null Option on Unity Bancorp

UNTY Stock  USD 50.15  1.41  2.73%   
Unity Bancorp's latest option contracts expiring on October 17th 2025 are carrying combined implied volatility of 0.61 with a put-to-call open interest ratio of 0.01 over 20 outstanding agreements suggesting investors are buying way more calls than puts on contracts expiring on October 17th 2025.

Open Interest Against October 17th 2025 Option Contracts

Unity Bancorp option prices can potentially be used to forecast stock returns because most option chains provide information not only about the current prices but also about the future conditions in Unity Bancorp's lending market. For example, when Unity Bancorp's puts are not actively trading or completely missing in the marketplace, investors can use it to internalize expected shorting costs. So if an investor is writing a put option on Unity Bancorp, he or she must hedge the risk by shorting Unity Bancorp stock over its option's life.
The chart above shows Unity Bancorp's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Unity Bancorp's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Unity Bancorp's option, there is no secondary market available for investors to trade.

In The Money vs. Out of Money Option Contracts on Unity Bancorp

Analyzing Unity Bancorp's in-the-money options over time can help investors to take a profitable long position in Unity Bancorp regardless of its overall volatility. This is especially true when Unity Bancorp's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Unity Bancorp's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Unity Bancorp's stock while costing only a fraction of its price.

Unity Bancorp In The Money Call Balance

When Unity Bancorp's strike price is surpassing the current stock price, the option contract against Unity Bancorp stock is said to be in the money. When it comes to buying Unity Bancorp's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Unity Bancorp are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

Unity Current Options Market Mood

Unity Bancorp's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Unity Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Open Interest

Put-to-Call Volume

Unfortunately, most Unity Bancorp's options investors are not very successful. Unity Bancorp's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current Unity contract

Base on the Rule 16, the options market is currently suggesting that Unity Bancorp will have an average daily up or down price movement of about 0.0381% per day over the life of the 2025-10-17 option contract. With Unity Bancorp trading at USD 50.15, that is roughly USD 0.0191. If you think that the market is fully incorporating Unity Bancorp's daily price movement you should consider buying Unity Bancorp options at the current volatility level of 0.61%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Purchasing Unity Bancorp options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Unity calls. Remember, the seller must deliver Unity Bancorp stock to the call owner when a call is exercised.

Unity Bancorp Option Chain

When Unity Bancorp's strike price is surpassing the current stock price, the option contract against Unity Bancorp stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Unity Bancorp's option chain is a display of a range of information that helps investors for ways to trade options on Unity. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Unity. It also shows strike prices and maturity days for a Unity Bancorp against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
UNTY251017C00070000070.00.0 - 4.84.8Out
Call
UNTY251017C00065000065.00.0 - 4.64.6Out
Call
UNTY251017C00060000060.00.65 - 1.60.65Out
Call
UNTY251017C0005500016155.01.7 - 2.92.6Out
Call
UNTY251017C00050000050.04.1 - 5.54.1Out
Call
UNTY251017C00045000045.06.5 - 10.56.5In
Call
UNTY251017C00040000440.010.5 - 14.56.47In
Call
UNTY251017C00035000035.015.4 - 19.515.4In
Call
UNTY251017C00030000030.019.6 - 24.019.6In
Call
UNTY251017C00025000025.025.0 - 29.025.0In
 Put
UNTY251017P00070000070.016.0 - 20.816.0In
 Put
UNTY251017P00065000065.011.1 - 15.911.1In
 Put
UNTY251017P00060000060.06.6 - 11.36.6In
 Put
UNTY251017P00055000055.04.9 - 7.54.9In
 Put
UNTY251017P00050000050.00.2 - 4.90.2Out
 Put
UNTY251017P00045000045.00.0 - 4.84.8Out
 Put
UNTY251017P00040000040.00.0 - 4.84.8Out
 Put
UNTY251017P00035000135.00.0 - 4.84.8Out
 Put
UNTY251017P00030000030.00.0 - 4.84.8Out
 Put
UNTY251017P00025000025.00.0 - 0.50.5Out

Unity Bancorp Selling And Marketing Expenses Over Time

   Selling And Marketing Expenses   
       Timeline  

Unity Bancorp Market Cap Over Time

   Market Cap   
       Timeline  

Unity Total Stockholder Equity

Total Stockholder Equity

310.36 Million

At this time, Unity Bancorp's Total Stockholder Equity is fairly stable compared to the past year.

Unity Bancorp Corporate Executives

Elected by the shareholders, the Unity Bancorp's board of directors comprises two types of representatives: Unity Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Unity. The board's role is to monitor Unity Bancorp's management team and ensure that shareholders' interests are well served. Unity Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Unity Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
JD IIIExecutive CFOProfile

Additional Tools for Unity Stock Analysis

When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.