Guidewire Software Financials

GWRE Stock  USD 195.26  1.17  0.60%   
Based on the measurements of operating efficiency obtained from Guidewire Software's historical financial statements, Guidewire Software may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At present, Guidewire Software's Total Current Liabilities is projected to increase significantly based on the last few years of reporting. The current year's Current Deferred Revenue is expected to grow to about 295.9 M, whereas Total Stockholder Equity is forecasted to decline to about 933 M. Key indicators impacting Guidewire Software's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.220.2971
Way Down
Slightly volatile
Current Ratio3.011.5467
Way Up
Very volatile
The financial analysis of Guidewire Software is a critical element in measuring its lifeblood. Investors should not minimize Guidewire Software's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

(6.41 Million)

  
Understanding current and past Guidewire Software Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Guidewire Software's financial statements are interrelated, with each one affecting the others. For example, an increase in Guidewire Software's assets may result in an increase in income on the income statement.

Guidewire Software Earnings Geography

Please note, the presentation of Guidewire Software's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Guidewire Software's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Guidewire Software's management manipulating its earnings.

Guidewire Software Stock Summary

Guidewire Software competes with Blackbaud, Enfusion, E2open Parent, Manhattan Associates, and Clearwater Analytics. Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. Additionally, the company offers Guidewire Predict, a PC-specific machine-learning platform Guidewire HazardHub, that allows insurers to understand, assess, price, and manage property risk Guidewire Canvas, Guidewire Compare, and Guidewire Explore cloud-native applications Guidewire Cyence, a cyber-risk economic modeling product The company was incorporated in 2001 and is headquartered in San Mateo, California. Guidewire Software operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 3376 people.
Specialization
Information Technology, Software - Application
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS40171V1008
CUSIP40171V100
LocationCalifornia; U.S.A
Business Address970 Park Pl,
SectorSoftware
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitewww.guidewire.com
Phone650 357 9100
CurrencyUSD - US Dollar

Guidewire Software Key Financial Ratios

Guidewire Software Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets2.4B2.3B2.3B2.0B2.2B1.4B
Other Current Liab73.3M115.4M107.5M119.1M125.9M132.2M
Net Debt82.6M74.3M(130.7M)38.3M(105.1M)(110.3M)
Retained Earnings163.0M(66.1M)(284.0M)(618.0M)(624.1M)(592.9M)
Accounts Payable22.6M27.8M40.4M34.6M15.2M18.7M
Cash367.0M384.9M606.3M401.8M548.0M292.6M
Net Receivables163.7M183.1M215.3M238.8M224.4M117.8M
Inventory34.7M24.4M1.011.1M17.8M18.7M
Other Current Assets11.3M48.7M71.6M66.2M49.8M29.3M
Total Liab708.1M777.0M815.2M828.4M883.6M927.7M
Total Current Assets1.3B1.4B1.3B1.1B1.3B834.9M
Short Term Debt10.9M11.6M12.2M8.4M408.2M428.6M
Other Liab33.3M17.4M14.4M15.0M17.3M20.8M
Other Assets170.1M201.3M262.1M278.2M1.00.95
Intangible Assets39.7M19.7M21.4M14.5M9.0M8.6M
Net Tangible Assets1.3B1.2B1.1B812.8M934.7M939.1M
Long Term Debt330.2M343.8M358.2M397.2M456.7M479.6M
Capital Surpluse1.3B1.4B1.5B1.8B2.0B1.1B

Guidewire Software Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense17.9M18.7M19.4M6.7M6.7M7.6M
Total Revenue742.3M743.3M812.6M905.3M980.5M561.6M
Gross Profit404.3M368.2M352.2M458.2M583.4M309.5M
Operating Income(6.4M)(105.6M)(199.4M)(149.5M)(52.6M)(49.9M)
Ebit(16.3M)(85.6M)(210.3M)(127.4M)(52.6M)(49.9M)
Research Development200.6M219.5M249.7M249.7M269.4M148.8M
Ebitda36.3M(37.2M)(161.4M)(101.2M)(30.3M)(28.8M)
Cost Of Revenue338.0M375.1M460.4M447.1M397.1M252.1M
Income Before Tax(24.3M)(104.3M)(229.7M)(134.1M)(26.8M)(28.2M)
Net Income(27.2M)(66.5M)(180.4M)(111.9M)(6.1M)(6.4M)
Income Tax Expense2.9M(37.8M)(49.3M)(22.2M)(20.7M)(19.7M)
Tax Provision2.9M(37.8M)(49.3M)(22.2M)(20.7M)(19.7M)
Interest Income24.7M7.4M6.3M24.4M43.5M45.7M
Net Interest Income6.8M(11.3M)(13.2M)17.7M36.7M38.6M

Guidewire Software Key Cash Accounts

201920202021202220232024 (projected)
Change To Inventory2.8M(39.0M)1.8M(35.3M)(31.8M)(30.2M)
Change In Cash112.9M17.9M229.8M(207.9M)143.3M150.4M
Free Cash Flow87.4M82.7M(59.7M)21.0M177.2M186.1M
Depreciation42.6M37.0M33.5M24.8M22.3M20.0M
Other Non Cash Items22.8M32.7M35.5M24.1M(129K)(122.6K)
Capital Expenditures25.7M28.9M21.8M17.4M18.5M15.1M
Net Income(27.2M)(66.5M)(180.4M)(111.9M)(6.1M)(6.4M)
End Period Cash Flow367.0M384.9M614.7M406.8M548.0M293.6M
Change To Netincome101.7M86.9M89.5M119.8M137.8M76.4M
Investments19.9M93.0M312.2M12.7M(52.4M)(55.0M)

Guidewire Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Guidewire Software's current stock value. Our valuation model uses many indicators to compare Guidewire Software value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Guidewire Software competition to find correlations between indicators driving Guidewire Software's intrinsic value. More Info.
Guidewire Software is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers . At present, Guidewire Software's Return On Equity is projected to slightly decrease based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Guidewire Software by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Guidewire Software Systematic Risk

Guidewire Software's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Guidewire Software volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Guidewire Software correlated with the market. If Beta is less than 0 Guidewire Software generally moves in the opposite direction as compared to the market. If Guidewire Software Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Guidewire Software is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Guidewire Software is generally in the same direction as the market. If Beta > 1 Guidewire Software moves generally in the same direction as, but more than the movement of the benchmark.

Guidewire Software Thematic Clasifications

Guidewire Software is part of Tech Growth investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Large and mid-sized technology companies, funds, and technology-based ETFs that are considered growing. Instruments that are typically traded at high earnings multiples compared to their competitors and other sectors and have been known to drive market cycles frequently
Tech GrowthView
This theme covers Large and mid-sized technology companies, funds, and technology-based ETFs that are considered growing. Instruments that are typically traded at high earnings multiples compared to their competitors and other sectors and have been known to drive market cycles frequently. Get More Thematic Ideas
Today, most investors in Guidewire Software Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Guidewire Software's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Guidewire Software growth as a starting point in their analysis.

Price Earnings To Growth Ratio

22.47

At present, Guidewire Software's Price Earnings To Growth Ratio is projected to increase based on the last few years of reporting.

Guidewire Software November 14, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Guidewire Software help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Guidewire Software. We use our internally-developed statistical techniques to arrive at the intrinsic value of Guidewire Software based on widely used predictive technical indicators. In general, we focus on analyzing Guidewire Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Guidewire Software's daily price indicators and compare them against related drivers.

Complementary Tools for Guidewire Stock analysis

When running Guidewire Software's price analysis, check to measure Guidewire Software's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Guidewire Software is operating at the current time. Most of Guidewire Software's value examination focuses on studying past and present price action to predict the probability of Guidewire Software's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Guidewire Software's price. Additionally, you may evaluate how the addition of Guidewire Software to your portfolios can decrease your overall portfolio volatility.
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