Banco Financial Statements From 2010 to 2025

BSAC Stock  USD 24.13  0.08  0.33%   
Banco Santander's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Banco Santander's valuation are provided below:
Gross Profit
2.3 T
Profit Margin
0.4587
Market Capitalization
11.4 B
Enterprise Value Revenue
7.7061
Revenue
2.3 T
We have found one hundred twenty available fundamental signals for Banco Santander Chile, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to validate all of Banco Santander's prevailing performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. As of August 18, 2025, Market Cap is expected to decline to about 4.5 T

Banco Santander Total Revenue

5.15 Trillion

Check Banco Santander financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Banco Santander's main balance sheet or income statement drivers, such as Depreciation And Amortization of 148.5 B, Interest Expense of 2.4 T or Selling General Administrative of 437.9 B, as well as many indicators such as Price To Sales Ratio of 3.41, Dividend Yield of 0.0556 or PTB Ratio of 2.89. Banco financial statements analysis is a perfect complement when working with Banco Santander Valuation or Volatility modules.
  
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Check out the analysis of Banco Santander Correlation against competitors.

Banco Santander Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets71.8 T68.4 T44.3 T
Slightly volatile
Short and Long Term Debt Total8.5 T15.1 T11 T
Slightly volatile
Total Current Liabilities610.1 B642.2 B2.2 T
Slightly volatile
Total Stockholder Equity2.5 T4.3 T3.1 T
Slightly volatile
Property Plant And Equipment Net257.1 B312.6 B267.3 B
Slightly volatile
Net Debt12.4 T11.8 T6.8 T
Slightly volatile
Retained Earnings394.6 B275.8 B387.1 B
Slightly volatile
Cash2.5 T3.3 T3.2 T
Slightly volatile
Non Current Assets Total68.5 T65.2 T16.3 T
Slightly volatile
Cash And Short Term Investments4.3 T3.3 T6.1 T
Slightly volatile
Common Stock Total Equity849.7 BT865.3 B
Slightly volatile
Common Stock Shares Outstanding480.5 M541.8 M462.1 M
Slightly volatile
Liabilities And Stockholders Equity71.8 T68.4 T44.3 T
Slightly volatile
Non Current Liabilities Total67.3 T64.1 T17.9 T
Slightly volatile
Other Stockholder Equity618.7 B693.4 BT
Very volatile
Total Liabilities66.2 T63 T40.9 T
Slightly volatile
Property Plant And Equipment Gross1.1 TT469 B
Slightly volatile
Total Current Assets4.9 T4.6 T6.9 T
Slightly volatile
Short Term Debt12.1 B12.7 B2.5 T
Slightly volatile
Common Stock873.5 BT866.8 B
Slightly volatile
Accumulated Other Comprehensive Income3.3 T3.1 T1.8 T
Slightly volatile
Other Liabilities2.4 T2.3 T709.4 B
Slightly volatile
Accounts Payable555.2 B528.7 B324.5 B
Slightly volatile
Long Term Debt15.1 T14.4 T8.7 T
Slightly volatile
Short Term Investments2.1 T1.9 TT
Slightly volatile
Property Plant Equipment449.1 B427.7 B236.8 B
Slightly volatile
Intangible Assets81.8 B88.7 B76.2 B
Slightly volatile
Net Receivables728.4 B1.3 T944.7 B
Slightly volatile
Long Term Investments5.9 T7.2 T4.5 T
Slightly volatile
Net Tangible Assets3.4 T5.5 T3.2 T
Slightly volatile
Long Term Debt Total11.5 T17.2 T11.2 T
Slightly volatile
Earning Assets8.8 T15.7 T9.6 T
Slightly volatile
Net Invested Capital19.2 T19.6 T15.1 T
Slightly volatile
Capital Stock713 B802.2 B874.6 B
Slightly volatile

Banco Santander Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization148.5 B141.4 B87.7 B
Slightly volatile
Interest Expense2.4 T2.3 T1.3 T
Slightly volatile
Selling General Administrative437.9 B746.2 B554.4 B
Slightly volatile
Total Revenue5.1 T4.9 T2.5 T
Slightly volatile
Gross Profit1.4 T2.1 T1.5 T
Slightly volatile
Other Operating ExpensesT3.8 T1.5 T
Slightly volatile
Operating Income600.2 B1.1 T685 B
Slightly volatile
EBIT866.6 B1.1 T978.6 B
Pretty Stable
EBITDA935.7 B1.2 T1.1 T
Very volatile
Income Before Tax553.6 B1.1 T657.1 B
Slightly volatile
Net Income455.6 B853 B537.2 B
Slightly volatile
Income Tax Expense230.7 B219.7 B122.1 B
Slightly volatile
Net Income Applicable To Common Shares956.7 B911.1 B472 B
Slightly volatile
Selling And Marketing Expenses18 B23.3 B22.2 B
Pretty Stable
Net Income From Continuing Ops651.5 B859.9 B591.9 B
Slightly volatile
Tax Provision159.1 B219.7 B123.9 B
Slightly volatile
Net Interest Income1.6 T1.8 T1.4 T
Slightly volatile
Interest Income3.1 T4.1 T2.6 T
Slightly volatile
Reconciled Depreciation124.1 B141.4 B98.2 B
Slightly volatile

Banco Santander Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow1.9 T2.8 T2.2 T
Slightly volatile
Depreciation148.5 B141.4 B87.3 B
Slightly volatile
Dividends Paid279.3 B347.5 B318.6 B
Slightly volatile
Capital Expenditures61.9 B107.7 B83.3 B
Slightly volatile
Net Income465.9 B853 B561.4 B
Slightly volatile
End Period Cash Flow1.9 T2.8 T2.3 T
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.411.81794.3043
Slightly volatile
Dividend Yield0.05560.0390.0483
Slightly volatile
PTB Ratio2.891.69632.3296
Slightly volatile
Days Sales Outstanding90.9495.7216222
Slightly volatile
Book Value Per Share28.7228.437618.1706
Slightly volatile
Capex To Depreciation0.70.76161.0933
Slightly volatile
PB Ratio2.891.69632.3296
Slightly volatile
EV To Sales6.13.72128.0013
Pretty Stable
ROIC0.02420.02550.0565
Slightly volatile
Net Income Per Share4.754.52633.0149
Slightly volatile
Payables Turnover6.995.31977.2281
Slightly volatile
Sales General And Administrative To Revenue0.240.15220.3417
Pretty Stable
Capex To Revenue0.03170.0220.0502
Slightly volatile
Cash Per Share39.3637.482834.5954
Slightly volatile
Interest Coverage0.540.4750.6671
Pretty Stable
Payout Ratio0.760.40740.6333
Pretty Stable
Days Payables Outstanding47.2268.612550.5069
Slightly volatile
ROE0.210.16230.1745
Pretty Stable
PE Ratio15.1510.4513.4502
Slightly volatile
Return On Tangible Assets0.01690.01250.0137
Slightly volatile
Earnings Yield0.06130.09570.0788
Slightly volatile
Intangibles To Total Assets0.00240.00130.002
Slightly volatile
Net Debt To EBITDA5.37.53967.1671
Slightly volatile
Current Ratio0.230.245231.6635
Slightly volatile
Tangible Book Value Per Share28.4527.967117.802
Slightly volatile
Receivables Turnover2.933.81313.6483
Slightly volatile
Graham Number55.9553.28934.7711
Slightly volatile
Shareholders Equity Per Share29.2827.883617.9236
Slightly volatile
Debt To Equity3.312.74983.0566
Very volatile
Capex Per Share0.60.57160.4429
Slightly volatile
Revenue Per Share27.3226.019310.4959
Slightly volatile
Interest Debt Per Share93.3788.921160.3248
Slightly volatile
Debt To Assets0.260.21120.2359
Pretty Stable
Enterprise Value Over EBITDA12.4614.740715.93
Very volatile
Short Term Coverage Ratios1.651.571.6013
Slightly volatile
Price Earnings Ratio15.1510.4513.4502
Slightly volatile
Operating Cycle90.9495.7216222
Slightly volatile
Price Book Value Ratio2.891.69632.3296
Slightly volatile
Days Of Payables Outstanding47.2268.612550.5069
Slightly volatile
Dividend Payout Ratio0.760.40740.6333
Pretty Stable
Pretax Profit Margin0.30.22020.3874
Very volatile
Ebt Per Ebit1.091.130.992
Very volatile
Operating Profit Margin0.30.22360.3994
Pretty Stable
Effective Tax Rate0.10.20350.1532
Slightly volatile
Company Equity Multiplier10.0913.017912.7905
Slightly volatile
Long Term Debt To Capitalization0.780.73240.7262
Very volatile
Total Debt To Capitalization0.810.73330.7511
Pretty Stable
Return On Capital Employed0.03390.03220.0197
Slightly volatile
Debt Equity Ratio3.312.74983.0566
Very volatile
Ebit Per Revenue0.30.22360.3994
Pretty Stable
Quick Ratio0.230.245251.0259
Very volatile
Net Income Per E B T0.950.79010.8421
Pretty Stable
Cash Ratio0.140.148813.3279
Slightly volatile
Cash Conversion Cycle25.7527.1091210
Slightly volatile
Days Of Sales Outstanding90.9495.7216222
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.80.77670.9648
Very volatile
Price To Book Ratio2.891.69632.3296
Slightly volatile
Fixed Asset Turnover16.4715.68347.1855
Slightly volatile
Enterprise Value Multiple12.4614.740715.93
Very volatile
Debt Ratio0.260.21120.2359
Pretty Stable
Price Sales Ratio3.411.81794.3043
Slightly volatile
Return On Assets0.01690.01250.0137
Slightly volatile
Asset Turnover0.0560.07170.0437
Pretty Stable
Net Profit Margin0.250.1740.3214
Very volatile
Gross Profit Margin0.470.490.9931
Slightly volatile
Price Fair Value2.891.69632.3296
Slightly volatile
Return On Equity0.210.16230.1745
Pretty Stable

Banco Santander Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap4.5 T5.8 T6.1 T
Very volatile

Banco Fundamental Market Drivers

Forward Price Earnings10.9051
Cash And Short Term Investments3.3 T

Banco Upcoming Events

2nd of February 2024
Upcoming Quarterly Report
View
26th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
2nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Banco Santander Financial Statements

Banco Santander stakeholders use historical fundamental indicators, such as Banco Santander's revenue or net income, to determine how well the company is positioned to perform in the future. Although Banco Santander investors may analyze each financial statement separately, they are all interrelated. For example, changes in Banco Santander's assets and liabilities are reflected in the revenues and expenses on Banco Santander's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Banco Santander Chile. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue3.1 B3.2 B
Total Revenue4.9 T5.1 T
Cost Of Revenue2.8 TT
Sales General And Administrative To Revenue 0.15  0.24 
Capex To Revenue 0.02  0.03 
Revenue Per Share 26.02  27.32 
Ebit Per Revenue 0.22  0.30 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Banco Santander Chile offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Banco Santander's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Banco Santander Chile Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Banco Santander Chile Stock:
Check out the analysis of Banco Santander Correlation against competitors.
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Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banco Santander. If investors know Banco will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banco Santander listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.25
Dividend Share
3.186
Earnings Share
2.38
Revenue Per Share
2.5 K
Quarterly Revenue Growth
0.121
The market value of Banco Santander Chile is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco Santander's value that differs from its market value or its book value, called intrinsic value, which is Banco Santander's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banco Santander's market value can be influenced by many factors that don't directly affect Banco Santander's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco Santander's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Santander is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco Santander's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.