RLI Corp Financials

RLI Stock  USD 178.03  2.02  1.15%   
Based on the analysis of RLI Corp's profitability, liquidity, and operating efficiency, RLI Corp is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in December. As of now, RLI Corp's Retained Earnings are increasing as compared to previous years. The RLI Corp's current Common Stock Shares Outstanding is estimated to increase to about 46.9 M, while Short and Long Term Debt Total is projected to decrease to under 97.8 M. Key indicators impacting RLI Corp's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.320.31
Sufficiently Up
Slightly volatile
Return On Assets0.03170.0588
Way Down
Pretty Stable
Return On Equity0.110.2155
Way Down
Slightly volatile
Debt Equity Ratio0.20.1698
Fairly Up
Pretty Stable
Current Ratio0.01750.0184
Notably Down
Pretty Stable
The essential information of the day-to-day investment outlook for RLI Corp includes many different criteria found on its balance sheet. An individual investor should monitor RLI Corp's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in RLI Corp.

Cash And Equivalents

19.51 Million

  
Understanding current and past RLI Corp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of RLI Corp's financial statements are interrelated, with each one affecting the others. For example, an increase in RLI Corp's assets may result in an increase in income on the income statement.

RLI Corp Stock Summary

RLI Corp competes with Horace Mann, Kemper, Global Indemnity, Argo Group, and Selective Insurance. RLI Corp., an insurance holding company, underwrites property and casualty insurance in the United States and internationally. RLI Corp. was founded in 1965 and is headquartered in Peoria, Illinois. Rli Corp operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 890 people.
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS7496071074
CUSIP749607107
LocationIllinois; U.S.A
Business Address9025 North Lindbergh
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.rlicorp.com
Phone309 692 1000
CurrencyUSD - US Dollar

RLI Corp Key Financial Ratios

RLI Corp Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets3.5B3.9B4.5B4.8B5.2B5.4B
Net Debt103.1M87.3M110.9M177.0M63.6M78.6M
Retained Earnings1.0B1.1B1.2B1.4B1.6B1.7B
Other Assets(1.7B)303.8M343.4M1.2B1.4B938.5M
Total Liab2.6B2.8B3.3B3.6B3.8B4.0B
Other Current Liab(25.7M)(42.3M)(42.9M)(262.8M)(75.3M)(71.5M)
Net Receivables544.9M618.4M775.4M189.5M978.6M1.0B
Total Current Assets2.6B680.6M864.2M3.5B36.4M34.6M
Short Term Debt6.0M6.0M5.4M199.9M104.1M109.3M
Cash46.2M62.2M88.8M22.8M36.4M36.5M
Common Stock678K681K682K684K686K651.7K
Accounts Payable25.7M42.3M42.9M61.1M71.5M37.1M
Other Current Assets271.3M346.7M331.7M2.5B573.1M601.7M
Other Liab1.3B1.9B2.3B1.8B2.0B2.1B
Treasury Stock(401.4M)(401.0M)(401.3M)(402.6M)(362.4M)(380.5M)
Intangible Assets8.5M8.1M7.7M7.5M6.8M6.4M
Long Term Debt149.1M149.3M149.5M199.7M199.9M141.1M
Net Tangible Assets941.3M1.1B1.2B1.1B1.3B948.7M
Long Term Debt Total148.9M149.1M149.3M149.5M199.7M0.0
Capital Surpluse321.2M335.4M343.7M352.4M405.2M291.3M
Inventory(271.3M)(346.7M)(331.7M)(3.9B)(3.5B)(3.3B)

RLI Corp Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense7.6M7.6M7.7M8.0M7.3M4.9M
Total Revenue1.0B983.6M1.2B1.7B1.5B1.6B
Gross Profit1.0B983.6M1.2B1.7B1.5B1.6B
Operating Income232.7M189.8M344.3M720.8M(28.2M)(26.8M)
Ebit232.7M176.8M314.7M728.7M(14.1M)(13.4M)
Ebitda240.9M184.6M322.3M736.7M(5.5M)(5.3M)
Net Income191.6M157.1M279.4M583.4M304.6M319.8M
Income Tax Expense41.1M32.8M65.0M137.3M72.7M76.3M
Income Before Tax232.7M189.8M344.3M720.7M377.3M396.1M
Cost Of Revenue(3.6M)(2.2M)687.7M(14.1M)(12.7M)(12.0M)
Tax Provision41.1M32.8M65.0M137.3M60.0M51.4M
Interest Income13.4M12.6M29.4M1.8M126.6M133.0M
Net Interest Income(7.6M)(7.6M)(7.7M)(8.0M)(7.9M)(8.3M)

RLI Corp Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash16.1M16.0M26.6M(66.0M)13.6M14.3M
Free Cash Flow270.0M257.5M376.6M244.6M458.3M481.3M
Depreciation8.2M7.4M7.4M8.0M8.5M4.6M
Other Non Cash Items25.3M10.5M14.1M(497.8M)(74.7M)(70.9M)
Dividends Paid85.6M87.9M135.3M364.8M140.1M147.1M
Capital Expenditures7.0M5.8M8.3M5.9M5.9M7.1M
Net Income191.6M157.1M279.4M583.4M304.6M319.8M
End Period Cash Flow46.2M62.2M88.8M22.8M36.4M27.6M
Change To Netincome32.2M3.5M(4.0M)(668.5M)(601.6M)(571.5M)
Investments(155.0M)(149.4M)(255.1M)60.1M(547.1M)(519.8M)
Change Receivables(42.6M)(21.4M)(18.8M)(11.3M)(10.2M)(10.7M)

RLI Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining RLI Corp's current stock value. Our valuation model uses many indicators to compare RLI Corp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across RLI Corp competition to find correlations between indicators driving RLI Corp's intrinsic value. More Info.
RLI Corp is currently regarded as top stock in return on equity category among its peers. It also is currently regarded as top stock in return on asset category among its peers reporting about  0.22  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for RLI Corp is roughly  4.61 . As of now, RLI Corp's Return On Equity is increasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the RLI Corp's earnings, one of the primary drivers of an investment's value.

RLI Corp Systematic Risk

RLI Corp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. RLI Corp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on RLI Corp correlated with the market. If Beta is less than 0 RLI Corp generally moves in the opposite direction as compared to the market. If RLI Corp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one RLI Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of RLI Corp is generally in the same direction as the market. If Beta > 1 RLI Corp moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in RLI Corp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various RLI Corp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of RLI Corp growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.44)

As of now, RLI Corp's Price Earnings To Growth Ratio is decreasing as compared to previous years.

RLI Corp November 22, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of RLI Corp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of RLI Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of RLI Corp based on widely used predictive technical indicators. In general, we focus on analyzing RLI Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build RLI Corp's daily price indicators and compare them against related drivers.

Complementary Tools for RLI Stock analysis

When running RLI Corp's price analysis, check to measure RLI Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy RLI Corp is operating at the current time. Most of RLI Corp's value examination focuses on studying past and present price action to predict the probability of RLI Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move RLI Corp's price. Additionally, you may evaluate how the addition of RLI Corp to your portfolios can decrease your overall portfolio volatility.
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