Meta Financial Financials

CASH Stock  USD 81.55  0.02  0.02%   
Based on the analysis of Meta Financial's profitability, liquidity, and operating efficiency, Meta Financial Group is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December. As of now, Meta Financial's Property Plant And Equipment Net is increasing as compared to previous years. The Meta Financial's current Net Debt is estimated to increase to about 430.9 M, while Short and Long Term Debt Total is projected to decrease to under 278 M. Key indicators impacting Meta Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.140.215
Way Down
Slightly volatile
Return On Assets0.02320.0221
Sufficiently Up
Slightly volatile
Return On Equity0.210.1986
Notably Up
Slightly volatile
Debt Equity Ratio0.460.4886
Notably Down
Slightly volatile
Operating Income208.7 M198.8 M
Sufficiently Up
Slightly volatile
Current Ratio0.480.5032
Sufficiently Down
Slightly volatile
Investors should never underestimate Meta Financial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Meta Financial's cash flow, debt, and profitability to make informed and accurate decisions about investing in Meta Financial Group.

Net Income

175.16 Million

  
Understanding current and past Meta Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Meta Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Meta Financial's assets may result in an increase in income on the income statement.

Meta Financial Stock Summary

Meta Financial competes with Capitol Federal, Colony Bankcorp, First Mid, Meridian Bank, and Mercantile Bank. Pathward Financial, Inc. operates as the holding company for Pathward, National Association that provides various banking products and services in the United States. Pathward Financial, Inc. was founded in 1954 and is headquartered in Sioux Falls, South Dakota. Pathward Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1121 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS59100U1088
CUSIP59100U108 320878101
LocationSouth Dakota; U.S.A
Business Address5501 South Broadband
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.pathwardfinancial.com
Phone877 497 7497
CurrencyUSD - US Dollar

Meta Financial Key Financial Ratios

Meta Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets6.1B6.7B6.7B7.5B7.5B7.9B
Net Debt(329.1M)(221.2M)(352.0M)(328.7M)410.4M430.9M
Retained Earnings234.9M259.2M245.4M278.7M354.5M372.2M
Accounts Payable9.4M1.9M579K5.9B6.7B7.1B
Cash427.4M314.0M388.0M375.6M431.9M453.5M
Other Assets2.9B3.0B1.7B2.7B3.1B2.1B
Net Receivables16.6M16.3M228.7M206.7M237.7M249.6M
Total Liab5.2B5.8B6.1B6.9B6.7B7.0B
Total Current Assets1.3B1.2B2.5B2.4B189.7M180.2M
Short Term Debt9.2M5.1M4.5M13M377M219.1M
Other Current Liab(1.9M)(579K)5.8B(13M)(15.0M)(14.2M)
Other Current Assets462.3M342.9M406.0M398.9M189.7M180.2M
Long Term Debt98.2M92.8M36.0M33.9M30.5M58.9M
Inventory(462.3M)(342.9M)(406.0M)(398.9M)(359.0M)(341.0M)
Treasury Stock(2.0M)(445K)(3.7M)(860K)(989K)(1.0M)
Intangible Assets41.7M33.1M25.7M20.7M23.8M18.4M
Common Stock344K317K288K262K248K260.4K
Net Tangible Assets477.6M492.5M528.1M310.0M356.5M332.7M
Long Term Debt Total105.8M98.2M92.8M36.0M41.4M64.3M
Capital Surpluse580.8M594.6M604.5M617.4M710.0M378.3M

Meta Financial Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense33.8M6.9M4.9M10.9M8.2M12.1M
Total Revenue443.2M508.3M501.3M577.4M775.9M814.7M
Gross Profit443.2M508.3M501.3M316.6M775.9M814.7M
Operating Income110.4M152.4M208.6M177.5M198.8M208.7M
Ebit93.5M166.4M195.4M177.5M198.8M208.7M
Ebitda154.2M215.5M248.9M228.2M244.7M256.9M
Income Before Tax115.0M156.4M187.3M182.1M198.8M208.7M
Net Income104.7M141.7M156.4M163.6M166.8M175.2M
Income Tax Expense5.7M10.7M28.0M16.3M29.1M30.6M
Tax Provision5.7M10.7M28.0M16.3M18.8M9.7M
Net Interest Income259.0M279.0M307.3M387.9M446.0M227.1M
Interest Income292.8M285.9M312.2M398.7M458.5M247.5M
Minority Interest4.6M(4.0M)(3.0M)(2.2M)(2.0M)(1.9M)

Meta Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash300.8M(113.3M)74.0M(12.5M)(14.3M)(13.6M)
Free Cash Flow401.3M517.6M(170.1M)(146.8M)(168.8M)(160.4M)
Depreciation60.7M59.0M61.6M19.2M22.1M17.1M
Other Non Cash Items285.5M329.0M55.2M120.3M138.3M145.2M
Capital Expenditures65.9M64.0M438.9M449.9M517.4M543.3M
Net Income109.3M145.7M159.4M163.6M188.2M197.6M
End Period Cash Flow427.4M314.0M388.0M375.6M431.9M453.5M
Dividends Paid7.1M6.4M5.9M5.4M6.2M6.6M
Change To Inventory16.9M11.2M10.2M46.1M53.0M55.7M
Investments(88.6M)(882.6M)(302.9M)(520.9M)(468.8M)(492.3M)
Net Borrowings330.2M(10.0M)(5.5M)(55.1M)(49.6M)(47.1M)
Change To Netincome27.0M370.8M934.9M98.6M88.7M84.3M

Meta Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Meta Financial's current stock value. Our valuation model uses many indicators to compare Meta Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Meta Financial competition to find correlations between indicators driving Meta Financial's intrinsic value. More Info.
Meta Financial Group is rated second in return on equity category among its peers. It also is rated second in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Meta Financial Group is roughly  10.12 . As of now, Meta Financial's Return On Equity is increasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Meta Financial's earnings, one of the primary drivers of an investment's value.

Meta Financial Group Systematic Risk

Meta Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Meta Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on Meta Financial Group correlated with the market. If Beta is less than 0 Meta Financial generally moves in the opposite direction as compared to the market. If Meta Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Meta Financial Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Meta Financial is generally in the same direction as the market. If Beta > 1 Meta Financial moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Meta Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Meta Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Meta Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.01

As of now, Meta Financial's Price Earnings To Growth Ratio is decreasing as compared to previous years.

Meta Financial November 14, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Meta Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Meta Financial Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Meta Financial Group based on widely used predictive technical indicators. In general, we focus on analyzing Meta Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Meta Financial's daily price indicators and compare them against related drivers.

Complementary Tools for Meta Stock analysis

When running Meta Financial's price analysis, check to measure Meta Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Meta Financial is operating at the current time. Most of Meta Financial's value examination focuses on studying past and present price action to predict the probability of Meta Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Meta Financial's price. Additionally, you may evaluate how the addition of Meta Financial to your portfolios can decrease your overall portfolio volatility.
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