Citizens Financial Group Stock Analysis
CFG Stock | USD 34.99 0.29 0.84% |
Citizens Financial Group is overvalued with Real Value of 32.83 and Target Price of 31.68. The main objective of Citizens Financial stock analysis is to determine its intrinsic value, which is an estimate of what Citizens Financial Group is worth, separate from its market price. There are two main types of Citizens Financial's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Citizens Financial's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Citizens Financial's stock to identify patterns and trends that may indicate its future price movements.
The Citizens Financial stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Citizens Financial is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. Citizens Stock trading window is adjusted to America/New York timezone. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Citizens Financial's ongoing operational relationships across important fundamental and technical indicators.
Citizens |
Citizens Stock Analysis Notes
About 96.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.68. Some equities with similar Price to Book (P/B) outperform the market in the long run. Citizens Financial has Price/Earnings To Growth (PEG) ratio of 0.26. The entity last dividend was issued on the 30th of April 2024. Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island. Citizens Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 19235 people. For more info on Citizens Financial Group please contact Bruce Saun at 203 900 6715 or go to https://www.citizensbank.com.Citizens Financial Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Citizens Financial's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Citizens Financial Group or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Citizens Financial has a strong financial position based on the latest SEC filings | |
Over 96.0% of the company shares are held by institutions such as insurance companies | |
Latest headline from investing.com: Earnings call ACRES Commercial Realty sees steady Q1 with strategic sales |
Citizens Financial Upcoming and Recent Events
Earnings reports are used by Citizens Financial to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Citizens Financial previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
17th of April 2024 Upcoming Quarterly Report | View | |
17th of July 2024 Next Financial Report | View | |
31st of March 2024 Next Fiscal Quarter End | View | |
15th of January 2025 Next Fiscal Year End | View | |
31st of December 2023 Last Quarter Report | View | |
31st of December 2023 Last Financial Announcement | View |
Citizens Largest EPS Surprises
Earnings surprises can significantly impact Citizens Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
---|---|---|---|---|---|---|---|
2015-04-22 | 2015-03-31 | 0.34 | 0.38 | 0.04 | 11 | ||
2017-04-20 | 2017-03-31 | 0.51 | 0.57 | 0.06 | 11 | ||
2024-05-08 | 2024-03-31 | 0.74 | 0.65 | -0.09 | 12 |
Citizens Financial Thematic Classifications
In addition to having Citizens Financial stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Power AssetsHigh potential, large capitalization stocks theme |
Citizens Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Citizens Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Citizens Financial Group backward and forwards among themselves. Citizens Financial's institutional investor refers to the entity that pools money to purchase Citizens Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares | First Trust Advisors L.p. | 2023-12-31 | 7.3 M | Lsv Asset Management | 2023-12-31 | 6.5 M | Wellington Management Company Llp | 2023-12-31 | 5.8 M | Royal Bank Of Canada | 2023-09-30 | 5.5 M | Jpmorgan Chase & Co | 2023-09-30 | 5.4 M | Northern Trust Corp | 2023-09-30 | 4.8 M | Apg All Pensions Group | 2023-12-31 | 4 M | Dimensional Fund Advisors, Inc. | 2023-12-31 | 3.8 M | Aqr Capital Management Llc | 2023-12-31 | 3.7 M | Blackrock Inc | 2023-12-31 | 55.8 M | Vanguard Group Inc | 2023-09-30 | 55.1 M |
Citizens Market Capitalization
The company currently falls under 'Large-Cap' category with a total capitalization of 15.91 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Citizens Financial's market, we take the total number of its shares issued and multiply it by Citizens Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.Citizens Profitablity
Citizens Financial's profitability indicators refer to fundamental financial ratios that showcase Citizens Financial's ability to generate income relative to its revenue or operating costs. If, let's say, Citizens Financial is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Citizens Financial's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Citizens Financial's profitability requires more research than a typical breakdown of Citizens Financial's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin of 0.19 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.24 %, which entails that for every 100 dollars of revenue, it generated $0.24 of operating income. Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0 | |
Return On Capital Employed | 0.000037 | 0.000035 | |
Return On Assets | 0.01 | 0 | |
Return On Equity | 0.07 | 0.03 |
Management Efficiency
The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.000035. At this time, Citizens Financial's Asset Turnover is most likely to slightly decrease in the upcoming years. Citizens Financial's management efficiency ratios could be used to measure how well Citizens Financial manages its routine affairs as well as how well it operates its assets and liabilities.Last Reported | Projected for Next Year | ||
Book Value Per Share | 51.24 | 35.26 | |
Net Current Asset Value | 0.00 | 0.00 | |
Tangible Asset Value | 0.00 | 0.00 | |
Tangible Book Value Per Share | 33.67 | 22.55 | |
Enterprise Value Over EBITDA | 2.2 K | 2.3 K | |
Price Book Value Ratio | 0.65 | 0.61 | |
Enterprise Value Multiple | 2.2 K | 2.3 K | |
Price Fair Value | 0.65 | 0.61 | |
Enterprise Value | 17.7 B | 17 B |
The analysis of Citizens Financial's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Citizens Financial's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Citizens Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Dividend Yield 0.0484 | Forward Dividend Yield 0.0484 | Forward Dividend Rate 1.68 | Beta 1.354 |
Technical Drivers
As of the 3rd of May, Citizens Financial shows the Risk Adjusted Performance of 0.0287, mean deviation of 1.49, and Downside Deviation of 1.96. Citizens Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to analyze and collect data for nineteen technical drivers for Citizens Financial Group, which can be compared to its peers. Please confirm Citizens Financial treynor ratio, as well as the relationship between the potential upside and expected short fall to decide if Citizens Financial is priced correctly, providing market reflects its regular price of 34.99 per share. Given that Citizens Financial has jensen alpha of (0.01), we suggest you to validate Citizens Financial Group's prevailing market performance to make sure the company can sustain itself at a future point.Citizens Financial Price Movement Analysis
The output start index for this execution was twenty-two with a total number of output elements of thirty-nine. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Citizens Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Citizens Financial. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Citizens Financial Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Citizens Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Wendy Watson over three months ago Acquisition by Wendy Watson of 432 shares of Citizens Financial subject to Rule 16b-3 | ||
Marita Zuraitis over six months ago Acquisition by Marita Zuraitis of 4233 shares of Citizens Financial subject to Rule 16b-3 | ||
John Woods over a year ago Acquisition by John Woods of 24333 shares of Citizens Financial subject to Rule 16b-3 | ||
Wendy Watson over a year ago Acquisition by Wendy Watson of 215 shares of Citizens Financial subject to Rule 16b-3 |
Citizens Financial Outstanding Bonds
Citizens Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Citizens Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Citizens bonds can be classified according to their maturity, which is the date when Citizens Financial Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
US174610AL91 Corp BondUS174610AL91 | View | |
CITIZENS FINL GROUP Corp BondUS174610AJ46 | View | |
CITIZENS FINL GROUP Corp BondUS174610AK19 | View | |
CFG 6375 Corp BondUS174610AQ88 | View | |
US174610AR61 Corp BondUS174610AR61 | View | |
CFG 6 Corp BondUS174610AP06 | View | |
CFG 565 Corp BondUS174610AU90 | View | |
US174610AS45 Corp BondUS174610AS45 | View |
Citizens Financial Predictive Daily Indicators
Citizens Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Citizens Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Citizens Financial Corporate Filings
F4 | 26th of April 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 25th of April 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 22nd of April 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
19th of April 2024 Prospectus used primarily for registering securities for public sale. | ViewVerify | |
18th of April 2024 Prospectus used primarily for registering securities for public sale. | ViewVerify | |
8K | 17th of April 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
11th of March 2024 Other Reports | ViewVerify | |
F4 | 6th of March 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Citizens Financial Forecast Models
Citizens Financial's time-series forecasting models are one of many Citizens Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Citizens Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About Citizens Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Citizens Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Citizens shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Citizens Financial. By using and applying Citizens Stock analysis, traders can create a robust methodology for identifying Citizens entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | 0.25 | 0.17 | |
Operating Profit Margin | 0.001 | 0.0009 | |
Net Profit Margin | 0.20 | 0.11 | |
Gross Profit Margin | 1.00 | 1.10 |
Current Citizens Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Citizens analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Citizens analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
31.68 | Buy | 19 | Odds |
Most Citizens analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Citizens stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Citizens Financial, talking to its executives and customers, or listening to Citizens conference calls.
Citizens Stock Analysis Indicators
Citizens Financial Group stock analysis indicators help investors evaluate how Citizens Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Citizens Financial shares will generate the highest return on investment. By understating and applying Citizens Financial stock analysis, traders can identify Citizens Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow | 10.5 B | |
Long Term Debt | 13.5 B | |
Common Stock Shares Outstanding | 476.7 M | |
Total Stockholder Equity | 24.3 B | |
Tax Provision | 422 M | |
Quarterly Earnings Growth Y O Y | -0.35 | |
Property Plant And Equipment Net | 895 M | |
Cash And Short Term Investments | 31.6 B | |
Cash | 12 B | |
Net Debt | 1.9 B | |
50 Day M A | 33.7726 | |
Total Current Liabilities | 505 M | |
Other Operating Expenses | 15.9 M | |
Non Current Assets Total | 9.2 B | |
Forward Price Earnings | 10.0908 | |
Non Currrent Assets Other | -38.6 B | |
Stock Based Compensation | 87 M |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the Citizens Financial information on this page should be used as a complementary analysis to other Citizens Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Complementary Tools for Citizens Stock analysis
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.
Earnings Calls Check upcoming earnings announcements updated hourly across public exchanges | |
Idea Breakdown Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes | |
Portfolio Analyzer Portfolio analysis module that provides access to portfolio diagnostics and optimization engine | |
Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
Idea Optimizer Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio | |
Price Ceiling Movement Calculate and plot Price Ceiling Movement for different equity instruments | |
Theme Ratings Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
Insider Screener Find insiders across different sectors to evaluate their impact on performance | |
Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency | |
Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum | |
Competition Analyzer Analyze and compare many basic indicators for a group of related or unrelated entities | |
Bollinger Bands Use Bollinger Bands indicator to analyze target price for a given investing horizon | |
Piotroski F Score Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals |
Is Citizens Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Financial. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.35) | Dividend Share 1.68 | Earnings Share 2.78 | Revenue Per Share 15.701 | Quarterly Revenue Growth (0.09) |
The market value of Citizens Financial is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Financial's value that differs from its market value or its book value, called intrinsic value, which is Citizens Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Financial's market value can be influenced by many factors that don't directly affect Citizens Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.