Midland Net Interest Income from 2010 to 2026

MSBI Stock  USD 22.85  0.05  0.22%   
Midland States' Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about 202.4 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
58.7 M
Current Value
61.1 M
Quarterly Volatility
6.1 M
 
Covid
 
Interest Hikes
Check Midland States financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Midland States' main balance sheet or income statement drivers, such as Total Revenue of 239.3 M, Income Tax Expense of 12.9 M or Depreciation And Amortization of 9.7 M, as well as many indicators such as Price To Sales Ratio of 0.94, Dividend Yield of 0.0625 or PTB Ratio of 0.81. Midland financial statements analysis is a perfect complement when working with Midland States Valuation or Volatility modules.
  
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Check out the analysis of Midland States Correlation against competitors.
The Net Interest Income trend for Midland States Bancorp offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Midland States is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Midland States' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Midland States Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Midland States' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Midland States' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Midland Net Interest Income Regression Statistics

Arithmetic Mean166,991,275
Geometric Mean156,306,747
Coefficient Of Variation36.83
Mean Deviation55,479,082
Median180,087,000
Standard Deviation61,498,135
Sample Variance3782T
Range166.9M
R-Value0.91
Mean Square Error667.2T
R-Squared0.83
Slope11,125,874
Total Sum of Squares60512.3T

Midland Net Interest Income History

2026202.4 M
2025271.8 M
2024236.3 M
2023241.5 M
2022245.7 M
2021207.7 M
2020199.1 M

About Midland States Financial Statements

Investors use fundamental indicators, such as Midland States' Net Interest Income, to determine how well the company is positioned to perform in the future. Although Midland States' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income271.8 M202.4 M

Currently Active Assets on Macroaxis

When determining whether Midland States Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Midland Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Midland States Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Midland States Bancorp Stock:
Check out the analysis of Midland States Correlation against competitors.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is there potential for Regional Banks market expansion? Will Midland introduce new products? Factors like these will boost the valuation of Midland States. Expected growth trajectory for Midland significantly influences the price investors are willing to assign. Understanding fair value requires weighing current performance against future potential. All the valuation information about Midland States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.71)
Dividend Share
1.25
Earnings Share
(6.12)
Revenue Per Share
9.663
Quarterly Revenue Growth
0.117
Midland States Bancorp's market price often diverges from its book value, the accounting figure shown on Midland's balance sheet. Smart investors calculate Midland States' intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Midland States' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Midland States' value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Midland States represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Midland States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.