CFSB Financial Statements From 2010 to 2025

CFSB Stock  USD 13.90  0.10  0.72%   
CFSB Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing CFSB Bancorp's valuation are provided below:
Gross Profit
7.5 M
Profit Margin
(0.0005)
Market Capitalization
86.4 M
Enterprise Value Revenue
13.123
Revenue
7.5 M
We have found one hundred twenty available fundamental signals for CFSB Bancorp, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of CFSB Bancorp prevailing market performance against the performance between 2010 and 2025 to make sure the company can sustain itself for few more years. The current year's Market Cap is expected to grow to about 61.3 M. The current year's Enterprise Value is expected to grow to about 24.6 M

CFSB Bancorp Total Revenue

11.65 Million

Check CFSB Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CFSB Bancorp's main balance sheet or income statement drivers, such as Net Interest Income of 6.2 M, Interest Income of 11.3 M or Depreciation And Amortization of 261.8 K, as well as many indicators such as Price To Sales Ratio of 5.68, Dividend Yield of 0.0 or PTB Ratio of 1.03. CFSB financial statements analysis is a perfect complement when working with CFSB Bancorp Valuation or Volatility modules.
  
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Check out the analysis of CFSB Bancorp Correlation against competitors.
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CFSB Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets385.1 M418 M346.9 M
Slightly volatile
Short and Long Term Debt Total13.6 M12.9 M5.3 M
Slightly volatile
Other Current Liabilities224.7 M245.1 M275.7 M
Slightly volatile
Total Current Liabilities227.1 M254.4 M277.7 M
Slightly volatile
Total Stockholder Equity70.9 M87.5 M56.6 M
Slightly volatile
Other Liabilities1.3 M1.4 M1.6 M
Slightly volatile
Net Tangible Assets62.4 M85.4 M55.7 M
Slightly volatile
Property Plant And Equipment Net4.1 M4.7 M3.7 M
Slightly volatile
Retained Earnings54 M57.8 M48.9 M
Slightly volatile
Accounts Payable311.4 M330.1 M285.1 M
Slightly volatile
Cash23.3 M24.3 M33.6 M
Slightly volatile
Non Current Assets Total351 M385.2 M310.6 M
Slightly volatile
Non Currrent Assets Other12 M14 M10.6 M
Slightly volatile
Other Assets194.9 M296.8 M294.2 M
Slightly volatile
Long Term Debt2.6 MM3.2 M
Slightly volatile
Cash And Short Term Investments23.8 M24.3 M34.1 M
Slightly volatile
Net Receivables1.4 M1.6 M1.2 M
Slightly volatile
Common Stock Shares OutstandingM5.7 M6.3 M
Slightly volatile
Short Term Investments96.6 K101.7 K436.3 K
Very volatile
Liabilities And Stockholders Equity385.1 M418 M346.9 M
Slightly volatile
Non Current Liabilities TotalM4.2 M32.5 M
Pretty Stable
Other Current Assets24.3 M25.5 M34.8 M
Slightly volatile
Other Stockholder Equity16.8 M29.6 M7.7 M
Slightly volatile
Total Liabilities228.5 M258.7 M280.4 M
Slightly volatile
Net Invested Capital73.3 M99.4 M61.1 M
Slightly volatile
Long Term Investments140.9 M169.2 M111.4 M
Slightly volatile
Property Plant And Equipment Gross5.2 M6.9 MM
Pretty Stable
Total Current Assets24.8 M25.5 M35.2 M
Slightly volatile
Short Term Debt12.5 M11.9 MM
Slightly volatile
Property Plant Equipment2.7 MM3.4 M
Slightly volatile
Common Stock52 K58.5 K63.8 K
Slightly volatile
Capital Lease Obligations735.6 K789.3 K931.7 K
Slightly volatile

CFSB Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Interest Income6.2 MM7.5 M
Slightly volatile
Interest Income11.3 M13.4 M10.6 M
Slightly volatile
Depreciation And Amortization261.8 K214.2 K490.9 K
Slightly volatile
Interest ExpenseM5.7 M3.1 M
Slightly volatile
Selling General Administrative6.2 M7.1 M5.4 M
Slightly volatile
Selling And Marketing Expenses145.9 K161 K115.7 K
Slightly volatile
Total Revenue11.6 M14.3 M11.1 M
Pretty Stable
Gross Profit9.3 M8.8 M8.4 M
Slightly volatile
Other Operating Expenses10.4 M14.3 M9.6 M
Slightly volatile
Net Income From Continuing Ops28.2 K29.7 K1.3 M
Slightly volatile
EBITDA198.4 K208.8 KM
Slightly volatile
Cost Of Revenue2.8 M5.5 M2.9 M
Pretty Stable
Reconciled Depreciation332.8 K214.2 K523.1 K
Slightly volatile
Net Income Applicable To Common Shares377.9 K397.8 K1.3 M
Slightly volatile
Net Income28.2 K29.7 K1.3 M
Slightly volatile

CFSB Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow284.7 K299.7 K1.4 M
Slightly volatile
Begin Period Cash Flow5.9 M6.2 M17.9 M
Very volatile
Depreciation261.8 K214.2 K490.9 K
Slightly volatile
Capital Expenditures60.7 K63.9 K463.9 K
Slightly volatile
Total Cash From Operating Activities345.4 K363.6 K1.9 M
Slightly volatile
Net Income28.2 K29.7 K1.3 M
Slightly volatile
End Period Cash Flow23 M24.3 M32.9 M
Slightly volatile
Change To Netincome648.5 K834.9 K291.6 K
Slightly volatile
Dividends PaidM2.3 M2.5 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio5.683.815.5942
Slightly volatile
PTB Ratio1.030.631.1882
Slightly volatile
Days Sales Outstanding33.5536.8538.3397
Slightly volatile
Book Value Per Share8.2410.888.4885
Slightly volatile
Free Cash Flow Yield0.00880.00930.0227
Slightly volatile
Operating Cash Flow Per Share0.07020.07380.2898
Slightly volatile
Stock Based Compensation To Revenue0.03240.03080.011
Slightly volatile
Capex To Depreciation0.330.340.8688
Slightly volatile
PB Ratio1.030.631.1882
Slightly volatile
EV To Sales2.231.852.7499
Slightly volatile
Free Cash Flow Per Share0.05780.06090.218
Slightly volatile
ROIC4.0E-44.0E-40.0245
Slightly volatile
Net Income Per Share0.00570.0060.1986
Slightly volatile
Sales General And Administrative To Revenue0.410.450.4703
Pretty Stable
Capex To Revenue0.00620.00660.0423
Slightly volatile
Cash Per Share5.174.955.4441
Slightly volatile
POCF Ratio96.6992.0841.8969
Slightly volatile
Capex To Operating Cash Flow0.180.20.2365
Slightly volatile
PFCF Ratio11711253.9134
Slightly volatile
Income Quality11.5711.023.4442
Slightly volatile
ROE5.0E-45.0E-40.0262
Slightly volatile
EV To Operating Cash Flow59.8957.0423.0374
Slightly volatile
PE Ratio1.2 K1.1 K260
Slightly volatile
Return On Tangible Assets1.0E-41.0E-40.004
Slightly volatile
EV To Free Cash Flow72.6669.229.4345
Slightly volatile
Earnings Yield9.0E-49.0E-40.02
Slightly volatile
Intangibles To Total Assets0.340.390.425
Slightly volatile
Current Ratio0.120.10030.1282
Slightly volatile
Receivables Turnover9.6310.259.5215
Slightly volatile
Graham Number1.31.375.5004
Slightly volatile
Shareholders Equity Per Share8.2410.888.4885
Slightly volatile
Debt To Equity0.140.130.0841
Slightly volatile
Capex Per Share0.01230.0130.0718
Slightly volatile
Revenue Per Share1.391.781.6931
Very volatile
Interest Debt Per Share2.432.321.1794
Slightly volatile
Debt To Assets0.02920.02780.0143
Slightly volatile
Enterprise Value Over EBITDA10499.3231.6831
Slightly volatile
Short Term Coverage Ratios0.04260.04493.5302
Slightly volatile
Price Earnings Ratio1.2 K1.1 K260
Slightly volatile
Operating Cycle33.5536.8538.3397
Slightly volatile
Price Book Value Ratio1.030.631.1882
Slightly volatile
Price To Operating Cash Flows Ratio96.6992.0841.8969
Slightly volatile
Price To Free Cash Flows Ratio11711253.9134
Slightly volatile
Company Equity Multiplier6.235.56.4675
Slightly volatile
Long Term Debt To Capitalization0.05220.05870.064
Slightly volatile
Total Debt To Capitalization0.120.12860.077
Slightly volatile
Debt Equity Ratio0.140.130.0841
Slightly volatile
Quick Ratio0.120.10030.1282
Slightly volatile
Dividend Paid And Capex Coverage Ratio6.345.125.1322
Slightly volatile
Cash Ratio0.110.09540.1219
Slightly volatile
Cash Conversion Cycle33.5536.8538.3397
Slightly volatile
Operating Cash Flow Sales Ratio0.03540.03730.1707
Slightly volatile
Days Of Sales Outstanding33.5536.8538.3397
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.670.740.7504
Slightly volatile
Cash Flow Coverage Ratios0.03930.04140.5803
Pretty Stable
Price To Book Ratio1.030.631.1882
Slightly volatile
Fixed Asset Turnover3.223.493.0989
Very volatile
Capital Expenditure Coverage Ratio6.345.125.1322
Slightly volatile
Price Cash Flow Ratio96.6992.0841.8969
Slightly volatile
Enterprise Value Multiple10499.3231.6831
Slightly volatile
Debt Ratio0.02920.02780.0143
Slightly volatile
Cash Flow To Debt Ratio0.03930.04140.5803
Pretty Stable
Price Sales Ratio5.683.815.5942
Slightly volatile
Return On Assets1.0E-41.0E-40.0038
Slightly volatile
Asset Turnover0.02510.03090.0319
Slightly volatile
Net Profit Margin0.00290.0030.1176
Slightly volatile
Gross Profit Margin0.860.710.7653
Pretty Stable
Price Fair Value1.030.631.1882
Slightly volatile
Return On Equity5.0E-45.0E-40.0262
Slightly volatile

CFSB Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap61.3 M47.5 M61.5 M
Slightly volatile
Enterprise Value24.6 M23 M30.4 M
Slightly volatile

CFSB Fundamental Market Drivers

Cash And Short Term Investments27 M

CFSB Upcoming Events

20th of October 2023
Upcoming Quarterly Report
View
30th of September 2023
Next Fiscal Quarter End
View

About CFSB Bancorp Financial Statements

CFSB Bancorp stakeholders use historical fundamental indicators, such as CFSB Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although CFSB Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in CFSB Bancorp's assets and liabilities are reflected in the revenues and expenses on CFSB Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in CFSB Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue14.3 M11.6 M
Cost Of Revenue5.5 M2.8 M
Stock Based Compensation To Revenue 0.03  0.03 
Sales General And Administrative To Revenue 0.45  0.41 
Capex To Revenue 0.01  0.01 
Revenue Per Share 1.78  1.39 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether CFSB Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of CFSB Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Cfsb Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Cfsb Bancorp Stock:
Check out the analysis of CFSB Bancorp Correlation against competitors.
For information on how to trade CFSB Stock refer to our How to Trade CFSB Stock guide.
You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CFSB Bancorp. If investors know CFSB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CFSB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.517
Revenue Per Share
1.192
Quarterly Revenue Growth
0.012
Return On Equity
(0.0001)
The market value of CFSB Bancorp is measured differently than its book value, which is the value of CFSB that is recorded on the company's balance sheet. Investors also form their own opinion of CFSB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is CFSB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CFSB Bancorp's market value can be influenced by many factors that don't directly affect CFSB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CFSB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if CFSB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CFSB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.