XYF Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . X Financial Class
XYF Stock  USD 14.18  0.21  1.46%   
X Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing X Financial's valuation are provided below:
Gross Profit
4.6 B
Profit Margin
0.2477
Market Capitalization
607.4 M
Enterprise Value Revenue
1.7958
Revenue
6.6 B
There are over one hundred nineteen available fundamental gauges for X Financial Class, which can be analyzed over time and compared to other ratios. Active traders should verify all of X Financial Class prevalent fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself this quarter and beyond. The X Financial's current Market Cap is estimated to increase to about 27.4 B. The X Financial's current Enterprise Value is estimated to increase to about 25.6 B

X Financial Total Revenue

1.97 Billion

Check X Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among X Financial's main balance sheet or income statement drivers, such as Tax Provision of 426 M, Interest Income of 1.4 B or Discontinued Operations of 0.0, as well as many indicators such as Price To Sales Ratio of 1.2, Dividend Yield of 0.0518 or PTB Ratio of 0.4. XYF financial statements analysis is a perfect complement when working with X Financial Valuation or Volatility modules.
  
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Check out the analysis of X Financial Correlation against competitors.

X Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets8 B11.8 B5.2 B
Slightly volatile
Short and Long Term Debt Total671.6 M341.2 M425.4 M
Slightly volatile
Total Current Liabilities1.4 B742.6 M1.3 B
Pretty Stable
Total Stockholder Equity4.2 B7 B2.6 B
Slightly volatile
Other Liabilities2 B2.3 B1.6 B
Slightly volatile
Net Tangible Assets3.1 B4.5 B2.2 B
Slightly volatile
Property Plant And Equipment Net33.1 M55.1 M21.4 M
Slightly volatile
Accounts Payable133.5 M258 M82.7 M
Slightly volatile
Cash1.8 B2.9 B1.2 B
Slightly volatile
Non Current Assets Total1.4 B1.3 B419 M
Slightly volatile
Other Assets12.4 B11.8 B2.9 B
Slightly volatile
Long Term Debt1.8 B1.7 B668.6 M
Slightly volatile
Cash And Short Term Investments1.7 B2.9 B1.1 B
Slightly volatile
Net Receivables1.2 B2 B724.4 M
Slightly volatile
Common Stock Total Equity200.8 K233.4 K176.9 K
Slightly volatile
Common Stock Shares Outstanding55.1 M48.9 M46.5 M
Slightly volatile
Long Term Debt Total1.8 B1.7 B760.9 M
Slightly volatile
Liabilities And Stockholders Equity8 B11.8 B5.2 B
Slightly volatile
Capital Surpluse2.7 B3.6 B2.1 B
Slightly volatile
Other Stockholder Equity2.9 B2.7 B2 B
Slightly volatile
Total Liabilities3.8 B4.9 B2.7 B
Slightly volatile
Long Term Investments537.1 M1 B313.9 M
Slightly volatile
Total Current Assets3.8 B2.9 B2.8 B
Slightly volatile
Accumulated Other Comprehensive Income55.3 M81.1 M53.5 M
Very volatile
Cash And Equivalents840 M672.5 M643.1 M
Slightly volatile
Intangible Assets34.8 M36.6 M64.2 M
Slightly volatile
Common Stock212.7 K237.8 K178.6 K
Slightly volatile
Property Plant Equipment6.8 M7.1 M13.5 M
Very volatile
Net Invested Capital5.5 B7.3 B4.3 B
Slightly volatile
Capital Stock223.3 K237.8 K199.5 K
Slightly volatile

X Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Income1.4 B1.4 B414 M
Slightly volatile
Depreciation And Amortization8.4 M7.2 M6 M
Slightly volatile
Selling General Administrative184.4 M175.9 M128.9 M
Slightly volatile
Selling And Marketing Expenses10.7 M11.3 M47.5 M
Pretty Stable
Other Operating Expenses4.1 B3.9 B855.6 M
Slightly volatile
Cost Of Revenue1.9 B3.6 B1.3 B
Slightly volatile
Reconciled Depreciation6.6 M7.2 M6.9 M
Slightly volatile

X Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation66.3 M40.2 M65 M
Pretty Stable
Begin Period Cash Flow1.2 B1.9 B830.1 M
Slightly volatile
Depreciation8.4 M7.2 M6 M
Slightly volatile
Capital Expenditures13.5 M14.2 M33 M
Pretty Stable
End Period Cash Flow1.4 B1.7 B974.1 M
Slightly volatile
Change To Netincome653.8 M850.5 M430.3 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Dividend Yield0.05180.03990.052
Slightly volatile
PTB Ratio0.40.420912.2165
Slightly volatile
Book Value Per Share25.2824.07379.3698
Slightly volatile
Average Payables206.9 M197 M93.1 M
Slightly volatile
Capex To Depreciation1.881.97573.5977
Very volatile
PB Ratio0.40.420912.2165
Slightly volatile
Payables Turnover13.4215.5116.2057
Very volatile
Cash Per Share10.710.18914.3819
Slightly volatile
Interest Coverage1.21.273 M
Slightly volatile
Payout Ratio0.09470.07570.1063
Slightly volatile
Days Payables Outstanding18.3519.0622.3427
Pretty Stable
Intangibles To Total Assets0.00290.00310.0052
Pretty Stable
Current Ratio5.683.9634.8615
Slightly volatile
Tangible Book Value Per Share25.1423.9479.2327
Slightly volatile
Graham Number56.4353.739124.8448
Slightly volatile
Shareholders Equity Per Share25.2824.07379.361
Slightly volatile
Debt To Equity0.09310.04910.159
Slightly volatile
Capex Per Share0.280.29550.6517
Pretty Stable
Average Receivables927.6 M1.7 B922.4 M
Slightly volatile
Interest Debt Per Share6.996.66041.6838
Slightly volatile
Debt To Assets0.03710.02890.0456
Slightly volatile
Price Book Value Ratio0.40.420912.2165
Slightly volatile
Days Of Payables Outstanding18.3519.0622.3427
Pretty Stable
Dividend Payout Ratio0.09470.07570.1063
Slightly volatile
Pretax Profit Margin0.70.74023.5608
Very volatile
Ebt Per Ebit1.081.091.0272
Slightly volatile
Operating Profit Margin0.270.283.4044
Very volatile
Company Equity Multiplier2.421.69983.0787
Slightly volatile
Total Debt To Capitalization0.08030.04680.1283
Slightly volatile
Debt Equity Ratio0.09310.04910.159
Slightly volatile
Ebit Per Revenue0.270.283.4044
Very volatile
Quick Ratio5.683.9634.8765
Slightly volatile
Net Income Per E B T0.890.81290.8175
Very volatile
Cash Ratio3.713.9633.0057
Slightly volatile
Price To Book Ratio0.40.420912.2165
Slightly volatile
Debt Ratio0.03710.02890.0456
Slightly volatile
Net Profit Margin0.570.60172.8958
Very volatile
Price Fair Value0.40.420912.2165
Slightly volatile

X Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap27.4 B17.6 B36.8 B
Slightly volatile
Enterprise Value25.6 B15 B35.6 B
Slightly volatile

XYF Fundamental Market Drivers

Cash And Short Term Investments2.9 B

XYF Upcoming Events

4th of April 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About X Financial Financial Statements

X Financial stakeholders use historical fundamental indicators, such as X Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although X Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in X Financial's assets and liabilities are reflected in the revenues and expenses on X Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in X Financial Class. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-161.8 M-169.9 M
Total Revenue2.6 B2 B
Cost Of Revenue3.6 B1.9 B
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.07  0.07 
Capex To Revenue 0.01  0.01 
Revenue Per Share 8.86  4.86 
Ebit Per Revenue 0.28  0.27 

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When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:
How To Invest In XYF
Details
Is XYF Stock a good investment?
Details
What is X Financial's Net Worth?
Details
Largest Consumer Finance Companies
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Largest Financial Services Companies
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Check out the analysis of X Financial Correlation against competitors.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.443
Dividend Share
3.066
Earnings Share
4.84
Revenue Per Share
142.242
Quarterly Revenue Growth
0.604
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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