Orrstown Financial Statements From 2010 to 2025

ORRF Stock  USD 33.91  0.38  1.13%   
Orrstown Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Orrstown Financial's valuation are provided below:
Gross Profit
203.9 M
Profit Margin
0.1548
Market Capitalization
661.5 M
Enterprise Value Revenue
3.7949
Revenue
203.9 M
There are over one hundred nineteen available trending fundamental ratios for Orrstown Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of Orrstown Financial recent fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. The Orrstown Financial's current Enterprise Value is estimated to increase to about 248.4 M, while Market Cap is projected to decrease to roughly 95.8 M.

Orrstown Financial Total Revenue

298.29 Million

Check Orrstown Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Orrstown Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 10.2 M, Interest Expense of 98.4 M or Selling General Administrative of 84 M, as well as many indicators such as Price To Sales Ratio of 1.81, Dividend Yield of 0.0183 or PTB Ratio of 0.99. Orrstown financial statements analysis is a perfect complement when working with Orrstown Financial Valuation or Volatility modules.
  
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Check out the analysis of Orrstown Financial Correlation against competitors.

Orrstown Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.7 B5.4 B2.3 B
Slightly volatile
Short and Long Term Debt Total121.9 M209.9 M143.7 M
Slightly volatile
Total Current Liabilities4.9 B4.6 B1.5 B
Slightly volatile
Total Stockholder Equity542.5 M516.7 M208 M
Slightly volatile
Property Plant And Equipment Net52.7 M50.2 M31.7 M
Slightly volatile
Cash261.3 M248.9 M95 M
Slightly volatile
Non Current Assets Total4.6 B4.3 B1.4 B
Slightly volatile
Cash And Short Term Investments1.1 B1.1 B546.8 M
Slightly volatile
Net Receivables22.1 M21.1 M7.8 M
Slightly volatile
Common Stock Total Equity393.8 K671.6 K479.6 K
Slightly volatile
Common Stock Shares Outstanding8.3 M14.9 M9.2 M
Slightly volatile
Liabilities And Stockholders Equity5.7 B5.4 B2.3 B
Slightly volatile
Non Current Liabilities Total289.7 M275.9 M91.6 M
Slightly volatile
Other Stockholder Equity436.2 M415.4 M174.5 M
Slightly volatile
Total Liabilities5.2 B4.9 B2.1 B
Slightly volatile
Property Plant And Equipment Gross87.3 M83.1 M41.8 M
Slightly volatile
Total Current Assets1.2 B1.1 B554.7 M
Slightly volatile
Short Term Debt24.6 M25.9 M60.9 M
Very volatile
Common Stock1.1 MM544.5 K
Slightly volatile
Accounts Payable90.5 M55.7 M31.2 M
Slightly volatile
Other Liabilities48.4 M46.1 M23.1 M
Slightly volatile
Long Term Debt193.2 M184 M81.1 M
Slightly volatile
Short Term Investments871.2 M829.7 M453.3 M
Slightly volatile
Property Plant Equipment28.6 M33.7 M30.2 M
Slightly volatile
Intangible Assets50.2 M47.8 M8.3 M
Slightly volatile
Other Current Assets67.4 M70.9 M303.8 M
Slightly volatile
Net Tangible Assets171.9 M238.2 M163.7 M
Slightly volatile
Long Term Debt Total166.8 M158.9 M77.8 M
Slightly volatile
Capital Surpluse162.7 M217.7 M154.2 M
Slightly volatile
Long Term Investments698.7 M829.7 M865.7 M
Very volatile
Non Current Liabilities Other12.7 M14.7 M12.6 M
Slightly volatile
Short and Long Term Debt112.9 M178.1 M120.8 M
Slightly volatile
Earning Assets523.5 M628.4 M490.3 M
Slightly volatile
Net Invested Capital452.7 M700.7 M375 M
Slightly volatile
Capital Stock697.9 KM566.7 K
Slightly volatile

Orrstown Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization10.2 M9.7 M4.4 M
Slightly volatile
Interest Expense98.4 M93.7 M22.1 M
Slightly volatile
Selling General Administrative84 M80 M38.7 M
Slightly volatile
Total Revenue298.3 M284.1 M112.7 M
Slightly volatile
Gross Profit182.6 M173.9 M81.3 M
Slightly volatile
Other Operating Expenses269.1 M256.3 M99.1 M
Slightly volatile
Cost Of Revenue115.7 M110.2 M31.4 M
Slightly volatile
Selling And Marketing Expenses1.8 M2.6 M1.7 M
Slightly volatile
Non Recurring1.3 M922.3 K916.9 K
Pretty Stable
Tax ProvisionM5.8 M3.7 M
Slightly volatile
Net Interest Income84.3 M155.3 M63.9 M
Slightly volatile
Interest Income261.4 M248.9 M89.8 M
Slightly volatile
Reconciled Depreciation4.9 M9.7 M3.9 M
Slightly volatile

Orrstown Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow35 M33.4 M22.7 M
Slightly volatile
Begin Period Cash Flow47.8 M65.2 M68.5 M
Pretty Stable
Depreciation10.2 M9.7 M4.4 M
Slightly volatile
Capital Expenditures2.8 M1.6 M2.6 M
Very volatile
Total Cash From Operating Activities18 M35 M24.1 M
Slightly volatile
End Period Cash Flow261.3 M248.9 M96.1 M
Slightly volatile
Issuance Of Capital Stock128 K144 K157 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.811.90222.6978
Slightly volatile
Dividend Yield0.01830.02440.0255
Very volatile
PTB Ratio0.991.04591.2614
Slightly volatile
Days Sales Outstanding31.627.055727.0922
Pretty Stable
Book Value Per Share36.7535.003219.735
Slightly volatile
Free Cash Flow Yield0.06980.06180.1316
Slightly volatile
Operating Cash Flow Per Share1.582.36832.5166
Pretty Stable
Stock Based Compensation To Revenue0.03220.03070.0133
Slightly volatile
Capex To Depreciation0.160.16330.908
Slightly volatile
PB Ratio0.991.04591.2614
Slightly volatile
Free Cash Flow Per Share1.32.26122.2172
Pretty Stable
Payables Turnover0.690.722.3812
Slightly volatile
Sales General And Administrative To Revenue0.260.28170.3831
Slightly volatile
Capex To Revenue0.00530.00560.0419
Slightly volatile
Cash Per Share76.7273.069954.258
Slightly volatile
POCF Ratio16.2415.458111.1078
Very volatile
Capex To Operating Cash Flow0.0430.04530.1599
Pretty Stable
PFCF Ratio15.3816.190818.1744
Pretty Stable
Days Payables Outstanding4985241.7 K
Pretty Stable
Intangibles To Total Assets0.02240.02130.0063
Slightly volatile
Current Ratio0.140.23650.2901
Slightly volatile
Tangible Book Value Per Share28.5127.153417.8847
Slightly volatile
Receivables Turnover11.6513.490714.7026
Pretty Stable
Graham Number36.0134.299826.6838
Slightly volatile
Shareholders Equity Per Share36.7535.003219.735
Slightly volatile
Debt To Equity0.390.40630.7166
Very volatile
Capex Per Share0.10.10720.2882
Pretty Stable
Revenue Per Share20.2119.245810.6498
Slightly volatile
Interest Debt Per Share11.6120.566815.3691
Slightly volatile
Debt To Assets0.03660.03860.0653
Very volatile
Short Term Coverage Ratios1.421.35171.2392
Pretty Stable
Operating Cycle31.627.055727.0922
Pretty Stable
Price Book Value Ratio0.991.04591.2614
Slightly volatile
Days Of Payables Outstanding4985241.7 K
Pretty Stable
Price To Operating Cash Flows Ratio16.2415.458111.1078
Very volatile
Price To Free Cash Flows Ratio15.3816.190818.1744
Pretty Stable
Company Equity Multiplier8.6610.531810.965
Pretty Stable
Long Term Debt To Capitalization0.360.26260.2711
Slightly volatile
Total Debt To Capitalization0.510.28890.4006
Pretty Stable
Debt Equity Ratio0.390.40630.7166
Very volatile
Quick Ratio0.140.23650.2901
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.972.36875.4721
Slightly volatile
Net Income Per E B T0.660.7930.9241
Slightly volatile
Cash Ratio0.04660.05350.0476
Pretty Stable
Operating Cash Flow Sales Ratio0.120.12310.2735
Slightly volatile
Days Of Sales Outstanding31.627.055727.0922
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.590.95470.8171
Very volatile
Cash Flow Coverage Ratios0.160.16650.3928
Slightly volatile
Price To Book Ratio0.991.04591.2614
Slightly volatile
Fixed Asset Turnover5.945.65723.2853
Slightly volatile
Capital Expenditure Coverage Ratio23.222.09816.2384
Slightly volatile
Price Cash Flow Ratio16.2415.458111.1078
Very volatile
Debt Ratio0.03660.03860.0653
Very volatile
Cash Flow To Debt Ratio0.160.16650.3928
Slightly volatile
Price Sales Ratio1.811.90222.6978
Slightly volatile
Asset Turnover0.06050.05220.0483
Slightly volatile
Gross Profit Margin0.510.6120.7135
Slightly volatile
Price Fair Value0.991.04591.2614
Slightly volatile

Orrstown Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap95.8 M163 M157.6 M
Slightly volatile
Enterprise Value248.4 M236.5 M229.6 M
Slightly volatile

Orrstown Fundamental Market Drivers

Forward Price Earnings8.8889
Cash And Short Term Investments1.1 B

Orrstown Upcoming Events

23rd of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
28th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Orrstown Financial Financial Statements

Orrstown Financial stakeholders use historical fundamental indicators, such as Orrstown Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although Orrstown Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Orrstown Financial's assets and liabilities are reflected in the revenues and expenses on Orrstown Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Orrstown Financial Services. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-71.1 M-74.6 M
Total Revenue284.1 M298.3 M
Cost Of Revenue110.2 M115.7 M
Stock Based Compensation To Revenue 0.03  0.03 
Sales General And Administrative To Revenue 0.28  0.26 
Capex To Revenue 0.01  0.01 
Revenue Per Share 19.25  20.21 
Ebit Per Revenue 0.10  0.09 

Currently Active Assets on Macroaxis

When determining whether Orrstown Financial is a strong investment it is important to analyze Orrstown Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Orrstown Financial's future performance. For an informed investment choice regarding Orrstown Stock, refer to the following important reports:
Check out the analysis of Orrstown Financial Correlation against competitors.
You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Orrstown Financial. If investors know Orrstown will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Orrstown Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.148
Dividend Share
0.92
Earnings Share
1.6
Revenue Per Share
12.018
Quarterly Revenue Growth
0.835
The market value of Orrstown Financial is measured differently than its book value, which is the value of Orrstown that is recorded on the company's balance sheet. Investors also form their own opinion of Orrstown Financial's value that differs from its market value or its book value, called intrinsic value, which is Orrstown Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Orrstown Financial's market value can be influenced by many factors that don't directly affect Orrstown Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Orrstown Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Orrstown Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Orrstown Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.