KB Financial Financial Statements From 2010 to 2025

KB Stock  USD 90.36  6.12  7.26%   
KB Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing KB Financial's valuation are provided below:
Gross Profit
14.9 T
Profit Margin
0.384
Market Capitalization
30.7 B
Enterprise Value Revenue
8.4357
Revenue
14.9 T
We have found one hundred twenty available fundamental measures for KB Financial, which can be analyzed and compared to other ratios and to its peers in the sector. All investors should make sure to check all of KB Financial latest market performance against the performance between 2010 and 2025 to make sure the company can sustain itself this quarter and beyond. As of July 25, 2025, Market Cap is expected to decline to about 12.7 T. In addition to that, Enterprise Value is expected to decline to about 81.4 T

KB Financial Total Revenue

10.56 Trillion

Check KB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among KB Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 544.3 B, Interest Expense of 18.5 T or Total Revenue of 10.6 T, as well as many indicators such as Price To Sales Ratio of 1.46, Dividend Yield of 0.0491 or PTB Ratio of 1.0. KB Financial financial statements analysis is a perfect complement when working with KB Financial Valuation or Volatility modules.
  
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KB Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets379.2 T757.8 T448.3 T
Slightly volatile
Short and Long Term Debt Total75.3 T140.8 T88.5 T
Slightly volatile
Total Stockholder Equity60.8 T57.9 T36.5 T
Slightly volatile
Property Plant And Equipment Net3.5 T5.4 T3.9 T
Slightly volatile
Net Debt115.5 T110 T56.6 T
Slightly volatile
Retained Earnings36.5 T34.8 T17.7 T
Slightly volatile
Cash32.3 T30.8 T21.2 T
Slightly volatile
Non Current Assets Total650.9 T619.9 T185.9 T
Slightly volatile
Cash And Short Term Investments130.9 T124.7 T49.7 T
Slightly volatile
Net Receivables13.2 T12.6 T6.1 T
Slightly volatile
Common Stock Shares Outstanding381.8 M383.4 M377.1 M
Slightly volatile
Liabilities And Stockholders Equity379.2 T757.8 T448.3 T
Slightly volatile
Non Current Liabilities Total725.6 T691 T246 T
Slightly volatile
Other Stockholder Equity14.4 T20.5 T16.9 T
Slightly volatile
Total Liabilities732.9 T698 T375.7 T
Slightly volatile
Property Plant And Equipment Gross11 T10.5 T3.6 T
Slightly volatile
Total Current Assets144.8 T137.9 T52.4 T
Slightly volatile
Common StockT2.4 TT
Slightly volatile
Total Current Liabilities475.7 T453 T94.4 T
Slightly volatile
Accounts Payable34.3 B36.1 B1.9 T
Slightly volatile
Long Term Debt133.4 T127 T65 T
Slightly volatile
Short Term Debt12.2 T12.8 T23.4 T
Slightly volatile
Property Plant Equipment5.7 T5.4 T3.5 T
Slightly volatile
Current Deferred Revenue507.9 B534.6 BT
Slightly volatile
Other Current Assets77.7 T47.1 T54.2 T
Pretty Stable
Intangible Assets1.1 T1.1 T1.3 T
Slightly volatile
Good Will477.7 B874 B436.6 B
Slightly volatile
Long Term Debt Total90 T129.6 T61.9 T
Slightly volatile
Capital Surpluse17.3 T17.1 T11.9 T
Slightly volatile
Earning Assets136.1 T211.9 T116.5 T
Slightly volatile
Net Invested Capital161.5 T184.9 T126 T
Slightly volatile
Capital Stock1.7 T1.9 T2.1 T
Slightly volatile

KB Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization544.3 B916.3 B577.6 B
Slightly volatile
Interest Expense18.5 T17.7 T7.6 T
Slightly volatile
Total Revenue10.6 T15 T10.3 T
Slightly volatile
Gross Profit12.7 T15 T12.1 T
Pretty Stable
Other Operating Expenses5.1 T6.6 T4.8 T
Slightly volatile
Operating Income7.3 TT3.9 T
Slightly volatile
EBIT7.3 TT4.4 T
Slightly volatile
EBITDA8.3 T7.9 T4.9 T
Slightly volatile
Income Before Tax7.3 TTT
Slightly volatile
Net Income5.3 T5.1 TT
Slightly volatile
Income Tax Expense2.1 TT1.1 T
Slightly volatile
Selling General Administrative3.9 T5.8 T4.1 T
Slightly volatile
Selling And Marketing Expenses401.8 B230.7 B758.3 B
Slightly volatile
Net Income Applicable To Common Shares5.1 T4.9 T2.5 T
Slightly volatile
Tax Provision1.4 TTT
Slightly volatile
Net Interest Income10.9 T12.8 T8.8 T
Slightly volatile
Interest Income18.6 T30.5 T15 T
Slightly volatile
Reconciled Depreciation963.2 B916.3 B738.8 B
Slightly volatile

KB Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow27.1 T25.8 T11.2 T
Slightly volatile
Depreciation550.7 B916.3 B587.4 B
Slightly volatile
Capital Expenditures412.5 B337.2 B421.5 B
Slightly volatile
Net Income5.3 T5.1 TT
Slightly volatile
End Period Cash Flow25.8 T24.6 T11.4 T
Slightly volatile
Dividends Paid1.6 T1.5 T696.2 B
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.462.11721.7938
Slightly volatile
Dividend Yield0.04910.04680.034
Slightly volatile
PTB Ratio1.00.54890.5626
Pretty Stable
Days Sales Outstanding289275125
Very volatile
Book Value Per Share133.3 K157.9 K252.8 K
Slightly volatile
Average Payables4.3 T3.9 T3.6 T
Very volatile
Capex To Depreciation0.350.3680.9342
Slightly volatile
PB Ratio1.00.54890.5626
Pretty Stable
EV To Sales5.119.4456.6427
Slightly volatile
Net Income Per Share14.1 K13.4 KK
Slightly volatile
Payables Turnover57354670.5843
Slightly volatile
Sales General And Administrative To Revenue0.30.38940.4333
Very volatile
Capex To Revenue0.02130.02250.0527
Slightly volatile
Cash Per Share345.7 K329.2 K129.8 K
Slightly volatile
Interest Coverage0.380.39540.5877
Pretty Stable
Payout Ratio0.310.29280.2086
Slightly volatile
Days Payables Outstanding0.640.6691.6 K
Slightly volatile
ROE0.110.08770.0952
Pretty Stable
PE Ratio5.946.25726.5281
Slightly volatile
Return On Tangible Assets0.00740.00670.0066
Pretty Stable
Earnings Yield0.110.15980.1704
Very volatile
Intangibles To Total Assets0.00270.00260.0034
Slightly volatile
Net Debt To EBITDA10.8513.918610.9943
Slightly volatile
Current Ratio0.260.27451 K
Pretty Stable
Tangible Book Value Per Share130.7 K152.7 K248.6 K
Slightly volatile
Receivables Turnover1.021.07171
Very volatile
Graham Number225.5 K214.7 K129.6 K
Slightly volatile
Shareholders Equity Per Share160.5 K152.8 K95.2 K
Slightly volatile
Debt To Equity3.12.43172.1631
Slightly volatile
Capex Per Share1.3 K8901.2 K
Pretty Stable
Average Receivables702.2 B816 B867.8 B
Very volatile
Revenue Per Share22.3 K39.6 K26.6 K
Slightly volatile
Interest Debt Per Share439.2 K418.3 K224.3 K
Slightly volatile
Debt To Assets0.20.18580.1579
Slightly volatile
Enterprise Value Over EBITDA13.4417.9414.0416
Slightly volatile
Price Earnings Ratio5.946.25726.5281
Slightly volatile
Price Book Value Ratio1.00.54890.5626
Pretty Stable
Days Of Payables Outstanding0.640.6691.6 K
Slightly volatile
Dividend Payout Ratio0.310.29280.2086
Slightly volatile
Pretax Profit Margin0.260.46540.3829
Pretty Stable
Ebt Per Ebit1.01.051.8981
Pretty Stable
Operating Profit Margin0.490.46540.3569
Slightly volatile
Effective Tax Rate0.260.28010.2579
Very volatile
Company Equity Multiplier17.2613.091413.8228
Very volatile
Long Term Debt To Capitalization0.760.68690.6683
Slightly volatile
Total Debt To Capitalization0.790.70860.6775
Slightly volatile
Return On Capital Employed0.02410.02290.0107
Slightly volatile
Debt Equity Ratio3.12.43172.1631
Slightly volatile
Ebit Per Revenue0.490.46540.3569
Slightly volatile
Quick Ratio0.260.27875.8 K
Pretty Stable
Net Income Per E B T0.590.7270.7342
Pretty Stable
Cash Ratio0.05810.0612175.3 K
Pretty Stable
Days Of Sales Outstanding289275125
Very volatile
Price To Book Ratio1.00.54890.5626
Pretty Stable
Fixed Asset Turnover3.72.78452.538
Slightly volatile
Enterprise Value Multiple13.4417.9414.0416
Slightly volatile
Debt Ratio0.20.18580.1579
Slightly volatile
Price Sales Ratio1.462.11721.7938
Slightly volatile
Return On Assets0.00740.00670.0066
Pretty Stable
Asset Turnover0.0360.01980.0239
Very volatile
Net Profit Margin0.180.33840.2826
Pretty Stable
Gross Profit Margin1.641.151.3899
Slightly volatile
Price Fair Value1.00.54890.5626
Pretty Stable
Return On Equity0.110.08770.0952
Pretty Stable

KB Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap12.7 T18.2 T17.7 T
Slightly volatile
Enterprise Value81.4 T99.7 T91.7 T
Slightly volatile

KB Financial Fundamental Market Drivers

Forward Price Earnings3.8491
Cash And Short Term Investments124.7 T

KB Financial Upcoming Events

7th of March 2024
Upcoming Quarterly Report
View
20th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
7th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About KB Financial Financial Statements

KB Financial stakeholders use historical fundamental indicators, such as KB Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although KB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in KB Financial's assets and liabilities are reflected in the revenues and expenses on KB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in KB Financial Group. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue534.6 B507.9 B
Total Revenue15 T10.6 T
Cost Of Revenue19.7 T20.7 T
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.39  0.30 
Capex To Revenue 0.02  0.02 
Revenue Per Share39.6 K22.3 K
Ebit Per Revenue 0.47  0.49 

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Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of KB Financial. If investors know KB Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about KB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.709
Dividend Share
3.3 K
Earnings Share
10.51
Revenue Per Share
9.9 K
Quarterly Revenue Growth
(0.02)
The market value of KB Financial Group is measured differently than its book value, which is the value of KB Financial that is recorded on the company's balance sheet. Investors also form their own opinion of KB Financial's value that differs from its market value or its book value, called intrinsic value, which is KB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because KB Financial's market value can be influenced by many factors that don't directly affect KB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between KB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if KB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, KB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.