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Texas Community Bancshares Stock Z Score

TCBS Stock  USD 16.00  0.07  0.44%   
Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out Texas Community Piotroski F Score and Texas Community Valuation analysis.
  
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At this time, Texas Community's Net Invested Capital is comparatively stable compared to the past year. Capital Expenditures is likely to gain to about 1.5 M in 2025, whereas Capital Stock is likely to drop slightly above 36.9 K in 2025. At this time, Texas Community's Gross Profit is comparatively stable compared to the past year. Net Income Applicable To Common Shares is likely to gain to about 619.7 K in 2025, despite the fact that Tax Provision is likely to grow to (452.2 K).

Texas Community Bancshares Company Z Score Analysis

Texas Community's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

 = 

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

 = 

1.2 * (

Working Capital

/

Total Assets )

Second Factor

 = 

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

 = 

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

 = 

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

 = 

0.99 * (

Revenue

/

Total Assets )

Texas Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Texas Community is extremely important. It helps to project a fair market value of Texas Stock properly, considering its historical fundamentals such as Z Score. Since Texas Community's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Texas Community's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Texas Community's interrelated accounts and indicators.
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Click cells to compare fundamentals
To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.
Competition

Based on the company's disclosures, Texas Community Bancshares has a Z Score of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

Texas Community ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Texas Community's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Texas Community's managers, analysts, and investors.
Environmental
Governance
Social

Texas Community Institutional Holders

Institutional Holdings refers to the ownership stake in Texas Community that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Texas Community's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Texas Community's value.
Shares
Alliancebernstein L.p.2025-03-31
147.6 K
Oppenheimer & Close Inc2025-03-31
54.5 K
Vanguard Group Inc2025-03-31
53.1 K
Geode Capital Management, Llc2025-03-31
15.5 K
Northern Trust Corp2025-03-31
11.8 K
Blackrock Inc2025-03-31
5.6 K
Ubs Group Ag2025-03-31
282
Tower Research Capital Llc2025-03-31
240
Sbi Securities Co Ltd2025-03-31
20.0
Bank Of America Corp2025-03-31
18.0
Morgan Stanley - Brokerage Accounts2025-03-31
0.0

Texas Fundamentals

About Texas Community Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Texas Community Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Texas Community using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Texas Community Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Additional Tools for Texas Stock Analysis

When running Texas Community's price analysis, check to measure Texas Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Texas Community is operating at the current time. Most of Texas Community's value examination focuses on studying past and present price action to predict the probability of Texas Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Texas Community's price. Additionally, you may evaluate how the addition of Texas Community to your portfolios can decrease your overall portfolio volatility.