Repay Holdings Financials

RPAY Stock  USD 8.71  0.09  1.02%   
Based on the key indicators related to Repay Holdings' liquidity, profitability, solvency, and operating efficiency, Repay Holdings Corp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Repay Holdings' Cash is fairly stable compared to the past year. Other Assets is likely to rise to about 301 M in 2024, whereas Total Assets are likely to drop slightly above 985.3 M in 2024. Key indicators impacting Repay Holdings' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.510.5346
Sufficiently Down
Very volatile
Current Ratio3.092.9466
Sufficiently Up
Slightly volatile
The essential information of the day-to-day investment outlook for Repay Holdings includes many different criteria found on its balance sheet. An individual investor should monitor Repay Holdings' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Repay Holdings.

Net Income

(104.97 Million)

  
Understanding current and past Repay Holdings Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Repay Holdings' financial statements are interrelated, with each one affecting the others. For example, an increase in Repay Holdings' assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Repay Holdings' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Repay Holdings Corp. Check Repay Holdings' Beneish M Score to see the likelihood of Repay Holdings' management manipulating its earnings.

Repay Holdings Stock Summary

Repay Holdings competes with Global Blue, Optiva, Sangoma Technologies, Evertec, and NetScout Systems. Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company was founded in 2006 and is headquartered in Atlanta, Georgia. Repay Holdings operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 552 people.
Specialization
Information Technology, Software - Infrastructure
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS76029L1008
CUSIP76029L100 G8857R100
LocationGeorgia; U.S.A
Business Address3060 Peachtree Road
SectorIT Services
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitewww.repay.com
Phone877 607 5468
CurrencyUSD - US Dollar

Repay Holdings Key Financial Ratios

Repay Holdings Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets782.0M1.1B1.7B1.6B1.5B985.3M
Net Tangible Assets(468.4M)26.4M(527.8M)(433.8M)(390.4M)(370.9M)
Accounts Payable9.6M11.9M20.1M21.8M22.0M12.1M
Cash24.6M91.1M50.0M64.9M118.1M124.0M
Other Assets21.2M22.2M1.7B167.5M192.7M301.0M
Long Term Debt207.9M250.0M448.5M451.3M434.2M278.9M
Net Receivables14.6M21.3M33.2M33.5M37.4M21.1M
Good Will389.7M459.0M824.1M827.8M716.8M488.2M
Total Liab321.5M553.8M772.8M698.5M702.3M429.6M
Short Long Term Debt156.6K4.9M5.5M6.8M7.8M4.4M
Total Current Assets43.9M119.4M95.7M116.7M169.3M177.8M
Short Term Debt5.3M8.3M2.0M2.3M1.6M2.7M
Intangible Assets333.0M369.2M577.7M500.6M447.1M334.4M
Common Stock248.5M3.8K7K9K8.1K7.7K
Net Debt188.8M175.9M409.5M397.0M324.9M235.1M
Retained Earnings(53.9M)(88.6M)(226.0M)(213.2M)(323.7M)(307.5M)
Capital Surpluse307.9M604.4M1.1B1.1B1.3B1.3B
Net Invested Capital467.8M766.0M1.3B1.3B1.2B849.4M
Net Working Capital(8.1M)53.9M3.4M34.5M111.9M117.5M
Other Liab61.6M229.6M222.9M156.8M180.3M147.6M
Other Current Assets4.6M6.9M12.4M18.2M13.8M10.3M
Capital Stock3.8K7.1K8.9K9K8.1K7.7K

Repay Holdings Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
201920202021202220232024 (projected)
Interest Expense6.1M14.4M3.7M4.4M1.0M995.6K
Total Revenue130.0M155.0M219.3M279.2M296.6M172.8M
Gross Profit74.2M113.6M163.8M214.4M123.1M103.6M
Operating Income16.6M(37.0M)(69.1M)24.1M(1.8M)(1.8M)
Ebit16.6M(37.0M)(69.1M)24.1M(1.8M)(1.8M)
Cost Of Revenue55.9M41.4M55.5M64.8M173.6M182.2M
Income Before Tax10.5M(58.9M)(86.7M)14.9M(119.5M)(113.6M)
Net Income10.5M(46.5M)(56.0M)8.7M(110.5M)(105.0M)
Ebitda27.0M23.8M20.6M131.8M102.1M107.2M
Income Tax Expense(5.0M)(12.4M)(30.7M)6.2M(2.1M)(2.2M)

Repay Holdings Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Repay Holdings Corp. It measures of how well Repay is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Repay Holdings brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Repay had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Repay Holdings has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201920202021202220232024 (projected)
Change In Cash32.9M68.6M(30.2M)17.2M53.2M55.9M
Net Borrowings(1.9M)123.2M41.9M183.3M210.8M221.3M
Free Cash Flow(477.2M)4.2M29.8M34.7M39.3M41.2M
Depreciation30.0M60.8M89.7M107.8M103.9M56.9M
Other Non Cash Items(5.8M)(5.2M)24.3M(1.0M)88.6M93.0M
Dividends Paid7.1M1.5M62.3K951K3.5M3.1M
Capital Expenditures498.5M24.3M23.5M39.5M64.4M80.6M
Net Income9.4M(46.5M)(56.0M)8.7M(110.5M)(105.0M)
End Period Cash Flow33.0M106.5M76.3M93.6M118.1M124.0M
Change To Netincome19.6M7.1M9.0M32.8M37.7M39.6M
Investments(260.6M)(2.5M)(146.0M)(39.5M)(8.2M)(8.6M)

Repay Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Repay Holdings's current stock value. Our valuation model uses many indicators to compare Repay Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Repay Holdings competition to find correlations between indicators driving Repay Holdings's intrinsic value. More Info.
Repay Holdings Corp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers . At this time, Repay Holdings' Return On Equity is fairly stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Repay Holdings' earnings, one of the primary drivers of an investment's value.

Repay Holdings Corp Systematic Risk

Repay Holdings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Repay Holdings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Repay Holdings Corp correlated with the market. If Beta is less than 0 Repay Holdings generally moves in the opposite direction as compared to the market. If Repay Holdings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Repay Holdings Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Repay Holdings is generally in the same direction as the market. If Beta > 1 Repay Holdings moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Repay Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Repay Holdings' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Repay Holdings growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.005413

At this time, Repay Holdings' Price Earnings To Growth Ratio is fairly stable compared to the past year.

Repay Holdings November 8, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Repay Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Repay Holdings Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Repay Holdings Corp based on widely used predictive technical indicators. In general, we focus on analyzing Repay Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Repay Holdings's daily price indicators and compare them against related drivers.

Additional Tools for Repay Stock Analysis

When running Repay Holdings' price analysis, check to measure Repay Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Repay Holdings is operating at the current time. Most of Repay Holdings' value examination focuses on studying past and present price action to predict the probability of Repay Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Repay Holdings' price. Additionally, you may evaluate how the addition of Repay Holdings to your portfolios can decrease your overall portfolio volatility.