Universal Insurance (Germany) Today
| 5UI Stock | EUR 18.20 0.10 0.55% |
Performance8 of 100
| Odds Of DistressLess than 40
|
Universal Insurance is trading at 18.20 as of the 3rd of May 2024. This is a 0.55 percent increase since the beginning of the trading day. The stock's lowest day price was 18.2. Universal Insurance has about a 40 percent probability of financial distress in the next few years of operation and did not have a very good performance during the last 90 trading days. Equity ratings for Universal Insurance Holdings are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 3rd of April 2024 and ending today, the 3rd of May 2024. Click here to learn more.
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. Universal Insurance Holdings, Inc. was founded in 1990 and is headquartered in Fort Lauderdale, Florida. Universal Insurance operates under Insurance - Property Casualty classification in Germany and is traded on Frankfurt Stock Exchange. The company has 30.39 M outstanding shares. More on Universal Insurance Holdings
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Universal Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Universal Insurance's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Universal Insurance or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Chairman of the Board, CEO | Sean Downes |
| Thematic Idea | Insurance Providers (View all Themes) |
| Business Concentration | Insurance Providers, Insurance - Property & Casualty, Financial Services (View all Sectors) |
Universal Insurance Holdings (5UI) is traded on Frankfurt Exchange in Germany and employs 19 people. The company currently falls under 'Small-Cap' category with a current market capitalization of 537.89 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Universal Insurance's market, we take the total number of its shares issued and multiply it by Universal Insurance's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Universal Insurance classifies itself under Financial Services sector and is part of Insurance - Property & Casualty industry. The entity has 30.39 M outstanding shares.
Universal Insurance Holdings has accumulated about 185.06 M in cash with 234.38 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.34.
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Ownership AllocationUniversal Insurance shows a total of 30.39 Million outstanding shares. Over half of Universal Insurance's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in Universal Insurance. Please watch out for any change in the institutional holdings of Universal Insurance as this could mean something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
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Universal Stock Price Odds Analysis
In reference to a normal probability distribution, the odds of Universal Insurance jumping above the current price in 90 days from now is about 24.04%. The Universal Insurance Holdings probability density function shows the probability of Universal Insurance stock to fall within a particular range of prices over 90 days. Assuming the 90 days horizon Universal Insurance has a beta of 0.0568. This suggests as returns on the market go up, Universal Insurance average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Universal Insurance Holdings will be expected to be much smaller as well. Additionally, universal Insurance Holdings has an alpha of 0.2944, implying that it can generate a 0.29 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
Based on a normal probability distribution, the odds of Universal Insurance to move above the current price in 90 days from now is about 24.04 (This Universal Insurance Holdings probability density function shows the probability of Universal Stock to fall within a particular range of prices over 90 days) .
Universal Insurance Risk Profiles
Investors will always prefer to have the highest possible return on investment while minimizing volatility. Universal Insurance market risk premium is the additional return an investor will receive from holding Universal Insurance long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in Universal Insurance. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Although Universal Insurance's alpha and beta are two of the key measurements used to evaluate Universal Insurance's performance over the market, the standard measures of volatility play an important role as well.
| Mean Deviation | 1.68 | |||
| Semi Deviation | 1.4 | |||
| Standard Deviation | 3.33 | |||
| Variance | 11.1 |
Universal Stock Against Markets
Picking the right benchmark for Universal Insurance stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Universal Insurance stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Universal Insurance is critical whether you are bullish or bearish towards Universal Insurance Holdings at a given time. Please also check how Universal Insurance's historical prices are related to one of the top price index indicators.
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Our tools can tell you how much better you can do entering a position in Universal Insurance without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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| All Next | Launch Module |
Universal Insurance Corporate Directors
Universal Insurance corporate directors refer to members of an Universal Insurance board of directors. The board of directors generally takes responsibility for the Universal Insurance's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Universal Insurance's board members must vote for the resolution. The Universal Insurance board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Richard Peterson | Independent Director | Profile | |
| Ozzie Schindler | Independent Director | Profile | |
| Michael Pietrangelo | Lead Independent Director | Profile | |
| Scott Callahan | Independent Director | Profile |
How to buy Universal Stock?
Before investing in Universal Insurance, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Universal Insurance. To buy Universal Insurance stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of Universal Insurance. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase Universal Insurance stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located Universal Insurance Holdings stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased Universal Insurance Holdings stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Universal Insurance Holdings, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Universal Stock please use our How to Invest in Universal Insurance guide.
Already Invested in Universal Insurance Holdings?
The danger of trading Universal Insurance Holdings is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Universal Insurance is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Universal Insurance. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Universal Insurance is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Universal Insurance is a strong investment it is important to analyze Universal Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Universal Insurance's future performance. For an informed investment choice regarding Universal Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Universal Insurance Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Complementary Tools for Universal Stock analysis
When running Universal Insurance's price analysis, check to measure Universal Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Universal Insurance is operating at the current time. Most of Universal Insurance's value examination focuses on studying past and present price action to predict the probability of Universal Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Universal Insurance's price. Additionally, you may evaluate how the addition of Universal Insurance to your portfolios can decrease your overall portfolio volatility.
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