OLB Financials

OLB Stock  USD 1.85  0.16  7.96%   
Based on the measurements of operating efficiency obtained from OLB's historical financial statements, OLB Group is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in December. At present, OLB's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Current Liabilities is expected to grow to about 3.2 M, whereas Short and Long Term Debt Total is forecasted to decline to about 387.5 K. Key indicators impacting OLB's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Current Ratio0.380.2517
Way Up
Slightly volatile
The essential information of the day-to-day investment outlook for OLB includes many different criteria found on its balance sheet. An individual investor should monitor OLB's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in OLB.

Net Income

(22.02 Million)

  
Understanding current and past OLB Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of OLB's financial statements are interrelated, with each one affecting the others. For example, an increase in OLB's assets may result in an increase in income on the income statement.
Please note, the presentation of OLB's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, OLB's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of OLB's management manipulating its earnings.

OLB Stock Summary

OLB competes with Travelzoo, Emerald Expositions, Ziff Davis, Direct Digital, and Baosheng Media. The OLB Group, Inc. provides integrated financial and transaction processing services for small- and mid-sized merchants in the United States. The company was founded in 1993 and is headquartered in New York, New York. Olb operates under SoftwareApplication classification in the United States and is traded on NASDAQ Exchange. It employs 30 people.
Specialization
Information Technology, Software - Infrastructure
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS67086U3077
CUSIP67086U307 67086U406 67086U109 67086U208
LocationNew York; U.S.A
Business Address1120 Avenue of
SectorSoftware
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitewww.olb.com
Phone212 278 0900
CurrencyUSD - US Dollar

OLB Key Financial Ratios

OLB Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets11.9M14.4M45.5M38.7M19.7M20.7M
Other Current Liab1.1M103.6K2M2.7M3.0M3.2M
Net Debt12.4M4.3M(3.1M)396.2K228.9K217.4K
Retained Earnings(18.9M)(20.6M)(25.6M)(33.4M)(56.6M)(53.7M)
Accounts Payable592.9K360.0K501.8K513.3K3.5M3.7M
Cash507.6K3.8M3.5M434.0K179.0K170.1K
Total Liab14.7M8.6M3.3M4.0M7.4M7.8M
Total Current Assets1.1M4.2M4.9M3.4M1.8M982.6K
Short Term Debt711.5K535.6K133.2K432.4K258.8K212.5K
Common Stock541.0617.01.2K1.5K1.5K1.4K
Other Current Assets108.3K8.8K729.4K1.3M497.0K344.9K
Intangible Assets3.3M2.6M19.7M20.3M3.5M5.0M
Other Assets526.8K653.7K451.9K502.9K578.4K460.0K
Net Tangible Assets(13.0M)(3.7M)11.4M7.5M8.6M9.0M
Short Long Term Debt25K711.5K450K298.1K258.8K300.1K
Net Receivables479.4K356.0K670.8K1.1M870.9K752.4K
Net Invested Capital10.1M13.6M42.2M35.2M12.6M19.6M
Net Working Capital(1.4M)3.2M1.8M(230.0K)(5.4M)(5.1M)
Inventory16.7K15.8K15.1K582.1K1.00.95
Capital Stock541.0663.01.2K1.5K1.5K2.9K

OLB Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense1.2M1.0M116.7K23.5M148.5K141.1K
Operating Income(266.6K)(732.8K)(4.8M)(8.2M)(10.6M)(10.0M)
Ebit(266.6K)(732.8K)(4.8M)(7.8M)(10.6M)(10.0M)
Ebitda575.5K128.5K(2.9M)(929.1K)(3.8M)(3.7M)
Income Before Tax(1.3M)(1.8M)(5.0M)(7.8M)(23.3M)(22.1M)
Net Income(2.6M)(2.8M)(5.1M)15.7M(23.2M)(22.0M)
Income Tax Expense1.3M1.0M116.8K(23.5M)(93.3K)(97.9K)
Total Revenue10.3M9.8M16.7M30.4M30.6M32.1M
Gross Profit3.6M3.8M3.2M7.2M(1.2M)(1.1M)
Cost Of Revenue6.7M6.0M13.5M23.2M31.7M33.3M
Net Interest Income(1.2M)(1.0M)(116.7K)(1.0)(148.5K)(155.9K)

OLB Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash396.0K3.3M(354.2K)(3.0M)(255.0K)(242.3K)
Free Cash Flow244.9K(476.7K)(29.2M)(3.5M)816.8K857.6K
Other Non Cash Items1.9M204.9K167.7K(561.2K)23.4M24.6M
Capital Expenditures9.6M150K25.7M1.6M1.2M2.3M
Net Income(1.3M)(1.8M)(5.0M)(7.8M)(23.2M)(22.0M)
End Period Cash Flow507.6K3.8M3.5M434.0K179.0K170.1K
Depreciation842.1K861.3K1.9M6.9M6.7M7.1M
Investments(125K)(150K)(25.7M)(1.6M)(2.9M)(3.0M)
Net Borrowings361.5K(1.6M)(7.7M)557.4K501.7K526.8K
Change To Netincome265.1K503.2K227.5K63.5K57.2K54.3K

OLB Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining OLB's current stock value. Our valuation model uses many indicators to compare OLB value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across OLB competition to find correlations between indicators driving OLB's intrinsic value. More Info.
OLB Group is regarded second in return on equity category among its peers. It is regarded third in return on asset category among its peers . At present, OLB's Return On Equity is projected to decrease significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the OLB's earnings, one of the primary drivers of an investment's value.

OLB Group Systematic Risk

OLB's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. OLB volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on OLB Group correlated with the market. If Beta is less than 0 OLB generally moves in the opposite direction as compared to the market. If OLB Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one OLB Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of OLB is generally in the same direction as the market. If Beta > 1 OLB moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in OLB Stock are looking for potential investment opportunities by analyzing not only static indicators but also various OLB's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of OLB growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.002728

At present, OLB's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

OLB November 5, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of OLB help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of OLB Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of OLB Group based on widely used predictive technical indicators. In general, we focus on analyzing OLB Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build OLB's daily price indicators and compare them against related drivers.

Complementary Tools for OLB Stock analysis

When running OLB's price analysis, check to measure OLB's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OLB is operating at the current time. Most of OLB's value examination focuses on studying past and present price action to predict the probability of OLB's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OLB's price. Additionally, you may evaluate how the addition of OLB to your portfolios can decrease your overall portfolio volatility.
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