Finward Financial Statements From 2010 to 2025

Finward Bancorp Balance Sheet		Trends
Current Value Last Year Historical Average  10 Year Trend Total Assets 2.2 B 2.1 B 1.2 B Slightly volatile Short and Long Term Debt Total 55.8 M 105.1 M 54.5 M Slightly volatile Other Current Liabilities 1.8 B 1.8 B 1.1 B Slightly volatile Total Current Liabilities 1.9 B 1.8 B 1.1 B Slightly volatile Total Stockholder Equity 81 M 151.4 M 101.2 M Slightly volatile Property Plant And Equipment Net 49.6 M 47.3 M 26.7 M Slightly volatile Retained Earnings 72.2 M 139.5 M 88.6 M Slightly volatile Cash 73.4 M 69.9 M 33.3 M Slightly volatile Non Current Assets Total 1.7 B 1.6 B 923.2 M Slightly volatile Non Currrent Assets Other 88.9 M 84.7 M 47.4 M Slightly volatile Other Assets 2.4 B 2.3 B 789.3 M Slightly volatile Cash And Short Term Investments 424.3 M 404.1 M 307.4 M Slightly volatile Net Receivables 8.1 M 7.7 M 4.4 M Slightly volatile Common Stock Shares Outstanding 3.3 M 4.3 M 3.3 M Slightly volatile Liabilities And Stockholders Equity 2.2 B 2.1 B 1.2 B Slightly volatile Non Current Liabilities Total 114 M 108.6 M 63 M Slightly volatile Other Stockholder Equity 73.5 M 70 M 26 M Slightly volatile Total Liabilities 2 B 1.9 B 1.1 B Slightly volatile Total Current Assets 432.5 M 411.9 M 312 M Slightly volatile Common Stock 189.1 M 180.1 M 79.2 M Slightly volatile Short Term Debt 42.1 M 40.1 M 19.6 M Slightly volatile Other Current Assets 122.1 M 108.2 M 130 M Very volatile Good Will 27 M 25.8 M 9.7 M Slightly volatile Net Tangible Assets 132.9 M 180.1 M 115.9 M Slightly volatile Accounts Payable 1.1 B 2 B 1 B Slightly volatile Long Term Debt 54.8 M 65 M 41.9 M Slightly volatile Net Invested Capital 198.7 M 216.4 M 156.9 M Slightly volatile Long Term Investments 514.6 M 333.6 M 373 M Slightly volatile Property Plant Equipment 29.9 M 36.1 M 25.1 M Slightly volatile Property Plant And Equipment Gross 74.5 M 80.9 M 62 M Slightly volatile Retained Earnings Total Equity 90 M 101.2 M 110.4 M Slightly volatile Capital Surpluse 24 M 27 M 29.4 M Slightly volatile Non Current Liabilities Other 11 M 12.3 M 13.5 M Slightly volatile Intangible Assets 2.7 M 1.9 M 3.8 M Slightly volatile Other Liabilities 12.3 M 13.8 M 15.1 M Slightly volatile
Finward Bancorp Income Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Depreciation And Amortization 7.7 M 7.3 M 3.6 M Slightly volatile Interest Expense 42.8 M 40.7 M 10.6 M Slightly volatile Selling General Administrative 31 M 29.5 M 18.6 M Slightly volatile Total Revenue 117.4 M 111.8 M 57.4 M Slightly volatile Gross Profit 75.2 M 71.6 M 45.5 M Slightly volatile Other Operating Expenses 103.3 M 98.4 M 45.9 M Slightly volatile Operating Income 10.3 M 13.5 M 11.2 M Slightly volatile EBIT 10.3 M 13.5 M 11.2 M Slightly volatile EBITDA 12.9 M 20.7 M 14.5 M Slightly volatile Cost Of Revenue 42.2 M 40.2 M 11.9 M Slightly volatile Income Before Tax 10.3 M 13.5 M 11.2 M Slightly volatile Net Income 8.1 M 12.1 M 9.4 M Slightly volatile Selling And Marketing Expenses 583.8 K 799 K 701.7 K Slightly volatile Tax Provision 1.3 M 1.3 M 2.2 M Slightly volatile Net Interest Income 51.8 M 48.4 M 40.3 M Slightly volatile Interest Income 64.9 M 89.2 M 48.1 M Slightly volatile Net Income From Continuing Ops 13.7 M 12.1 M 11 M Slightly volatile Reconciled Depreciation 4.8 M 7.3 M 3.6 M Slightly volatile Net Income Applicable To Common Shares 14.1 M 17.3 M 11.7 M Slightly volatile
Finward Bancorp Cash Flow Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Free Cash Flow 8.8 M 6.7 M 10.7 M Slightly volatile Begin Period Cash Flow 90.3 M 86 M 32.5 M Slightly volatile Depreciation 7.7 M 7.3 M 3.6 M Slightly volatile Capital Expenditures 2.1 M 3.1 M 1.9 M Slightly volatile Total Cash From Operating Activities 10.9 M 9.8 M 12.6 M Slightly volatile Net Income 8.1 M 12.1 M 9.5 M Slightly volatile End Period Cash Flow 74.1 M 70.6 M 34.7 M Slightly volatile
Financial Ratios		Trends
Current Value Last Year Historical Average  10 Year Trend Price To Sales Ratio 1.02 1.0736 2.1794 Slightly volatile Dividend Yield 0.0164 0.0172 0.0306 Slightly volatile PTB Ratio 1.49 0.7929 1.1127 Pretty Stable Days Sales Outstanding 35.51 25.2016 30.9319 Slightly volatile Book Value Per Share 18.65 35.4517 29.9424 Slightly volatile Free Cash Flow Yield 0.0786 0.0561 0.1122 Pretty Stable Operating Cash Flow Per Share 2.55 2.2957 3.728 Pretty Stable Stock Based Compensation To Revenue 0.0029 0.0051 0.0039 Slightly volatile Capex To Depreciation 0.4 0.4216 0.7995 Slightly volatile PB Ratio 1.49 0.7929 1.1127 Pretty Stable EV To Sales 1.32 1.3883 2.6812 Slightly volatile Free Cash Flow Per Share 2.04 1.576 3.1676 Pretty Stable ROIC 0.0666 0.0403 0.0619 Very volatile Net Income Per Share 1.9 2.8401 2.8202 Slightly volatile Sales General And Administrative To Revenue 0.22 0.264 0.3291 Slightly volatile Capex To Revenue 0.0261 0.0275 0.0424 Slightly volatile Cash Per Share 99.35 94.6237 90.2728 Slightly volatile POCF Ratio 11.99 12.2445 9.8385 Very volatile Interest Coverage 0.31 0.3303 3.1402 Pretty Stable Payout Ratio 0.16 0.1706 0.3519 Slightly volatile Capex To Operating Cash Flow 0.31 0.3135 0.2063 Pretty Stable PFCF Ratio 16.94 17.8365 95.1132 Slightly volatile Income Quality 1.1 0.8083 1.378 Pretty Stable ROE 0.12 0.0801 0.0952 Very volatile EV To Operating Cash Flow 16.41 15.8331 12.0567 Very volatile PE Ratio 14.03 9.8976 12.0009 Pretty Stable Return On Tangible Assets 0.0102 0.006 0.0087 Slightly volatile EV To Free Cash Flow 21.91 23.064 106 Slightly volatile Earnings Yield 0.0676 0.101 0.0908 Very volatile Intangibles To Total Assets 0.006 0.0118 0.0061 Slightly volatile Current Ratio 0.14 0.2287 0.2891 Pretty Stable Tangible Book Value Per Share 17.66 29.7727 27.628 Slightly volatile Receivables Turnover 9.64 14.4832 12.3812 Pretty Stable Graham Number 28.02 47.5965 43.4488 Slightly volatile Shareholders Equity Per Share 18.65 35.4517 29.9424 Slightly volatile Debt To Equity 0.88 0.6942 0.5776 Very volatile Capex Per Share 0.7 0.7197 0.5723 Slightly volatile Revenue Per Share 27.49 26.1824 16.3585 Slightly volatile Interest Debt Per Share 35.86 34.1482 19.4254 Slightly volatile Debt To Assets 0.0738 0.051 0.0506 Pretty Stable Enterprise Value Over EBITDA 11.63 7.4831 9.4113 Pretty Stable Short Term Coverage Ratios 0.23 0.2444 0.7602 Very volatile Price Earnings Ratio 14.03 9.8976 12.0009 Pretty Stable Operating Cycle 35.51 25.2016 30.9319 Slightly volatile Price Book Value Ratio 1.49 0.7929 1.1127 Pretty Stable Dividend Payout Ratio 0.16 0.1706 0.3519 Slightly volatile Price To Operating Cash Flows Ratio 11.99 12.2445 9.8385 Very volatile Price To Free Cash Flows Ratio 16.94 17.8365 95.1132 Slightly volatile Pretax Profit Margin 0.11 0.1203 0.2288 Slightly volatile Ebt Per Ebit 0.8 0.9 0.9813 Slightly volatile Operating Profit Margin 0.11 0.1203 0.2288 Slightly volatile Company Equity Multiplier 9.27 13.6097 11.0514 Slightly volatile Long Term Debt To Capitalization 0.39 0.3004 0.3 Very volatile Total Debt To Capitalization 0.45 0.4098 0.3443 Very volatile Return On Capital Employed 0.0492 0.0517 0.0815 Slightly volatile Debt Equity Ratio 0.88 0.6942 0.5776 Very volatile Ebit Per Revenue 0.11 0.1203 0.2288 Slightly volatile Quick Ratio 0.14 0.2287 0.2891 Pretty Stable Dividend Paid And Capex Coverage Ratio 1.7 1.9065 2.6214 Slightly volatile Net Income Per E B T 0.62 0.9015 0.8164 Slightly volatile Cash Ratio 0.0397 0.0388 0.0306 Very volatile Cash Conversion Cycle 35.51 25.2016 30.9319 Slightly volatile Operating Cash Flow Sales Ratio 0.0833 0.0877 0.2452 Slightly volatile Days Of Sales Outstanding 35.51 25.2016 30.9319 Slightly volatile Free Cash Flow Operating Cash Flow Ratio 0.58 0.6865 0.7869 Very volatile Cash Flow Coverage Ratios 0.0886 0.0933 0.3242 Pretty Stable Price To Book Ratio 1.49 0.7929 1.1127 Pretty Stable Fixed Asset Turnover 2.54 2.3662 2.0719 Slightly volatile Capital Expenditure Coverage Ratio 5.98 3.1897 9.5238 Slightly volatile Price Cash Flow Ratio 11.99 12.2445 9.8385 Very volatile Enterprise Value Multiple 11.63 7.4831 9.4113 Pretty Stable Debt Ratio 0.0738 0.051 0.0506 Pretty Stable Cash Flow To Debt Ratio 0.0886 0.0933 0.3242 Pretty Stable Price Sales Ratio 1.02 1.0736 2.1794 Slightly volatile Return On Assets 0.0102 0.0059 0.0087 Slightly volatile Asset Turnover 0.0572 0.0543 0.0459 Slightly volatile Net Profit Margin 0.2 0.1085 0.192 Slightly volatile Gross Profit Margin 0.54 0.6403 0.7856 Very volatile Price Fair Value 1.49 0.7929 1.1127 Pretty Stable Return On Equity 0.12 0.0801 0.0952 Very volatile
Finward Bancorp Valuation Data		Trends
Current Value Last Year Historical Average  10 Year Trend Market Cap 150.8 M 143.6 M 111.1 M Slightly volatile Enterprise Value 79.7 M 125.7 M 113.7 M Slightly volatile

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Finward Bancorp is a strong investment it is important to analyze Finward Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Finward Bancorp's future performance. For an informed investment choice regarding Finward Stock, refer to the following important reports:

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