Is Axos Financial Stock a Good Investment?
Axos Financial Investment Advice | AX |
- Examine Axos Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Axos Financial's leadership team and their track record. Good management can help Axos Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Axos Financial's business and its evolving consumer preferences.
- Compare Axos Financial's performance and market position to its competitors. Analyze how Axos Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Axos Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Axos Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Axos Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Axos Financial is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Axos Financial Stock
Researching Axos Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 86.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.99. Some equities with similar Price to Book (P/B) outperform the market in the long run. Axos Financial has Price/Earnings To Growth (PEG) ratio of 0.78. The entity recorded earning per share (EPS) of 8.17. The firm had not issued any dividends in recent years. Axos Financial had 4:1 split on the 18th of November 2015.
To determine if Axos Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Axos Financial's research are outlined below:
| Axos Financial appears to be risky and price may revert if volatility continues | |
| Over 86.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from gurufocus.com: Axos Financial Inc Shares Up 3.45 percent on Nov 11 |
Axos Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Axos Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Axos Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 30th of January 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 25th of July 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 30th of June 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Axos Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Axos Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-11-04 | 2010-09-30 | 0.1 | 0.11 | 0.01 | 10 | ||
2009-09-01 | 2009-06-30 | 0.09 | 0.1 | 0.01 | 11 | ||
2009-05-06 | 2009-03-31 | 0.09 | 0.08 | -0.01 | 11 | ||
2007-11-07 | 2007-09-30 | 0.03 | 0.02 | -0.01 | 33 | ||
2007-05-02 | 2007-03-31 | 0.03 | 0.02 | -0.01 | 33 | ||
2005-11-10 | 2005-09-30 | 0.03 | 0.02 | -0.01 | 33 | ||
2005-08-15 | 2005-06-30 | 0.03 | 0.02 | -0.01 | 33 | ||
2012-08-09 | 2012-06-30 | 0.13 | 0.16 | 0.03 | 23 |
Know Axos Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Axos Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Axos Financial backward and forwards among themselves. Axos Financial's institutional investor refers to the entity that pools money to purchase Axos Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Fmr Inc | 2024-06-30 | 827.1 K | Wellington Management Company Llp | 2024-06-30 | 805.8 K | Geneva Capital Management | 2024-09-30 | 708.5 K | Northern Trust Corp | 2024-06-30 | 702.8 K | Charles Schwab Investment Management Inc | 2024-06-30 | 681.4 K | Jarislowsky Fraser Ltd | 2024-06-30 | 634 K | Goldman Sachs Group Inc | 2024-06-30 | 626.4 K | Ameriprise Financial Inc | 2024-06-30 | 543.7 K | Emerald Advisers, Llc | 2024-09-30 | 505.5 K | Blackrock Inc | 2024-06-30 | 8.2 M | Vanguard Group Inc | 2024-06-30 | 5.6 M |
Axos Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a market capitalization of 4.8 B.Market Cap |
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Axos Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.03 | 0.04 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.20 | 0.21 |
Determining Axos Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Axos Financial is a good buy. For example, gross profit margin measures Axos Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Axos Financial's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Axos Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Axos Financial. Check Axos Financial's Beneish M Score to see the likelihood of Axos Financial's management manipulating its earnings.
Evaluate Axos Financial's management efficiency
Axos Financial has Return on Asset (ROA) of 0.0216 % which means that for every $100 of assets, it generated a profit of $0.0216. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.219 %, which means that it produced $0.219 on every 100 dollars invested by current stockholders. Axos Financial's management efficiency ratios could be used to measure how well Axos Financial manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to rise to 0.02 in 2024. Return On Capital Employed is likely to rise to 0.04 in 2024. At this time, Axos Financial's Total Assets are fairly stable compared to the past year. Other Assets is likely to rise to about 20.6 B in 2024, whereas Total Current Assets are likely to drop slightly above 2.3 B in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 39.83 | 41.82 | |
| Tangible Book Value Per Share | 36.86 | 38.71 | |
| Enterprise Value Over EBITDA | 26.10 | 27.41 | |
| Price Book Value Ratio | 1.44 | 2.21 | |
| Enterprise Value Multiple | 26.10 | 27.41 | |
| Price Fair Value | 1.44 | 2.21 | |
| Enterprise Value | 1.9 B | 2 B |
The management strategies employed by Axos Financial's are designed to enhance shareholder value and ensure long-term growth. We assess the effectiveness of these strategies in our stock analysis.
Beta 1.387 |
Basic technical analysis of Axos Stock
As of the 13th of November 2024, Axos Financial shows the Downside Deviation of 1.93, risk adjusted performance of 0.121, and Mean Deviation of 2.02. Axos Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Axos Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Axos Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Axos Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Axos Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Axos Financial's Outstanding Corporate Bonds
Axos Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Axos Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Axos bonds can be classified according to their maturity, which is the date when Axos Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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| AYDEMT 775 02 FEB 27 Corp BondUS054644AA72 | View |
Understand Axos Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Axos Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.121 | |||
| Market Risk Adjusted Performance | 0.1741 | |||
| Mean Deviation | 2.02 | |||
| Semi Deviation | 1.54 | |||
| Downside Deviation | 1.93 | |||
| Coefficient Of Variation | 679.21 | |||
| Standard Deviation | 3.35 | |||
| Variance | 11.2 | |||
| Information Ratio | 0.0968 | |||
| Jensen Alpha | 0.0152 | |||
| Total Risk Alpha | (0.21) | |||
| Sortino Ratio | 0.1674 | |||
| Treynor Ratio | 0.1641 | |||
| Maximum Drawdown | 23.34 | |||
| Value At Risk | (2.77) | |||
| Potential Upside | 4.23 | |||
| Downside Variance | 3.74 | |||
| Semi Variance | 2.37 | |||
| Expected Short fall | (2.34) | |||
| Skewness | 3.58 | |||
| Kurtosis | 19.79 |
| Risk Adjusted Performance | 0.121 | |||
| Market Risk Adjusted Performance | 0.1741 | |||
| Mean Deviation | 2.02 | |||
| Semi Deviation | 1.54 | |||
| Downside Deviation | 1.93 | |||
| Coefficient Of Variation | 679.21 | |||
| Standard Deviation | 3.35 | |||
| Variance | 11.2 | |||
| Information Ratio | 0.0968 | |||
| Jensen Alpha | 0.0152 | |||
| Total Risk Alpha | (0.21) | |||
| Sortino Ratio | 0.1674 | |||
| Treynor Ratio | 0.1641 | |||
| Maximum Drawdown | 23.34 | |||
| Value At Risk | (2.77) | |||
| Potential Upside | 4.23 | |||
| Downside Variance | 3.74 | |||
| Semi Variance | 2.37 | |||
| Expected Short fall | (2.34) | |||
| Skewness | 3.58 | |||
| Kurtosis | 19.79 |
Consider Axos Financial's intraday indicators
Axos Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Axos Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 11739.56 | |||
| Daily Balance Of Power | (0.21) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 83.42 | |||
| Day Typical Price | 83.48 | |||
| Price Action Indicator | (0.05) | |||
| Period Momentum Indicator | (0.44) | |||
| Relative Strength Index | 69.58 |
Axos Financial Corporate Filings
F4 | 8th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 5th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 7th of October 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
| 25th of September 2024 Other Reports | ViewVerify |
Axos Stock media impact
Far too much social signal, news, headlines, and media speculation about Axos Financial that are available to investors today. That information is available publicly through Axos media outlets and privately through word of mouth or via Axos internal channels. However, regardless of the origin, that massive amount of Axos data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Axos Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Axos Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Axos Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Axos Financial alpha.
Axos Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Axos Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Axos Financial Historical Investor Sentiment
Investor biases related to Axos Financial's public news can be used to forecast risks associated with an investment in Axos. The trend in average sentiment can be used to explain how an investor holding Axos can time the market purely based on public headlines and social activities around Axos Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Axos Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Axos Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Axos Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on Axos Financial.
Axos Financial Corporate Directors
| James Argalas | Independent Director | Profile | |
| Edward Ratinoff | Independent Director | Profile | |
| Uzair Dada | Independent Director | Profile | |
| James Black | Independent Director | Profile |
Already Invested in Axos Financial?
The danger of trading Axos Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Axos Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Axos Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Axos Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Additional Tools for Axos Stock Analysis
When running Axos Financial's price analysis, check to measure Axos Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Axos Financial is operating at the current time. Most of Axos Financial's value examination focuses on studying past and present price action to predict the probability of Axos Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Axos Financial's price. Additionally, you may evaluate how the addition of Axos Financial to your portfolios can decrease your overall portfolio volatility.