Is Mercury General Stock a Good Investment?
Mercury General Investment Advice | MCY |
- Examine Mercury General's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Mercury General's leadership team and their track record. Good management can help Mercury General navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Mercury General's business and its evolving consumer preferences.
- Compare Mercury General's performance and market position to its competitors. Analyze how Mercury General is positioned in terms of product offerings, innovation, and market share.
- Check if Mercury General pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Mercury General's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Mercury General stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Mercury General is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Mercury General Stock
Researching Mercury General's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 52.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.6. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Mercury General has Price/Earnings To Growth (PEG) ratio of 1.19. The entity recorded earning per share (EPS) of 8.45. The firm last dividend was issued on the 13th of March 2025. Mercury General had 2:1 split on the 10th of October 1997.
To determine if Mercury General is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Mercury General's research are outlined below:
| Mercury General generated a negative expected return over the last 90 days | |
| Mercury General has high historical volatility and very poor performance | |
| Mercury General has 574.13 M in debt with debt to equity (D/E) ratio of 0.24, which may show that the company is not taking advantage of profits from borrowing. Mercury General has a current ratio of 0.68, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Mercury to invest in growth at high rates of return. | |
| About 52.0% of Mercury General outstanding shares are owned by corporate insiders | |
| On 27th of March 2025 Mercury General paid $ 0.3175 per share dividend to its current shareholders |
Mercury General uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Mercury General. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Mercury General's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 13th of February 2024 Upcoming Quarterly Report | View | |
| 7th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 13th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Mercury General's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 3.05 B.Mercury General's profitablity analysis
The company has Net Profit Margin of 0.09 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.1 %, which entails that for every 100 dollars of revenue, it generated $0.1 of operating income.Determining Mercury General's profitability involves analyzing its financial statements and using various financial metrics to determine if Mercury General is a good buy. For example, gross profit margin measures Mercury General's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Mercury General's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Mercury General's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Mercury General. Check Mercury General's Beneish M Score to see the likelihood of Mercury General's management manipulating its earnings.
Basic technical analysis of Mercury Stock
As of the 5th of April, Mercury General secures the Risk Adjusted Performance of (0.09), standard deviation of 3.94, and Mean Deviation of 2.39. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Mercury General, as well as the relationship between them.Mercury General's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Mercury General insiders, such as employees or executives, is commonly permitted as long as it does not rely on Mercury General's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Mercury General insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Theodore Stalick over six months ago Disposition of 2500 shares by Theodore Stalick of Mercury General at 45.3 subject to Rule 16b-3 | ||
Theodore Stalick over six months ago Disposition of 100 shares by Theodore Stalick of Mercury General at 34.81 subject to Rule 16b-3 | ||
Ribisi Mark Allan over six months ago Disposition of tradable shares by Ribisi Mark Allan of Mercury General subject to Rule 16b-3 | ||
Charles Toney over a year ago Mercury General exotic insider transaction detected |
Mercury General's Outstanding Corporate Bonds
Mercury General issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Mercury General uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Mercury bonds can be classified according to their maturity, which is the date when Mercury General has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| MERCURY GEN P Corp BondUS589400AB62 | View | |
| US58942HAC51 Corp BondUS58942HAC51 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Mercury General's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Mercury General's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.09) | |||
| Market Risk Adjusted Performance | (0.28) | |||
| Mean Deviation | 2.39 | |||
| Coefficient Of Variation | (1,221) | |||
| Standard Deviation | 3.94 | |||
| Variance | 15.54 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.15) | |||
| Total Risk Alpha | 0.207 | |||
| Treynor Ratio | (0.29) | |||
| Maximum Drawdown | 19.88 | |||
| Value At Risk | (6.45) | |||
| Potential Upside | 4.6 | |||
| Skewness | (1.87) | |||
| Kurtosis | 9.74 |
| Risk Adjusted Performance | (0.09) | |||
| Market Risk Adjusted Performance | (0.28) | |||
| Mean Deviation | 2.39 | |||
| Coefficient Of Variation | (1,221) | |||
| Standard Deviation | 3.94 | |||
| Variance | 15.54 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.15) | |||
| Total Risk Alpha | 0.207 | |||
| Treynor Ratio | (0.29) | |||
| Maximum Drawdown | 19.88 | |||
| Value At Risk | (6.45) | |||
| Potential Upside | 4.6 | |||
| Skewness | (1.87) | |||
| Kurtosis | 9.74 |
Consider Mercury General's intraday indicators
Mercury General intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Mercury General stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 46215.91 | |||
| Daily Balance Of Power | (1.24) | |||
| Rate Of Daily Change | 0.91 | |||
| Day Median Price | 51.84 | |||
| Day Typical Price | 51.31 | |||
| Price Action Indicator | (3.97) | |||
| Period Momentum Indicator | (4.77) | |||
| Relative Strength Index | 52.93 |
Mercury Stock media impact
Far too much social signal, news, headlines, and media speculation about Mercury General that are available to investors today. That information is available publicly through Mercury media outlets and privately through word of mouth or via Mercury internal channels. However, regardless of the origin, that massive amount of Mercury data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Mercury General news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Mercury General relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Mercury General's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Mercury General alpha.
Mercury General Corporate Directors
| James Ellis | Independent Director | Profile | |
| George Braunegg | Independent Director | Profile | |
| Christopher Graves | Chief Investment Officer, VP, Director and Member of Investment Committee | Profile | |
| Joshua Little | Independent Director | Profile |
Additional Tools for Mercury Stock Analysis
When running Mercury General's price analysis, check to measure Mercury General's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Mercury General is operating at the current time. Most of Mercury General's value examination focuses on studying past and present price action to predict the probability of Mercury General's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Mercury General's price. Additionally, you may evaluate how the addition of Mercury General to your portfolios can decrease your overall portfolio volatility.