12.4B

USB Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining US Bancorp's current stock value. Our valuation model uses many indicators to compare US Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across US Bancorp competition to find correlations between indicators driving US Bancorp's intrinsic value. More Info.
US Bancorp is rated fifth in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.08  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for US Bancorp is roughly  11.93 . At present, US Bancorp's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the US Bancorp's earnings, one of the primary drivers of an investment's value.

US Bancorp's Earnings Breakdown by Geography

US Bancorp Systematic Risk

US Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. US Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on US Bancorp correlated with the market. If Beta is less than 0 US Bancorp generally moves in the opposite direction as compared to the market. If US Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one US Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of US Bancorp is generally in the same direction as the market. If Beta > 1 US Bancorp moves generally in the same direction as, but more than the movement of the benchmark.

US Bancorp Thematic Clasifications

US Bancorp is part of several thematic ideas from FinTech to Dividend Beast. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in US Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various US Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of US Bancorp growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(1.03)

At present, US Bancorp's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

US Bancorp November 7, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of US Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of US Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of US Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing USB Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build US Bancorp's daily price indicators and compare them against related drivers.

Complementary Tools for USB Stock analysis

When running US Bancorp's price analysis, check to measure US Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Bancorp is operating at the current time. Most of US Bancorp's value examination focuses on studying past and present price action to predict the probability of US Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move US Bancorp's price. Additionally, you may evaluate how the addition of US Bancorp to your portfolios can decrease your overall portfolio volatility.
Fundamental Analysis
View fundamental data based on most recent published financial statements
CEOs Directory
Screen CEOs from public companies around the world
Correlation Analysis
Reduce portfolio risk simply by holding instruments which are not perfectly correlated
Portfolio Volatility
Check portfolio volatility and analyze historical return density to properly model market risk
Bond Analysis
Evaluate and analyze corporate bonds as a potential investment for your portfolios.
Cryptocurrency Center
Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency
Portfolio Comparator
Compare the composition, asset allocations and performance of any two portfolios in your account
Portfolio Center
All portfolio management and optimization tools to improve performance of your portfolios
Top Crypto Exchanges
Search and analyze digital assets across top global cryptocurrency exchanges