First Net Debt from 2010 to 2026

FSEA Stock  USD 12.78  0.33  2.52%   
First Seacoast's Net Debt is decreasing over the years with slightly volatile fluctuation. Overall, Net Debt is expected to go to about 43.4 M this year. Net Debt is the total debt of First Seacoast Bancorp minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. View All Fundamentals
 
Net Debt  
First Reported
2018-12-31
Previous Quarter
14.5 M
Current Value
32.2 M
Quarterly Volatility
24.5 M
 
Covid
 
Interest Hikes
Check First Seacoast financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Seacoast's main balance sheet or income statement drivers, such as Tax Provision of 498 K, Net Interest Income of 13.5 M or Interest Income of 18.4 M, as well as many indicators such as Price To Sales Ratio of 2.05, Dividend Yield of 0.0 or PTB Ratio of 0.98. First financial statements analysis is a perfect complement when working with First Seacoast Valuation or Volatility modules.
  
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Check out the analysis of First Seacoast Correlation against competitors.
Analyzing First Seacoast's Net Debt over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Debt has evolved provides context for assessing First Seacoast's current valuation and future prospects.

Latest First Seacoast's Net Debt Growth Pattern

Below is the plot of the Net Debt of First Seacoast Bancorp over the last few years. It is the total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. First Seacoast's Net Debt historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Seacoast's overall financial position and show how it may be relating to other accounts over time.
Net Debt10 Years Trend
Slightly volatile
   Net Debt   
       Timeline  

First Net Debt Regression Statistics

Arithmetic Mean55,853,459
Geometric Mean53,050,708
Coefficient Of Variation29.14
Mean Deviation12,094,882
Median61,606,000
Standard Deviation16,275,428
Sample Variance264.9T
Range68.8M
R-Value(0.34)
Mean Square Error250.5T
R-Squared0.11
Significance0.19
Slope(1,086,041)
Total Sum of Squares4238.2T

First Net Debt History

202643.4 M
202540.7 M
202445.2 M
202366.9 M
202290.4 M
202121.6 M
202025.6 M

Other Fundumenentals of First Seacoast Bancorp

First Seacoast Net Debt component correlations

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0.90.94-0.490.91-0.440.860.890.860.590.390.890.880.250.51-0.96-0.910.9-0.96
0.750.94-0.560.83-0.490.690.740.710.470.410.860.730.320.34-0.97-0.820.88-0.97
-0.27-0.49-0.56-0.370.99-0.15-0.23-0.220.380.35-0.37-0.230.540.050.40.29-0.380.4
0.970.910.83-0.37-0.30.940.980.960.630.60.880.970.30.75-0.88-0.970.89-0.88
-0.21-0.44-0.490.99-0.3-0.1-0.18-0.170.430.42-0.26-0.170.590.070.340.22-0.280.33
0.980.860.69-0.150.94-0.10.980.990.780.60.80.980.330.76-0.8-0.950.81-0.8
0.990.890.74-0.230.98-0.180.980.990.720.610.831.00.320.8-0.84-0.970.84-0.84
1.00.860.71-0.220.96-0.170.990.990.730.590.830.990.260.79-0.8-0.960.84-0.8
0.720.590.470.380.630.430.780.720.730.750.640.720.680.61-0.62-0.740.65-0.63
0.570.390.410.350.60.420.60.610.590.750.470.610.810.58-0.54-0.640.48-0.54
0.850.890.86-0.370.88-0.260.80.830.830.640.470.830.290.48-0.86-0.871.0-0.87
0.990.880.73-0.230.97-0.170.981.00.990.720.610.830.320.81-0.82-0.970.84-0.83
0.260.250.320.540.30.590.330.320.260.680.810.290.320.27-0.43-0.330.29-0.43
0.760.510.340.050.750.070.760.80.790.610.580.480.810.27-0.45-0.730.49-0.46
-0.84-0.96-0.970.4-0.880.34-0.8-0.84-0.8-0.62-0.54-0.86-0.82-0.43-0.450.9-0.881.0
-0.97-0.91-0.820.29-0.970.22-0.95-0.97-0.96-0.74-0.64-0.87-0.97-0.33-0.730.9-0.890.9
0.860.90.88-0.380.89-0.280.810.840.840.650.481.00.840.290.49-0.88-0.89-0.89
-0.84-0.96-0.970.4-0.880.33-0.8-0.84-0.8-0.63-0.54-0.87-0.83-0.43-0.461.00.9-0.89
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About First Seacoast Financial Statements

First Seacoast stakeholders use historical fundamental indicators, such as First Seacoast's Net Debt, to determine how well the company is positioned to perform in the future. Although First Seacoast investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Seacoast's assets and liabilities are reflected in the revenues and expenses on First Seacoast's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Seacoast Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Debt40.7 M43.4 M
Net Debt To EBITDA 130.51  137.04 

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When determining whether First Seacoast Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Seacoast's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Seacoast Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Seacoast Bancorp Stock:
Check out the analysis of First Seacoast Correlation against competitors.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Seacoast. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Seacoast assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
7
Earnings Share
(0.50)
Revenue Per Share
3.513
Quarterly Revenue Growth
0.198
Return On Assets
(0)
Investors evaluate First Seacoast Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Seacoast's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause First Seacoast's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Seacoast's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Seacoast is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Seacoast's market price signifies the transaction level at which participants voluntarily complete trades.