Tompkins Financial Statements From 2010 to 2025

TMP Stock  USD 67.57  1.16  1.69%   
Analyzing historical trends in various income statement and balance sheet accounts from Tompkins Financial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Tompkins Financial's valuation are summarized below:
Gross Profit
306.4 M
Profit Margin
0.2593
Market Capitalization
992.1 M
Enterprise Value Revenue
5.2516
Revenue
306.4 M
There are currently one hundred twenty fundamental trend indicators for Tompkins Financial that can be evaluated and compared over time across competition. Investors and active traders are advised to double-check Tompkins Financial's current fundamental performance against the performance between 2010 and 2025 to make sure the trends are evolving in the right direction. As of 07/30/2025, Market Cap is likely to grow to about 1 B. Also, Enterprise Value is likely to grow to about 1.7 B

Tompkins Financial Total Revenue

159.72 Million

Check Tompkins Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Tompkins Financial's main balance sheet or income statement drivers, such as Interest Expense of 143.3 M, Other Operating Expenses of 89.7 M or Operating Income of 60.7 M, as well as many indicators such as Price To Sales Ratio of 2.92, Dividend Yield of 0.0327 or PTB Ratio of 2.12. Tompkins financial statements analysis is a perfect complement when working with Tompkins Financial Valuation or Volatility modules.
  
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Tompkins Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding12 M14.3 M13.7 M
Slightly volatile
Total Assets8.5 B8.1 B6.2 B
Slightly volatile
Total Stockholder Equity749.1 M713.4 M551.4 M
Slightly volatile
Property Plant And Equipment Net47.6 M76.6 M68.1 M
Slightly volatile
Retained Earnings564 M537.2 M304.7 M
Slightly volatile
Cash72.2 M134.4 M97.6 M
Slightly volatile
Non Current Assets Total162.9 M171.4 M2.2 B
Pretty Stable
Other AssetsB6.7 B3.3 B
Slightly volatile
Cash And Short Term Investments745.6 M1.4 B1.3 B
Slightly volatile
Liabilities And Stockholders Equity8.5 B8.1 B6.2 B
Slightly volatile
Other Stockholder Equity189.1 M293.3 M293.8 M
Pretty Stable
Total Liabilities7.8 B7.4 B5.2 B
Slightly volatile
Property Plant And Equipment Gross214.3 M204.1 M108.7 M
Slightly volatile
Total Current Assets880.4 M1.3 B641.1 M
Slightly volatile
Short and Long Term Debt Total433.5 M790.2 M738 M
Very volatile
Total Current Liabilities234.7 M247 M2.5 B
Slightly volatile
Short Term Debt318.4 M247 M419.9 M
Slightly volatile
Net Receivables11.8 M12.4 M76.5 M
Very volatile
Non Current Liabilities TotalB543.2 M1.7 B
Pretty Stable
Common Stock Total Equity1.3 M1.7 M1.4 M
Slightly volatile
Common Stock1.3 M1.4 M1.4 M
Slightly volatile
Other Liabilities58.4 M77.5 M71.1 M
Slightly volatile
Accounts PayableB7.6 B5.1 B
Slightly volatile
Long Term Debt345.4 M543.2 M440.5 M
Pretty Stable
Intangible Assets2.1 M2.2 MM
Slightly volatile
Property Plant Equipment65.7 M103.5 M73.8 M
Slightly volatile
Good Will69.8 M106.5 M83.7 M
Slightly volatile
Net Tangible Assets503.2 M598.8 M460.1 M
Slightly volatile
Noncontrolling Interest In Consolidated Entity1.1 M1.3 M1.4 M
Slightly volatile
Retained Earnings Total Equity303.4 M605.7 M302.7 M
Slightly volatile
Capital Surpluse358.3 M300.1 M320.3 M
Slightly volatile
Long Term Investments1.1 B1.5 B1.1 B
Slightly volatile
Non Current Liabilities Other166.4 M143.7 M211.3 M
Slightly volatile
Earning Assets1.9 B2.7 B1.8 B
Slightly volatile
Net Invested CapitalB1.5 B1.4 B
Slightly volatile
Capital Stock1.2 M1.4 M1.5 M
Slightly volatile
Current Deferred Revenue4.1 B4.6 BB
Slightly volatile

Tompkins Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses89.7 M152.2 M148.8 M
Slightly volatile
Operating Income60.7 M93 M80.5 M
Pretty Stable
EBIT13.1 M13.8 M66.6 M
Very volatile
EBITDA13.1 M13.8 M73.6 M
Very volatile
Net Income74.4 M70.8 M57.1 M
Slightly volatile
Depreciation And Amortization6.3 M10.5 M8.1 M
Slightly volatile
Selling General Administrative140.2 M133.5 M101.5 M
Slightly volatile
Total Revenue159.7 M292.6 M233.5 M
Slightly volatile
Gross Profit307.2 M292.6 M217.5 M
Slightly volatile
Income Before Tax53.9 M93 M75.5 M
Slightly volatile
Selling And Marketing Expenses4.3 M4.1 M4.7 M
Pretty Stable
Net Income Applicable To Common Shares49.4 M70.8 M56.4 M
Slightly volatile
Net Income From Continuing Ops66.2 M71 M59 M
Slightly volatile
Tax Provision19 M22 M25 M
Slightly volatile
Net Interest Income228.5 M211.1 M196.8 M
Slightly volatile
Interest Income276.1 M347.6 M233.1 M
Slightly volatile
Reconciled Depreciation6.9 M10.5 M9.2 M
Slightly volatile

Tompkins Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow49.3 M88.8 M74.3 M
Slightly volatile
Begin Period Cash Flow72.3 M79.5 M93.8 M
Slightly volatile
Depreciation6.7 M10.5 M8.9 M
Slightly volatile
Dividends Paid36.8 M35 M26.6 M
Slightly volatile
Capital Expenditures6.6 M6.2 M9.1 M
Very volatile
Total Cash From Operating Activities56.2 M95 M83.4 M
Slightly volatile
Net Income38.2 M70.8 M54.9 M
Slightly volatile
End Period Cash Flow75.1 M134.4 M99.3 M
Pretty Stable
Change To Netincome8.5 M6.9 M10 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.923.29583.6923
Slightly volatile
Dividend Yield0.03270.03630.0295
Pretty Stable
PTB Ratio2.121.35181.6904
Pretty Stable
Days Sales Outstanding14.7215.4947109
Slightly volatile
Book Value Per Share52.6950.178638.7061
Slightly volatile
Free Cash Flow Yield0.06780.0920.089
Slightly volatile
Operating Cash Flow Per Share7.016.67926.0576
Slightly volatile
Stock Based Compensation To Revenue0.00890.01580.0115
Slightly volatile
Capex To Depreciation1.160.59271.0238
Pretty Stable
PB Ratio2.121.35181.6904
Pretty Stable
EV To Sales3.625.53715.2188
Pretty Stable
Free Cash Flow Per Share6.556.24255.4278
Slightly volatile
Net Income Per Share5.234.98313.9944
Slightly volatile
Sales General And Administrative To Revenue0.30.45630.4106
Slightly volatile
Capex To Revenue0.02020.02120.038
Pretty Stable
Cash Per Share10196.0698101
Slightly volatile
POCF Ratio8.6110.155410.3122
Pretty Stable
Interest Coverage0.650.68133.0154
Pretty Stable
Payout Ratio0.40.49470.6287
Slightly volatile
Capex To Operating Cash Flow0.06210.06540.1099
Pretty Stable
PFCF Ratio14.2210.865812.2382
Pretty Stable
Income Quality1.291.34041.9481
Pretty Stable
ROE0.150.09930.1101
Pretty Stable
EV To Operating Cash Flow10.5217.061514.3317
Pretty Stable
PE Ratio12.9513.612119.7708
Slightly volatile
Return On Tangible Assets0.01330.00880.01
Very volatile
EV To Free Cash Flow12.6618.25516.9277
Pretty Stable
Earnings Yield0.07920.07350.0662
Pretty Stable
Intangibles To Total Assets0.01020.01170.0145
Pretty Stable
Current Ratio4.945.2031145
Slightly volatile
Tangible Book Value Per Share45.6943.510632.3215
Slightly volatile
Receivables Turnover24.7323.55647.4115
Slightly volatile
Graham Number78.7675.006657.8924
Slightly volatile
Shareholders Equity Per Share52.6950.178638.6239
Slightly volatile
Debt To Equity0.611.10770.9764
Pretty Stable
Capex Per Share0.380.43670.6248
Very volatile
Revenue Per Share21.6120.580716.711
Slightly volatile
Interest Debt Per Share68.4465.178839.933
Slightly volatile
Debt To Assets0.0530.09750.0864
Pretty Stable
Enterprise Value Over EBITDA65.8662.7324.1144
Slightly volatile
Short Term Coverage Ratios0.410.38450.4353
Slightly volatile
Price Earnings Ratio12.9513.612119.7708
Slightly volatile
Operating Cycle14.7215.4947109
Slightly volatile
Price Book Value Ratio2.121.35181.6904
Pretty Stable
Dividend Payout Ratio0.40.49470.6287
Slightly volatile
Price To Operating Cash Flows Ratio8.6110.155410.3122
Pretty Stable
Price To Free Cash Flows Ratio14.2210.865812.2382
Pretty Stable
Pretax Profit Margin0.410.31770.3328
Very volatile
Ebt Per Ebit1.061.120.9237
Slightly volatile
Operating Profit Margin0.430.31770.3975
Slightly volatile
Effective Tax Rate0.340.23670.2802
Slightly volatile
Company Equity Multiplier9.0911.366111.1033
Slightly volatile
Long Term Debt To Capitalization0.290.43230.3699
Pretty Stable
Total Debt To Capitalization0.310.52550.4552
Pretty Stable
Return On Capital Employed0.01120.01180.0304
Slightly volatile
Debt Equity Ratio0.611.10770.9764
Pretty Stable
Ebit Per Revenue0.430.31770.3975
Slightly volatile
Quick Ratio4.945.2031145
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.922.30182.4915
Slightly volatile
Net Income Per E B T0.550.7620.7109
Pretty Stable
Cash Ratio0.520.544121.0834
Pretty Stable
Cash Conversion Cycle14.7215.4947109
Slightly volatile
Operating Cash Flow Sales Ratio0.280.32450.3561
Very volatile
Days Of Sales Outstanding14.7215.4947109
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.680.93460.8739
Very volatile
Cash Flow Coverage Ratios0.110.12020.2223
Very volatile
Price To Book Ratio2.121.35181.6904
Pretty Stable
Fixed Asset Turnover3.993.81873.4791
Pretty Stable
Capital Expenditure Coverage Ratio8.4615.294912.5048
Pretty Stable
Price Cash Flow Ratio8.6110.155410.3122
Pretty Stable
Enterprise Value Multiple65.8662.7324.1144
Slightly volatile
Debt Ratio0.0530.09750.0864
Pretty Stable
Cash Flow To Debt Ratio0.110.12020.2223
Very volatile
Price Sales Ratio2.923.29583.6923
Slightly volatile
Return On Assets0.01320.00870.0098
Very volatile
Asset Turnover0.05190.03610.0411
Slightly volatile
Net Profit Margin0.280.24210.2378
Very volatile
Gross Profit Margin0.690.90.8597
Pretty Stable
Price Fair Value2.121.35181.6904
Pretty Stable
Return On Equity0.150.09930.1101
Pretty Stable

Tompkins Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB964.4 M916.1 M
Slightly volatile
Enterprise Value1.7 B1.6 B1.3 B
Slightly volatile

Tompkins Fundamental Market Drivers

Cash And Short Term Investments1.4 B

Tompkins Upcoming Events

26th of April 2024
Upcoming Quarterly Report
View
19th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
24th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Tompkins Financial Financial Statements

Tompkins Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Tompkins Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Tompkins Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Tompkins Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue4.6 B4.1 B
Total Revenue292.6 M159.7 M
Cost Of Revenue-90.9 K-86.4 K
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.46  0.30 
Capex To Revenue 0.02  0.02 
Revenue Per Share 20.58  21.61 
Ebit Per Revenue 0.32  0.43 

Pair Trading with Tompkins Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Tompkins Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Tompkins Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Tompkins Stock

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Moving against Tompkins Stock

  0.31TFC-PI Truist FinancialPairCorr
The ability to find closely correlated positions to Tompkins Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Tompkins Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Tompkins Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Tompkins Financial to buy it.
The correlation of Tompkins Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Tompkins Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Tompkins Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Tompkins Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Tompkins Stock Analysis

When running Tompkins Financial's price analysis, check to measure Tompkins Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Tompkins Financial is operating at the current time. Most of Tompkins Financial's value examination focuses on studying past and present price action to predict the probability of Tompkins Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Tompkins Financial's price. Additionally, you may evaluate how the addition of Tompkins Financial to your portfolios can decrease your overall portfolio volatility.