Associated Financial Statements From 2010 to 2025

ASB Stock  USD 24.74  0.43  1.71%   
Associated Banc's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Associated Banc's valuation are provided below:
Gross Profit
B
Profit Margin
0.1345
Market Capitalization
4.1 B
Enterprise Value Revenue
8.0098
Revenue
B
We have found one hundred twenty available fundamental signals for Associated Banc Corp, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Associated Banc Corp prevailing market performance against the performance between 2010 and 2025 to make sure the company can sustain itself down the road. The current year's Market Cap is expected to grow to about 4 B

Associated Banc Total Revenue

1.16 Billion

Check Associated Banc financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Associated Banc's main balance sheet or income statement drivers, such as Interest Expense of 1.1 B, Other Operating Expenses of 2.1 B or Operating Income of 225.1 M, as well as many indicators such as Price To Sales Ratio of 1.74, Dividend Yield of 0.0392 or PTB Ratio of 1.55. Associated financial statements analysis is a perfect complement when working with Associated Banc Valuation or Volatility modules.
  
Build AI portfolio with Associated Stock
Check out the analysis of Associated Banc Correlation against competitors.

Associated Banc Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding120.7 M153.3 M147.7 M
Pretty Stable
Total Assets21.9 B43 B29.1 B
Slightly volatile
Short and Long Term Debt Total3.2 B3.2 B3.3 B
Pretty Stable
Total Current Liabilities38.2 B36.4 B15.4 B
Slightly volatile
Total Stockholder Equity2.3 B4.6 B3.2 B
Slightly volatile
Property Plant And Equipment Net225.2 M379.1 M308.6 M
Slightly volatile
Net Debt2.6 B2.2 B2.6 B
Pretty Stable
Retained Earnings3.1 B2.9 BB
Slightly volatile
Cash573.5 M997.6 M682.1 M
Slightly volatile
Non Current Assets Total39.1 B37.3 B19.1 B
Slightly volatile
Cash And Short Term Investments5.9 B5.6 B4.7 B
Pretty Stable
Liabilities And Stockholders Equity21.9 B43 B29.1 B
Slightly volatile
Non Current Liabilities Total1.7 BB2.2 B
Very volatile
Other Stockholder Equity929.8 M1.6 B1.2 B
Pretty Stable
Total Liabilities19.5 B38.4 B25.9 B
Slightly volatile
Total Current AssetsB5.7 B10.1 B
Slightly volatile
Short Term Debt1.6 B1.7 B1.1 B
Pretty Stable
Property Plant And Equipment Gross821 M781.9 M441.1 M
Slightly volatile
Short Term Investments3.8 B4.6 B4.1 B
Pretty Stable
Common Stock1.5 M1.9 M1.6 M
Slightly volatile
Common Stock Total Equity1.5 MM1.7 M
Slightly volatile
Other Liabilities136.7 M210.6 M138.5 M
Pretty Stable
Accounts Payable19.4 B34.1 B22.5 B
Slightly volatile
Long Term Debt1.9 B1.4 BB
Very volatile
Intangible Assets90.9 M119.3 M99.4 M
Slightly volatile
Property Plant Equipment288.1 M379.1 M318.7 M
Slightly volatile
Good WillB1.3 B993.8 M
Slightly volatile
Other Current Assets934.9 M984.1 M8.6 B
Slightly volatile
Preferred Stock Total Equity185.4 M174.7 M187.9 M
Very volatile
Net Tangible Assets2.3 B3.1 B2.2 B
Slightly volatile
Long Term Debt Total1.4 B837.6 M1.7 B
Slightly volatile
Capital Surpluse1.8 BB1.6 B
Slightly volatile
Long Term Investments13.2 B8.6 B16.2 B
Slightly volatile
Non Current Liabilities Other6.6 B6.3 B2.4 B
Slightly volatile
Short and Long Term Debt947.4 M1.2 B2.1 B
Slightly volatile
Earning Assets7.3 B8.7 B6.9 B
Slightly volatile
Net Invested Capital5.6 B7.1 B6.8 B
Pretty Stable
Capital Stock188.9 M196 M244.4 M
Slightly volatile
Capital Lease Obligations280.2 K295 K1.6 M
Slightly volatile

Associated Banc Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses2.1 BB1.1 B
Slightly volatile
Operating Income225.1 M134.5 M281.1 M
Slightly volatile
EBIT225 M134.5 M281 M
Slightly volatile
EBITDA282.1 M237 M365.9 M
Pretty Stable
Net Income168.3 M123.1 M217.8 M
Slightly volatile
Depreciation And Amortization66.3 M102.5 M91.5 M
Very volatile
Selling General Administrative316.1 M526.4 M422.5 M
Slightly volatile
Selling And Marketing Expenses19 M28.1 M23.6 M
Slightly volatile
Total Revenue1.2 B2.1 B1.2 B
Slightly volatile
Gross Profit806.1 M944.4 MB
Slightly volatile
Income Before Tax248.5 M134.5 M283.3 M
Slightly volatile
Net Income Applicable To Common Shares105.4 M111 M213.5 M
Pretty Stable
Preferred Stock And Other Adjustments13.1 M13.2 M11.6 M
Pretty Stable
Non Recurring21.2 M25.9 M20.6 M
Slightly volatile
Tax Provision10.7 M11.3 M72.6 M
Slightly volatile
Net Interest Income924.9 MB794.7 M
Slightly volatile
Interest Income1.3 B2.1 BB
Slightly volatile
Reconciled Depreciation67.8 M102.5 M60.9 M
Pretty Stable

Associated Banc Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow305.2 M535.3 M386.6 M
Slightly volatile
Begin Period Cash Flow573.3 M923.8 M695.2 M
Slightly volatile
Depreciation64.5 M102.5 M87.7 M
Pretty Stable
Dividends Paid87.1 M150.7 M90.4 M
Slightly volatile
Capital Expenditures38 M45 M58.7 M
Pretty Stable
Total Cash From Operating Activities343.2 M580.2 M445.3 M
Slightly volatile
Net Income185.4 M123.1 M219.3 M
Slightly volatile
End Period Cash Flow608.9 MB710.3 M
Slightly volatile
Issuance Of Capital Stock347.6 M331 M117.1 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.741.72522.2832
Very volatile
Dividend Yield0.03920.04150.0382
Pretty Stable
PTB Ratio1.550.78840.9615
Very volatile
Days Sales Outstanding22.4129.093524.0268
Slightly volatile
Book Value Per Share31.8330.313122.0102
Slightly volatile
Free Cash Flow Yield0.0960.14740.1288
Slightly volatile
Operating Cash Flow Per Share1.943.81912.8837
Slightly volatile
Capex To Depreciation0.740.43880.7394
Slightly volatile
PB Ratio1.550.78840.9615
Very volatile
EV To Sales3.442.75344.514
Slightly volatile
Free Cash Flow Per Share3.73.5232.6232
Slightly volatile
ROIC0.0140.01470.0322
Very volatile
Net Income Per Share1.040.81051.4127
Slightly volatile
Sales General And Administrative To Revenue0.210.25010.336
Slightly volatile
Capex To Revenue0.02560.02140.0493
Slightly volatile
Cash Per Share38.5236.687830.5086
Pretty Stable
POCF Ratio6.576.2587.0106
Slightly volatile
Interest Coverage0.120.1252.2917
Pretty Stable
Payout Ratio1.281.22370.5463
Slightly volatile
Capex To Operating Cash Flow0.08140.07750.1541
Slightly volatile
PFCF Ratio11.886.7848.7573
Slightly volatile
Income Quality4.954.71192.3034
Slightly volatile
ROE0.02540.02670.0688
Slightly volatile
EV To Operating Cash Flow10.499.987713.7373
Slightly volatile
PE Ratio30.9629.487215.1759
Slightly volatile
Return On Tangible Assets0.00280.00290.0077
Slightly volatile
EV To Free Cash Flow15.6610.827116.9478
Slightly volatile
Earnings Yield0.03220.03390.0758
Pretty Stable
Intangibles To Total Assets0.04130.02850.0359
Very volatile
Net Debt To EBITDA5.939.13267.1948
Pretty Stable
Current Ratio0.0880.15790.1964
Slightly volatile
Tangible Book Value Per Share23.3722.254715.1301
Slightly volatile
Receivables Turnover14.812.545815.4972
Slightly volatile
Graham Number17.7823.51225.5184
Slightly volatile
Shareholders Equity Per Share31.8330.313122.0102
Slightly volatile
Debt To Equity0.650.68651.1126
Slightly volatile
Capex Per Share0.210.29610.3833
Pretty Stable
Revenue Per Share7.213.85368.288
Slightly volatile
Interest Debt Per Share20.927.88924.0787
Pretty Stable
Debt To Assets0.06980.07350.1203
Slightly volatile
Enterprise Value Over EBITDA12.5324.455915.0142
Pretty Stable
Short Term Coverage Ratios0.270.33730.5822
Pretty Stable
Price Earnings Ratio30.9629.487215.1759
Slightly volatile
Operating Cycle22.4129.093524.0268
Slightly volatile
Price Book Value Ratio1.550.78840.9615
Very volatile
Dividend Payout Ratio1.281.22370.5463
Slightly volatile
Price To Operating Cash Flows Ratio6.576.2587.0106
Slightly volatile
Price To Free Cash Flows Ratio11.886.7848.7573
Slightly volatile
Pretax Profit Margin0.06070.06390.2234
Pretty Stable
Ebt Per Ebit0.80.90.9816
Slightly volatile
Operating Profit Margin0.06070.06390.2234
Pretty Stable
Effective Tax Rate0.07990.08410.215
Slightly volatile
Company Equity Multiplier11.529.34159.3951
Very volatile
Long Term Debt To Capitalization0.250.23830.3727
Pretty Stable
Total Debt To Capitalization0.650.40710.5266
Slightly volatile
Return On Capital Employed0.01920.02020.0543
Slightly volatile
Debt Equity Ratio0.650.68651.1126
Slightly volatile
Ebit Per Revenue0.06070.06390.2234
Pretty Stable
Quick Ratio0.0880.15790.1964
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.222.96522.8672
Very volatile
Net Income Per E B T0.560.91590.7625
Slightly volatile
Cash Ratio0.04410.02740.0339
Slightly volatile
Cash Conversion Cycle22.4129.093524.0268
Slightly volatile
Operating Cash Flow Sales Ratio0.220.27570.3456
Pretty Stable
Days Of Sales Outstanding22.4129.093524.0268
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.520.92250.8834
Slightly volatile
Cash Flow Coverage Ratios0.0960.18350.1331
Slightly volatile
Price To Book Ratio1.550.78840.9615
Very volatile
Fixed Asset Turnover6.535.55234.3035
Pretty Stable
Capital Expenditure Coverage Ratio11.8512.89817.8364
Slightly volatile
Price Cash Flow Ratio6.576.2587.0106
Slightly volatile
Enterprise Value Multiple12.5324.455915.0142
Pretty Stable
Debt Ratio0.06980.07350.1203
Slightly volatile
Cash Flow To Debt Ratio0.0960.18350.1331
Slightly volatile
Price Sales Ratio1.741.72522.2832
Very volatile
Return On Assets0.00270.00290.0074
Slightly volatile
Asset Turnover0.07360.04890.0479
Pretty Stable
Net Profit Margin0.05560.05850.1714
Very volatile
Gross Profit Margin0.530.44870.7726
Slightly volatile
Price Fair Value1.550.78840.9615
Very volatile
Return On Equity0.02540.02670.0688
Slightly volatile

Associated Banc Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB3.8 BB
Slightly volatile
Enterprise Value360.4 M405.5 M442.1 M
Slightly volatile

Associated Fundamental Market Drivers

Forward Price Earnings9.5147
Cash And Short Term Investments5.6 B

Associated Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Associated Banc Financial Statements

Associated Banc stakeholders use historical fundamental indicators, such as Associated Banc's revenue or net income, to determine how well the company is positioned to perform in the future. Although Associated Banc investors may analyze each financial statement separately, they are all interrelated. For example, changes in Associated Banc's assets and liabilities are reflected in the revenues and expenses on Associated Banc's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Associated Banc Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue2.1 B1.2 B
Cost Of Revenue1.2 B1.2 B
Sales General And Administrative To Revenue 0.25  0.21 
Capex To Revenue 0.02  0.03 
Revenue Per Share 13.85  7.20 
Ebit Per Revenue 0.06  0.06 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Associated Banc Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Associated Banc's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Associated Banc Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Associated Banc Corp Stock:
Check out the analysis of Associated Banc Correlation against competitors.
You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Associated Banc. If investors know Associated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Associated Banc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.12)
Dividend Share
0.91
Earnings Share
0.7
Revenue Per Share
6.493
Quarterly Revenue Growth
0.168
The market value of Associated Banc Corp is measured differently than its book value, which is the value of Associated that is recorded on the company's balance sheet. Investors also form their own opinion of Associated Banc's value that differs from its market value or its book value, called intrinsic value, which is Associated Banc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Associated Banc's market value can be influenced by many factors that don't directly affect Associated Banc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Associated Banc's value and its price as these two are different measures arrived at by different means. Investors typically determine if Associated Banc is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Associated Banc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.